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Hamilton County, TN
CountySAFMR
Found 38 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$800 – $1,660▲$800 – $1,380
1 BR$810 – $1,730▼$810 – $1,620
2 BR$1,010 – $1,900▼$1,010 – $1,830
3 BR$1,270 – $2,370▼$1,270 – $2,330
4 BR$1,450 – $2,530▼$1,450 – $2,490
5 BR$2,266▼—
6 BR$2,605▼—
7 BR$2,996▼—
8 BR$3,446▼—

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.52ratio
FMR$920
Market$1,780
vs market-$860

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.80ratio
FMR$1,140
Market$1,420
vs market-$280

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 3 ZIPs
0.81–0.83ratio range
Median FMR$1,100
Median Market$1,330
vs market-$230

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 7 ZIPs
0.91–0.94ratio range
Median FMR$1,290
Median Market$1,420
vs market-$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

7
Studio· 1 ZIP
0.96ratio
FMR$1,050
Market$1,090
vs market-$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
0.99ratio
FMR$1,030
Market$1,040
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 2 ZIPs
1.02–1.03ratio range
Median FMR$1,290
Median Market$1,255
vs market+$35

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 3 ZIPs
1.09ratio range
Median FMR$1,210
Median Market$1,110
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 2 ZIPs
1.10–1.13ratio range
Median FMR$1,405
Median Market$1,255
vs market+$150

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 1 ZIP
1.18ratio
FMR$1,130
Market$960
vs market+$170

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 4 ZIPs
1.21–1.24ratio range
Median FMR$1,405
Median Market$1,140
vs market+$265

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4
Studio· 1 ZIP
1.26ratio
FMR$1,290
Market$1,020
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 1 ZIP
1.34ratio
FMR$1,660
Market$1,240
vs market+$420

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 4 ZIPs
1.36–1.52ratio range
Median FMR$1,440
Median Market$1,020
vs market+$420

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4
0.52–1.52
1 BR
1 BR· 1 ZIP
0.61ratio
FMR$1,000
Market$1,630
vs market-$630

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 2 ZIPs
0.76–0.77ratio range
Median FMR$1,075
Median Market$1,410
vs market-$335

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 2 ZIPs
0.85ratio range
Median FMR$1,155
Median Market$1,360
vs market-$205

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.89ratio
FMR$1,190
Market$1,330
vs market-$140

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.92ratio
FMR$1,320
Market$1,440
vs market-$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 3 ZIPs
0.95–0.97ratio range
Median FMR$1,140
Median Market$1,200
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 8 ZIPs
1.00–1.02ratio range
Median FMR$1,340
Median Market$1,330
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

8
1 BR· 2 ZIPs
1.03–1.05ratio range
Median FMR$1,345
Median Market$1,290
vs market+$55

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 5 ZIPs
1.07–1.10ratio range
Median FMR$1,240
Median Market$1,140
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

5
1 BR· 1 ZIP
1.11ratio
FMR$1,370
Market$1,230
vs market+$140

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 4 ZIPs
1.15–1.18ratio range
Median FMR$1,550
Median Market$1,330
vs market+$220

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4
1 BR· 1 ZIP
1.22ratio
FMR$1,700
Market$1,390
vs market+$310

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 1 ZIP
1.33ratio
FMR$1,560
Market$1,170
vs market+$390

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.61–1.33
2 BR
2 BR· 2 ZIPs
0.71ratio range
Median FMR$1,180
Median Market$1,665
vs market-$485

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.73ratio
FMR$1,290
Market$1,760
vs market-$470

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.78ratio
FMR$1,310
Market$1,690
vs market-$380

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 3 ZIPs
0.83–0.86ratio range
Median FMR$1,300
Median Market$1,570
vs market-$270

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 2 ZIPs
0.88–0.89ratio range
Median FMR$1,355
Median Market$1,535
vs market-$180

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 6 ZIPs
0.93–0.94ratio range
Median FMR$1,480
Median Market$1,600
vs market-$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

6
2 BR· 3 ZIPs
0.94–0.97ratio range
Median FMR$1,390
Median Market$1,440
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 2 ZIPs
1.00–1.01ratio range
Median FMR$1,350
Median Market$1,345
vs market+$5

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 3 ZIPs
1.03–1.05ratio range
Median FMR$1,570
Median Market$1,490
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 7 ZIPs
1.06–1.10ratio range
Median FMR$1,580
Median Market$1,470
vs market+$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

7
2 BR· 1 ZIP
1.15ratio
FMR$1,570
Market$1,370
vs market+$200

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 1 ZIP
1.17ratio
FMR$1,900
Market$1,630
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.71–1.17
3 BR
3 BR· 4 ZIPs
0.71–0.73ratio range
Median FMR$1,610
Median Market$2,255
vs market-$645

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 1 ZIP
0.78ratio
FMR$1,570
Market$2,010
vs market-$440

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 4 ZIPs
0.82–0.83ratio range
Median FMR$1,625
Median Market$1,980
vs market-$355

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 4 ZIPs
0.87–0.90ratio range
Median FMR$1,830
Median Market$2,070
vs market-$240

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 4 ZIPs
0.90–0.94ratio range
Median FMR$2,015
Median Market$2,165
vs market-$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 9 ZIPs
0.95–0.98ratio range
Median FMR$1,850
Median Market$1,900
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

9
3 BR· 1 ZIP
1.01ratio
FMR$1,850
Market$1,840
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
1.03ratio
FMR$2,280
Market$2,220
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
1.09ratio range
Median FMR$2,240
Median Market$2,055
vs market+$185

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
1.14ratio range
Median FMR$2,350
Median Market$2,060
vs market+$290

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.71–1.14
4 BR
4 BR· 5 ZIPs
0.56–0.64ratio range
Median FMR$1,710
Median Market$2,730
vs market-$1,020

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

5
4 BR· 10 ZIPs
0.73–0.77ratio range
Median FMR$1,970
Median Market$2,560
vs market-$590

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

10
4 BR· 3 ZIPs
0.78–0.81ratio range
Median FMR$1,730
Median Market$2,220
vs market-$490

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 3 ZIPs
0.84–0.85ratio range
Median FMR$2,090
Median Market$2,460
vs market-$370

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 6 ZIPs
0.87–0.89ratio range
Median FMR$1,890
Median Market$2,140
vs market-$250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

6
4 BR· 2 ZIPs
0.92–0.93ratio range
Median FMR$2,170
Median Market$2,345
vs market-$175

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 2 ZIPs
0.97ratio range
Median FMR$2,465
Median Market$2,540
vs market-$75

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
0.98ratio
FMR$2,530
Market$2,570
vs market-$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.56–0.98
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Hamilton County, TN (TN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
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