KY/Whitley County/WILLIAMSBURG
WILLIAMSBURG, KY
CitySAFMR
Whitley County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$620$640
1 BR$710$680
2 BR$870$950
3 BR$1,050$1,130
4 BR$1,170$1,100
5 BR$1,346
6 BR$1,547
7 BR$1,779
8 BR$2,046

Purchase Price Calculator

Maximum purchase price
$79,253

Cost breakdown

+Likely effective rent$950
HUD FMR$870
Market rent$990
Est. payment standard (109%)Used$950
Estimated payment standard is $950 (109% of FMR).
-Principal and interest-$401
Loan amount$63,402
Down payment$15,851
Rate6.50%
Term30 years
-Operating costs-$349
Property taxes-$79
Insurance-$175
Utilities$0
HOA$0
Management-$95
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,565(98.2% ROI)
Projected value
$85,347
Current value$79,253
Return breakdown
Property appreciation+$6,094
Loan principal paid down+$2,272
Rental cash flow+$7,200
5-year hold
+$26,465(167.0% ROI)
Projected value
$89,668
Current value$79,253
Return breakdown
Property appreciation+$10,415
Loan principal paid down+$4,051
Rental cash flow+$12,000
10-year hold
+$55,850(352.4% ROI)
Projected value
$101,451
Current value$79,253
Return breakdown
Property appreciation+$22,198
Loan principal paid down+$9,652
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 40769
0.95ratio
FMR$620
Market$650
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$558 / 0.86 ratio110% standard$682 / 1.05 ratio
0.95
1 BR
1 BR- 40769
1.04ratio
FMR$710
Market$680
vs market+$30

FMR is near market; voucher and private rents are aligned.

90% standard$639 / 0.94 ratio110% standard$781 / 1.15 ratio
1.04
2 BR
2 BR- 40769
0.88ratio
FMR$870
Market$990
vs market-$120

FMR is below market; voucher rent may lag private rents.

90% standard$783 / 0.79 ratio110% standard$957 / 0.97 ratio
0.88
3 BR
3 BR- 40769
0.90ratio
FMR$1,050
Market$1,170
vs market-$120

FMR is below market; voucher rent may lag private rents.

90% standard$945 / 0.81 ratio110% standard$1,155 / 0.99 ratio
0.90
4 BR
4 BR- 40769
1.06ratio
FMR$1,170
Market$1,100
vs market+$70

FMR is near market; voucher and private rents are aligned.

90% standard$1,053 / 0.96 ratio110% standard$1,287 / 1.17 ratio
1.06
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for WILLIAMSBURG, KY (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

WILLIAMSBURG, KY fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for WILLIAMSBURG, KY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $870 and the 4 bedroom fair market rent is $1,170.

Use this page for searches like WILLIAMSBURG, KY FMR, WILLIAMSBURG, KY fair market rent, and WILLIAMSBURG, KY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for WILLIAMSBURG, KY
Bedroom sizeHUD FMR
Studio$620
1 bedroom$710
2 bedroom$870
3 bedroom$1,050
4 bedroom$1,170