Skip to main content
Loading page

Zenia, CA

CitySAFMR
Trinity County
Found 1 ZIP

City Median Investment Score

60Below average

095130300
BRFMR
Eff. Rent
0 BR$940$940
1 BR$1,020$1,020
2 BR$1,320$1,320
3 BR$1,800$1,800
4 BR$1,980$1,980
5 BR$2,277Not available
6 BR$2,619Not available
7 BR$3,011Not available
8 BR$3,463Not available

Purchase Price Calculator

Maximum purchase price
$134,235

Cost breakdown

+Likely effective rent$1,320
HUD FMRUsed$1,320
Market rentN/A
Est. payment standardN/A
-Principal and interest-$679
Loan amount$107,388
Down payment$26,847
Rate6.50%
Term30 years
-Operating costs-$441
Property taxes-$134
Insurance-$175
Utilities$0
HOA$0
Management-$132
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,369(79.6% ROI)
Projected value
$144,556
Return breakdown
Property appreciation+$10,321
Loan principal paid down+$3,847
Rental cash flow+$7,200
5-year hold
+$36,501(136.0% ROI)
Projected value
$151,875
Return breakdown
Property appreciation+$17,640
Loan principal paid down+$6,861
Rental cash flow+$12,000
10-year hold
+$77,946(290.3% ROI)
Projected value
$171,832
Return breakdown
Property appreciation+$37,597
Loan principal paid down+$16,349
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
--

Zenia, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Zenia, CA is $1,320 a month. That is down 1.5% from $1,340 in FY 2026. Zenia is in the Trinity County, CA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,153. The median county two-bedroom FMR in California is $1,725, so Zenia is 23% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Zenia, CA
BedroomsFY 2027Change90–110% range
Studio$940−2.1%$846–$1,034
1BR$1,0200.0%$918–$1,122
2BR$1,320−1.5%$1,188–$1,452
3BR$1,800−2.2%$1,620–$1,980
4BR$1,980−3.9%$1,782–$2,178

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Zenia, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$940$1,020$1,320$1,800$1,980
FY 2026$960$1,020$1,340$1,840$2,060
FY 2025$910$980$1,280$1,800$2,070
FY 2024area FMR$710$784$1,030$1,451$1,657
FY 2023area FMR$629$702$924$1,313$1,502

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Zenia, CA rents

How much will Section 8 pay for a two-bedroom in Zenia, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,153, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,038 to $1,268 a month; under the ZIP-level Small Area FMR of $1,320 it would be $1,188 to $1,452. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Zenia, CA in?

Zenia, CA is in the Trinity County, CA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,153.

How much did fair market rent change in Zenia, CA for FY 2027?

The two-bedroom FMR fell 1.5%, from $1,340 in FY 2026 to $1,320 in FY 2027. Since FY 2025 it has risen 3.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set