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Winterthur, DE

CitySAFMR
New Castle County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,400$1,200
1 BR$1,520$1,470
2 BR$1,810$1,900
3 BR$2,160$2,380
4 BR$2,380$2,620
5 BR$2,737Not available
6 BR$3,148Not available
7 BR$3,620Not available
8 BR$4,163Not available

Purchase Price Calculator

Maximum purchase price
$220,423

Cost breakdown

+Likely effective rent$1,900
HUD FMR$1,810
Market rent$1,950
Est. payment standard (105%)Used$1,900
-Principal and interest-$1,115
Loan amount$176,338
Down payment$44,085
Rate6.50%
Term30 years
-Operating costs-$585
Property taxes-$220
Insurance-$175
Utilities$0
HOA$0
Management-$190
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,466(69.1% ROI)
Projected value
$237,371
Return breakdown
Property appreciation+$16,948
Loan principal paid down+$6,318
Rental cash flow+$7,200
5-year hold
+$52,232(118.5% ROI)
Projected value
$249,388
Return breakdown
Property appreciation+$28,965
Loan principal paid down+$11,266
Rental cash flow+$12,000
10-year hold
+$112,583(255.4% ROI)
Projected value
$282,160
Return breakdown
Property appreciation+$61,737
Loan principal paid down+$26,846
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.17
1 BR
1.03
2 BR
0.93
3 BR
0.84
4 BR
0.71
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Winterthur, DE fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Winterthur, DE is $1,810 a month. That is up 1.7% from $1,780 in FY 2026. Winterthur is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Delaware is $1,629, so Winterthur is 11% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Winterthur, DE
BedroomsFY 2027Change90–110% range
Studio$1,400+2.2%$1,260–$1,540
1BR$1,520+1.3%$1,368–$1,672
2BR$1,810+1.7%$1,629–$1,991
3BR$2,160+1.4%$1,944–$2,376
4BR$2,3800.0%$2,142–$2,618

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Winterthur, DE
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,400$1,520$1,810$2,160$2,380
FY 2026$1,370$1,500$1,780$2,130$2,380
FY 2025$1,360$1,500$1,790$2,160$2,450
FY 2024$1,310$1,450$1,740$2,100$2,430
FY 2023$1,290$1,460$1,760$2,140$2,490

Questions about Winterthur, DE rents

How much will Section 8 pay for a two-bedroom in Winterthur, DE?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,810, that basic range is $1,629 to $1,991 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Winterthur, DE in?

Winterthur, DE is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Winterthur, DE for FY 2027?

The two-bedroom FMR rose 1.7%, from $1,780 in FY 2026 to $1,810 in FY 2027. Since FY 2023 it has risen 2.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set