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Yarmouth, ME

CitySAFMR
Cumberland County
Found 1 ZIP

City Median Investment Score

50Below average

095130300
BRFMR
Eff. Rent
0 BR$1,750$1,870
1 BR$1,990$2,060
2 BR$2,510$2,540
3 BR$3,100$3,100
4 BR$3,300$3,370
5 BR$3,795Not available
6 BR$4,364Not available
7 BR$5,019Not available
8 BR$5,772Not available

Purchase Price Calculator

Maximum purchase price
$315,526

Cost breakdown

+Likely effective rent$2,540
HUD FMR$2,510
Market rent$2,560
Est. payment standard (101%)Used$2,540
-Principal and interest-$1,595
Loan amount$252,421
Down payment$63,105
Rate6.50%
Term30 years
-Operating costs-$745
Property taxes-$316
Insurance-$175
Utilities$0
HOA$0
Management-$254
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,505(64.2% ROI)
Projected value
$339,787
Return breakdown
Property appreciation+$24,261
Loan principal paid down+$9,044
Rental cash flow+$7,200
5-year hold
+$69,590(110.3% ROI)
Projected value
$356,989
Return breakdown
Property appreciation+$41,463
Loan principal paid down+$16,127
Rental cash flow+$12,000
10-year hold
+$150,802(239.0% ROI)
Projected value
$403,901
Return breakdown
Property appreciation+$88,374
Loan principal paid down+$38,428
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.90
1 BR
0.95
2 BR
0.98
4 BR
0.97
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Yarmouth, ME fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Yarmouth, ME is $2,510 a month. That is up 5.0% from $2,390 in FY 2026. Yarmouth is in the Cumberland County, ME (part) HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,941. The median county two-bedroom FMR in Maine is $1,371, so Yarmouth is 83% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Yarmouth, ME
BedroomsFY 2027Change90–110% range
Studio$1,750+6.1%$1,575–$1,925
1BR$1,990+7.0%$1,791–$2,189
2BR$2,510+5.0%$2,259–$2,761
3BR$3,100+6.5%$2,790–$3,410
4BR$3,300+4.4%$2,970–$3,630

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Yarmouth, ME
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,750$1,990$2,510$3,100$3,300
FY 2026$1,650$1,860$2,390$2,910$3,160
FY 2025$1,590$1,800$2,320$2,840$3,190
FY 2024$1,500$1,730$2,220$2,760$3,130
FY 2023$1,370$1,600$2,050$2,580$3,010

Questions about Yarmouth, ME rents

How much will Section 8 pay for a two-bedroom in Yarmouth, ME?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,941, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,747 to $2,135 a month; under the ZIP-level Small Area FMR of $2,510 it would be $2,259 to $2,761. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Yarmouth, ME in?

Yarmouth, ME is in the Cumberland County, ME (part) HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,941.

How much did fair market rent change in Yarmouth, ME for FY 2027?

The two-bedroom FMR rose 5.0%, from $2,390 in FY 2026 to $2,510 in FY 2027. Since FY 2023 it has risen 22.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set