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Bergen County, NJ
CountyFMR
Found 74 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,778▲$1,610 – $1,778
1 BR$2,024▲$1,800 – $2,024
2 BR$2,324▲$2,324
3 BR$2,835▲$2,835
4 BR$3,618▲$3,260 – $3,618
5 BR$4,161▲—
6 BR$4,785▲—
7 BR$5,503▲—
8 BR$6,328▲—

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 50 ZIPs
0.24–0.63ratio range
Median FMR$1,778
Median Market$3,610
vs market-$1,832

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

50
Studio· 5 ZIPs
0.66–0.68ratio range
Median FMR$1,778
Median Market$2,670
vs market-$892

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 2 ZIPs
0.70–0.72ratio range
Median FMR$1,778
Median Market$2,495
vs market-$717

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 5 ZIPs
0.74–0.75ratio range
Median FMR$1,778
Median Market$2,390
vs market-$612

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 4 ZIPs
0.77–0.80ratio range
Median FMR$1,778
Median Market$2,245
vs market-$467

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 3 ZIPs
0.82–0.85ratio range
Median FMR$1,778
Median Market$2,140
vs market-$362

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.86ratio
FMR$1,778
Market$2,070
vs market-$292

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 2 ZIPs
0.99–1.00ratio range
Median FMR$1,778
Median Market$1,780
vs market-$2

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.03ratio
FMR$1,778
Market$1,720
vs market+$58

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.10ratio
FMR$1,778
Market$1,610
vs market+$168

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.24–1.10
1 BR
1 BR· 10 ZIPs
0.70–0.73ratio range
Median FMR$2,024
Median Market$2,825
vs market-$801

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

10
1 BR· 7 ZIPs
0.74–0.77ratio range
Median FMR$2,024
Median Market$2,660
vs market-$636

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

7
1 BR· 12 ZIPs
0.78–0.81ratio range
Median FMR$2,024
Median Market$2,530
vs market-$506

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

12
1 BR· 12 ZIPs
0.82–0.85ratio range
Median FMR$2,024
Median Market$2,410
vs market-$386

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

12
1 BR· 7 ZIPs
0.86–0.90ratio range
Median FMR$2,024
Median Market$2,300
vs market-$276

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

7
1 BR· 7 ZIPs
0.90–0.93ratio range
Median FMR$2,024
Median Market$2,210
vs market-$186

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

7
1 BR· 6 ZIPs
0.94–0.97ratio range
Median FMR$2,024
Median Market$2,105
vs market-$81

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

6
1 BR· 5 ZIPs
0.99–1.02ratio range
Median FMR$2,024
Median Market$2,030
vs market-$6

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 4 ZIPs
1.03–1.06ratio range
Median FMR$2,024
Median Market$1,965
vs market+$59

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 3 ZIPs
1.07–1.09ratio range
Median FMR$2,024
Median Market$1,860
vs market+$164

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
1.12ratio
FMR$2,024
Market$1,800
vs market+$224

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.70–1.12
2 BR
2 BR· 32 ZIPs
0.49–0.64ratio range
Median FMR$2,324
Median Market$4,055
vs market-$1,731

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

32
2 BR· 7 ZIPs
0.64–0.69ratio range
Median FMR$2,324
Median Market$3,480
vs market-$1,156

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 11 ZIPs
0.69–0.72ratio range
Median FMR$2,324
Median Market$3,260
vs market-$936

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 6 ZIPs
0.74–0.76ratio range
Median FMR$2,324
Median Market$3,130
vs market-$806

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 7 ZIPs
0.78–0.80ratio range
Median FMR$2,324
Median Market$2,960
vs market-$636

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 7 ZIPs
0.82–0.85ratio range
Median FMR$2,324
Median Market$2,820
vs market-$496

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.89ratio
FMR$2,324
Market$2,600
vs market-$276

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 2 ZIPs
0.93–0.94ratio range
Median FMR$2,324
Median Market$2,495
vs market-$171

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
0.99ratio
FMR$2,324
Market$2,350
vs market-$26

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.49–0.99
3 BR
3 BR· 22 ZIPs
0.54–0.64ratio range
Median FMR$2,835
Median Market$4,550
vs market-$1,715

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

22
3 BR· 9 ZIPs
0.65–0.68ratio range
Median FMR$2,835
Median Market$4,320
vs market-$1,485

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 12 ZIPs
0.69–0.73ratio range
Median FMR$2,835
Median Market$4,000
vs market-$1,165

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

12
3 BR· 7 ZIPs
0.74–0.75ratio range
Median FMR$2,835
Median Market$3,810
vs market-$975

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 12 ZIPs
0.77–0.81ratio range
Median FMR$2,835
Median Market$3,575
vs market-$740

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

12
3 BR· 4 ZIPs
0.82–0.85ratio range
Median FMR$2,835
Median Market$3,435
vs market-$600

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 3 ZIPs
0.86–0.89ratio range
Median FMR$2,835
Median Market$3,250
vs market-$415

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 3 ZIPs
0.90–0.93ratio range
Median FMR$2,835
Median Market$3,150
vs market-$315

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
0.94ratio
FMR$2,835
Market$3,000
vs market-$165

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
0.98ratio
FMR$2,835
Market$2,880
vs market-$45

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.54–0.98
4 BR
4 BR· 11 ZIPs
0.50–0.64ratio range
Median FMR$3,618
Median Market$6,300
vs market-$2,682

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

11
4 BR· 8 ZIPs
0.65–0.69ratio range
Median FMR$3,618
Median Market$5,345
vs market-$1,727

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

8
4 BR· 13 ZIPs
0.69–0.73ratio range
Median FMR$3,618
Median Market$5,050
vs market-$1,432

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

13
4 BR· 10 ZIPs
0.73–0.76ratio range
Median FMR$3,618
Median Market$4,870
vs market-$1,252

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

10
4 BR· 5 ZIPs
0.80–0.81ratio range
Median FMR$3,618
Median Market$4,500
vs market-$882

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 3 ZIPs
0.82–0.85ratio range
Median FMR$3,618
Median Market$4,370
vs market-$752

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 7 ZIPs
0.86–0.90ratio range
Median FMR$3,618
Median Market$4,060
vs market-$442

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

7
4 BR· 8 ZIPs
0.90–0.93ratio range
Median FMR$3,618
Median Market$3,965
vs market-$347

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

8
4 BR· 1 ZIP
0.98ratio
FMR$3,618
Market$3,710
vs market-$92

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 2 ZIPs
1.00–1.01ratio range
Median FMR$3,618
Median Market$3,610
vs market+$8

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
1.04ratio
FMR$3,618
Market$3,470
vs market+$148

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 3 ZIPs
1.08–1.09ratio range
Median FMR$3,618
Median Market$3,330
vs market+$288

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 2 ZIPs
1.11ratio range
Median FMR$3,618
Median Market$3,265
vs market+$353

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.50–1.11
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by average FMR (vs county median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Bergen County, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
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