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ME/York County/York Harbor

York Harbor, ME

CitySAFMR
York County
Found 1 ZIP

City Median Investment Score

51Below average

095130300
BRFMR
Eff. Rent
0 BR$1,490$1,640
1 BR$1,640$1,800
2 BR$2,140$2,350
3 BR$2,550$2,810
4 BR$3,330$3,380
5 BR$3,829Not available
6 BR$4,404Not available
7 BR$5,065Not available
8 BR$5,824Not available

Purchase Price Calculator

Maximum purchase price
$287,293

Cost breakdown

+Likely effective rent$2,350
HUD FMR$2,140
Market rent$2,700
Est. payment standard (110%)Used$2,350
-Principal and interest-$1,453
Loan amount$229,834
Down payment$57,459
Rate6.50%
Term30 years
-Operating costs-$697
Property taxes-$287
Insurance-$175
Utilities$0
HOA$0
Management-$235
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,525(65.3% ROI)
Projected value
$309,383
Return breakdown
Property appreciation+$22,090
Loan principal paid down+$8,234
Rental cash flow+$7,200
5-year hold
+$64,437(112.1% ROI)
Projected value
$325,045
Return breakdown
Property appreciation+$37,753
Loan principal paid down+$14,684
Rental cash flow+$12,000
10-year hold
+$139,456(242.7% ROI)
Projected value
$367,759
Return breakdown
Property appreciation+$80,466
Loan principal paid down+$34,990
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.61
1 BR
0.70
2 BR
0.79
3 BR
0.75
4 BR
0.98
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

York Harbor, ME fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in York Harbor, ME is $2,140 a month. That is down 2.3% from $2,190 in FY 2026. York Harbor is in the York County, ME (part) HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,792. The median county two-bedroom FMR in Maine is $1,371, so York Harbor is 56% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for York Harbor, ME
BedroomsFY 2027Change90–110% range
Studio$1,490−1.3%$1,341–$1,639
1BR$1,640−1.8%$1,476–$1,804
2BR$2,140−2.3%$1,926–$2,354
3BR$2,550−3.0%$2,295–$2,805
4BR$3,330−9.3%$2,997–$3,663

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for York Harbor, ME
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,490$1,640$2,140$2,550$3,330
FY 2026$1,510$1,670$2,190$2,630$3,670
FY 2025$1,430$1,610$2,080$2,690$3,490
FY 2024$1,250$1,400$1,840$2,420$3,120
FY 2023$1,170$1,310$1,730$2,380$2,950

Questions about York Harbor, ME rents

How much will Section 8 pay for a two-bedroom in York Harbor, ME?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,792, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,613 to $1,971 a month; under the ZIP-level Small Area FMR of $2,140 it would be $1,926 to $2,354. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is York Harbor, ME in?

York Harbor, ME is in the York County, ME (part) HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,792.

How much did fair market rent change in York Harbor, ME for FY 2027?

The two-bedroom FMR fell 2.3%, from $2,190 in FY 2026 to $2,140 in FY 2027. Since FY 2023 it has risen 23.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set