Home/ME/Hancock County
Hancock County, ME
CountyFMR
Found 46 ZIPs
BRFMR
Eff. Rent
0 BR$1,227$1,010 – $1,350
1 BR$1,234$1,270 – $1,360
2 BR$1,501$1,580 – $1,650
3 BR$2,047$1,670 – $1,880
4 BR$2,055$1,660 – $1,810
5 BR$2,363
6 BR$2,718
7 BR$3,125
8 BR$3,594

Purchase Price Calculator

Maximum purchase price
$175,843

Cost breakdown

+Likely effective rent$1,600
HUD FMR$1,501
Market rent$1,650
Est. payment standard (106%)Used$1,600
Estimated payment standard is $1,600 (106% of FMR).
-Principal and interest-$889
Loan amount$140,674
Down payment$35,169
Rate6.50%
Term30 years
-Operating costs-$511
Property taxes-$176
Insurance-$175
Utilities$0
HOA$0
Management-$160
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,761(73.2% ROI)
Projected value
$189,364
Current value$175,843
Return breakdown
Property appreciation+$13,521
Loan principal paid down+$5,040
Rental cash flow+$7,200
5-year hold
+$44,095(125.4% ROI)
Projected value
$198,950
Current value$175,843
Return breakdown
Property appreciation+$23,107
Loan principal paid down+$8,988
Rental cash flow+$12,000
10-year hold
+$94,667(269.2% ROI)
Projected value
$225,094
Current value$175,843
Return breakdown
Property appreciation+$49,251
Loan principal paid down+$21,416
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 1 ZIP
0.80ratio
FMR$1,227
Market$1,530
vs market-$303

FMR is below market; voucher rent may lag private rents.

90% standard$1,104 / 0.72 ratio110% standard$1,350 / 0.88 ratio
1
Studio- 1 ZIP
0.97ratio
FMR$1,227
Market$1,260
vs market-$33

FMR is near market; voucher and private rents are aligned.

90% standard$1,104 / 0.88 ratio110% standard$1,350 / 1.07 ratio
1
Studio- 1 ZIP
0.99ratio
FMR$1,227
Market$1,240
vs market-$13

FMR is near market; voucher and private rents are aligned.

90% standard$1,104 / 0.89 ratio110% standard$1,350 / 1.09 ratio
1
Studio- 1 ZIP
1.21ratio
FMR$1,227
Market$1,010
vs market+$217

FMR is above market; underwrite to market rent.

90% standard$1,104 / 1.09 ratio110% standard$1,350 / 1.34 ratio
1
0.80-1.21
1 BR
1 BR- 1 ZIP
0.70ratio
FMR$1,234
Market$1,760
vs market-$526

FMR is below market; voucher rent may lag private rents.

90% standard$1,111 / 0.63 ratio110% standard$1,357 / 0.77 ratio
1
1 BR- 1 ZIP
0.89ratio
FMR$1,234
Market$1,380
vs market-$146

FMR is below market; voucher rent may lag private rents.

90% standard$1,111 / 0.80 ratio110% standard$1,357 / 0.98 ratio
1
1 BR- 1 ZIP
0.93ratio
FMR$1,234
Market$1,330
vs market-$96

FMR is near market; voucher and private rents are aligned.

90% standard$1,111 / 0.84 ratio110% standard$1,357 / 1.02 ratio
1
1 BR- 1 ZIP
0.96ratio
FMR$1,234
Market$1,290
vs market-$56

FMR is near market; voucher and private rents are aligned.

90% standard$1,111 / 0.86 ratio110% standard$1,357 / 1.05 ratio
1
0.70-0.96
2 BR
2 BR- 1 ZIP
0.81ratio
FMR$1,501
Market$1,860
vs market-$359

FMR is below market; voucher rent may lag private rents.

90% standard$1,351 / 0.73 ratio110% standard$1,651 / 0.89 ratio
2 BR- 3 ZIPs
0.91-0.93ratio range
Median FMR$1,501
Median Market$1,650
vs market-$149

FMR is near market; voucher and private rents are aligned.

90% standard$1,351 / 0.82 ratio110% standard$1,651 / 1.00 ratio
3
0.81-0.93
3 BR
3 BR- 1 ZIP
1.09ratio
FMR$2,047
Market$1,880
vs market+$167

FMR is near market; voucher and private rents are aligned.

90% standard$1,842 / 0.98 ratio110% standard$2,252 / 1.20 ratio
1
3 BR- 2 ZIPs
1.16-1.17ratio range
Median FMR$2,047
Median Market$1,755
vs market+$292

FMR is above market; underwrite to market rent.

90% standard$1,842 / 1.05 ratio110% standard$2,252 / 1.28 ratio
2
3 BR- 1 ZIP
1.23ratio
FMR$2,047
Market$1,670
vs market+$377

FMR is above market; underwrite to market rent.

90% standard$1,842 / 1.10 ratio110% standard$2,252 / 1.35 ratio
1
1.09-1.23
4 BR
4 BR- 1 ZIP
1.14ratio
FMR$2,055
Market$1,810
vs market+$245

FMR is above market; underwrite to market rent.

90% standard$1,850 / 1.02 ratio110% standard$2,261 / 1.25 ratio
1
4 BR- 2 ZIPs
1.16-1.19ratio range
Median FMR$2,055
Median Market$1,745
vs market+$310

FMR is above market; underwrite to market rent.

90% standard$1,850 / 1.06 ratio110% standard$2,261 / 1.30 ratio
2
4 BR- 1 ZIP
1.24ratio
FMR$2,055
Market$1,660
vs market+$395

FMR is above market; underwrite to market rent.

90% standard$1,850 / 1.11 ratio110% standard$2,261 / 1.36 ratio
1
1.14-1.24
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Hancock County, ME (ME) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Hancock County, ME fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Hancock County, ME shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,501 and the 4 bedroom fair market rent is $2,055.

Use this page for searches like Hancock County, ME FMR, Hancock County, ME fair market rent, and Hancock County, ME Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Hancock County, ME
Bedroom sizeHUD FMR
Studio$1,227
1 bedroom$1,234
2 bedroom$1,501
3 bedroom$2,047
4 bedroom$2,055