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Essex County, MA
CountyFMR
Found 60 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$2,359▲$1,470 – $2,359
1 BR$2,476▲$1,810 – $2,476
2 BR$2,941▲$2,420 – $2,941
3 BR$3,526▲$2,590 – $3,526
4 BR$3,894▲$2,270 – $3,894
5 BR$4,478▲—
6 BR$5,150▲—
7 BR$5,922▲—
8 BR$6,811▲—

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.89ratio
FMR$2,359
Market$2,660
vs market-$301

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 3 ZIPs
0.91–0.92ratio range
Median FMR$2,359
Median Market$2,570
vs market-$211

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 4 ZIPs
0.94–0.98ratio range
Median FMR$2,359
Median Market$2,455
vs market-$96

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 11 ZIPs
0.98–1.00ratio range
Median FMR$2,359
Median Market$2,370
vs market-$11

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

11
Studio· 5 ZIPs
1.03–1.06ratio range
Median FMR$2,359
Median Market$2,270
vs market+$89

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 2 ZIPs
1.07–1.08ratio range
Median FMR$2,359
Median Market$2,195
vs market+$164

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 7 ZIPs
1.11–1.15ratio range
Median FMR$2,359
Median Market$2,080
vs market+$279

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

7
Studio· 6 ZIPs
1.15–1.17ratio range
Median FMR$2,359
Median Market$2,035
vs market+$324

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

6
Studio· 11 ZIPs
1.20–1.25ratio range
Median FMR$2,359
Median Market$1,930
vs market+$429

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

11
Studio· 4 ZIPs
1.25–1.28ratio range
Median FMR$2,359
Median Market$1,875
vs market+$484

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 3 ZIPs
1.30–1.32ratio range
Median FMR$2,359
Median Market$1,800
vs market+$559

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 3 ZIPs
1.47–1.60ratio range
Median FMR$2,359
Median Market$1,510
vs market+$849

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.89–1.60
1 BR
1 BR· 1 ZIP
0.85ratio
FMR$2,476
Market$2,900
vs market-$424

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 2 ZIPs
0.87–0.89ratio range
Median FMR$2,476
Median Market$2,810
vs market-$334

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 2 ZIPs
0.92–0.93ratio range
Median FMR$2,476
Median Market$2,665
vs market-$189

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 19 ZIPs
0.94–0.98ratio range
Median FMR$2,476
Median Market$2,550
vs market-$74

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

19
1 BR· 6 ZIPs
0.98–1.01ratio range
Median FMR$2,476
Median Market$2,465
vs market+$11

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 10 ZIPs
1.03–1.06ratio range
Median FMR$2,476
Median Market$2,385
vs market+$91

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

10
1 BR· 7 ZIPs
1.07–1.09ratio range
Median FMR$2,476
Median Market$2,290
vs market+$186

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 4 ZIPs
1.12–1.14ratio range
Median FMR$2,476
Median Market$2,195
vs market+$281

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 5 ZIPs
1.16–1.19ratio range
Median FMR$2,476
Median Market$2,110
vs market+$366

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 3 ZIPs
1.20–1.24ratio range
Median FMR$2,476
Median Market$2,000
vs market+$476

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 1 ZIP
1.37ratio
FMR$2,476
Market$1,810
vs market+$666

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.85–1.37
2 BR
2 BR· 1 ZIP
0.79ratio
FMR$2,941
Market$3,700
vs market-$759

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 2 ZIPs
0.85ratio range
Median FMR$2,941
Median Market$3,460
vs market-$519

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 3 ZIPs
0.87–0.88ratio range
Median FMR$2,941
Median Market$3,360
vs market-$419

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 11 ZIPs
0.91–0.94ratio range
Median FMR$2,941
Median Market$3,190
vs market-$249

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

11
2 BR· 14 ZIPs
0.94–0.98ratio range
Median FMR$2,941
Median Market$3,100
vs market-$159

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

14
2 BR· 7 ZIPs
0.98–1.00ratio range
Median FMR$2,941
Median Market$2,970
vs market-$29

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

7
2 BR· 8 ZIPs
1.02–1.05ratio range
Median FMR$2,941
Median Market$2,815
vs market+$126

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

8
2 BR· 8 ZIPs
1.07–1.10ratio range
Median FMR$2,941
Median Market$2,720
vs market+$221

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

8
2 BR· 4 ZIPs
1.16–1.17ratio range
Median FMR$2,941
Median Market$2,525
vs market+$416

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 2 ZIPs
1.21–1.22ratio range
Median FMR$2,941
Median Market$2,430
vs market+$511

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.79–1.22
3 BR
3 BR· 4 ZIPs
0.79–0.81ratio range
Median FMR$3,526
Median Market$4,370
vs market-$844

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 3 ZIPs
0.82–0.86ratio range
Median FMR$3,526
Median Market$4,160
vs market-$634

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 4 ZIPs
0.86–0.90ratio range
Median FMR$3,526
Median Market$3,930
vs market-$404

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 5 ZIPs
0.91–0.94ratio range
Median FMR$3,526
Median Market$3,850
vs market-$324

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 12 ZIPs
0.95–0.97ratio range
Median FMR$3,526
Median Market$3,630
vs market-$104

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

12
3 BR· 6 ZIPs
0.99–1.02ratio range
Median FMR$3,526
Median Market$3,490
vs market+$36

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

6
3 BR· 2 ZIPs
1.04–1.06ratio range
Median FMR$3,526
Median Market$3,360
vs market+$166

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 10 ZIPs
1.06–1.10ratio range
Median FMR$3,526
Median Market$3,285
vs market+$241

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

10
3 BR· 3 ZIPs
1.11–1.12ratio range
Median FMR$3,526
Median Market$3,160
vs market+$366

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 4 ZIPs
1.15–1.19ratio range
Median FMR$3,526
Median Market$3,005
vs market+$521

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.23ratio
FMR$3,526
Market$2,870
vs market+$656

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 3 ZIPs
1.25–1.29ratio range
Median FMR$3,526
Median Market$2,810
vs market+$716

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 2 ZIPs
1.32–1.34ratio range
Median FMR$3,526
Median Market$2,650
vs market+$876

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.36ratio
FMR$3,526
Market$2,590
vs market+$936

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.79–1.36
4 BR
4 BR· 3 ZIPs
0.66–0.68ratio range
Median FMR$3,894
Median Market$5,730
vs market-$1,836

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.74ratio
FMR$3,894
Market$5,270
vs market-$1,376

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.81ratio
FMR$3,894
Market$4,810
vs market-$916

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 8 ZIPs
0.83–0.86ratio range
Median FMR$3,894
Median Market$4,660
vs market-$766

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

8
4 BR· 9 ZIPs
0.89–0.90ratio range
Median FMR$3,894
Median Market$4,350
vs market-$456

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

9
4 BR· 2 ZIPs
0.90–0.93ratio range
Median FMR$3,894
Median Market$4,250
vs market-$356

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 7 ZIPs
0.95–0.98ratio range
Median FMR$3,894
Median Market$4,030
vs market-$136

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

7
4 BR· 3 ZIPs
0.99–1.01ratio range
Median FMR$3,894
Median Market$3,870
vs market+$24

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 2 ZIPs
1.05ratio range
Median FMR$3,894
Median Market$3,715
vs market+$179

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 6 ZIPs
1.07–1.10ratio range
Median FMR$3,894
Median Market$3,620
vs market+$274

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

6
4 BR· 6 ZIPs
1.11–1.14ratio range
Median FMR$3,894
Median Market$3,485
vs market+$409

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

6
4 BR· 4 ZIPs
1.15–1.19ratio range
Median FMR$3,894
Median Market$3,330
vs market+$564

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 2 ZIPs
1.25–1.29ratio range
Median FMR$3,894
Median Market$3,070
vs market+$824

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 2 ZIPs
1.32–1.33ratio range
Median FMR$3,894
Median Market$2,940
vs market+$954

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 4 ZIPs
1.37–1.72ratio range
Median FMR$3,894
Median Market$2,760
vs market+$1,134

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.66–1.72
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by average FMR (vs county median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Essex County, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
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