Home/ME/Kennebec County
Kennebec County, ME
CountyFMR
Found 39 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,082▲$1,082 – $1,190
1 BR$1,090▲$1,160 – $1,200
2 BR$1,416▲$1,416 – $1,560
3 BR$1,819▲$1,730 – $2,000
4 BR$2,158▲$1,620 – $2,210
5 BR$2,482▲—
6 BR$2,854▲—
7 BR$3,282▲—
8 BR$3,774▲—

Purchase Price Calculator

Maximum purchase price
$169,899

Cost breakdown

+Likely effective rent$1,560
HUD FMR$1,416
Market rent$1,690
Est. payment standard (110%)Used$1,560
Estimated payment standard is $1,560 (110% of FMR).
-Principal and interest-$859
Loan amount$135,919
Down payment$33,980
Rate6.50%
Term30 years
-Operating costs-$501
Property taxes-$170
Insurance-$175
Utilities$0
HOA$0
Management-$156
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,133(74.0% ROI)
Projected value
$182,962
Current value$169,899
Return breakdown
Property appreciation+$13,064
Loan principal paid down+$4,870
Rental cash flow+$7,200
5-year hold
+$43,010(126.6% ROI)
Projected value
$192,225
Current value$169,899
Return breakdown
Property appreciation+$22,326
Loan principal paid down+$8,684
Rental cash flow+$12,000
10-year hold
+$92,278(271.6% ROI)
Projected value
$217,485
Current value$169,899
Return breakdown
Property appreciation+$47,586
Loan principal paid down+$20,692
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 3 ZIPs
0.73-0.76ratio range
Median FMR$1,082
Median Market$1,420
vs market-$338

FMR is below market; voucher rent may lag private rents.

90% standard$974 / 0.69 ratio110% standard$1,190 / 0.84 ratio
3
Studio- 5 ZIPs
0.77-0.81ratio range
Median FMR$1,082
Median Market$1,350
vs market-$268

FMR is below market; voucher rent may lag private rents.

90% standard$974 / 0.72 ratio110% standard$1,190 / 0.88 ratio
5
Studio- 2 ZIPs
0.83-0.84ratio range
Median FMR$1,082
Median Market$1,295
vs market-$213

FMR is below market; voucher rent may lag private rents.

90% standard$974 / 0.75 ratio110% standard$1,190 / 0.92 ratio
Studio- 2 ZIPs
0.86-0.89ratio range
Median FMR$1,082
Median Market$1,235
vs market-$153

FMR is below market; voucher rent may lag private rents.

90% standard$974 / 0.79 ratio110% standard$1,190 / 0.96 ratio
Studio- 2 ZIPs
0.91ratio range
Median FMR$1,082
Median Market$1,190
vs market-$108

FMR is near market; voucher and private rents are aligned.

90% standard$974 / 0.82 ratio110% standard$1,190 / 1.00 ratio
0.73-0.91
1 BR
1 BR- 1 ZIP
0.69ratio
FMR$1,090
Market$1,590
vs market-$500

FMR is below market; voucher rent may lag private rents.

90% standard$981 / 0.62 ratio110% standard$1,199 / 0.75 ratio
1 BR- 1 ZIP
0.70ratio
FMR$1,090
Market$1,550
vs market-$460

FMR is below market; voucher rent may lag private rents.

90% standard$981 / 0.63 ratio110% standard$1,199 / 0.77 ratio
1 BR- 3 ZIPs
0.74-0.76ratio range
Median FMR$1,090
Median Market$1,460
vs market-$370

FMR is below market; voucher rent may lag private rents.

90% standard$981 / 0.67 ratio110% standard$1,199 / 0.82 ratio
3
1 BR- 5 ZIPs
0.77-0.81ratio range
Median FMR$1,090
Median Market$1,370
vs market-$280

FMR is below market; voucher rent may lag private rents.

90% standard$981 / 0.72 ratio110% standard$1,199 / 0.88 ratio
5
1 BR- 3 ZIPs
0.83-0.85ratio range
Median FMR$1,090
Median Market$1,280
vs market-$190

FMR is below market; voucher rent may lag private rents.

90% standard$981 / 0.77 ratio110% standard$1,199 / 0.94 ratio
3
1 BR- 1 ZIP
0.87ratio
FMR$1,090
Market$1,260
vs market-$170

FMR is below market; voucher rent may lag private rents.

90% standard$981 / 0.78 ratio110% standard$1,199 / 0.95 ratio
1 BR- 1 ZIP
0.91ratio
FMR$1,090
Market$1,200
vs market-$110

FMR is near market; voucher and private rents are aligned.

90% standard$981 / 0.82 ratio110% standard$1,199 / 1.00 ratio
0.69-0.91
2 BR
2 BR- 3 ZIPs
0.76-0.77ratio range
Median FMR$1,416
Median Market$1,860
vs market-$444

FMR is below market; voucher rent may lag private rents.

90% standard$1,274 / 0.69 ratio110% standard$1,558 / 0.84 ratio
3
2 BR- 2 ZIPs
0.77-0.81ratio range
Median FMR$1,416
Median Market$1,785
vs market-$369

FMR is below market; voucher rent may lag private rents.

90% standard$1,274 / 0.71 ratio110% standard$1,558 / 0.87 ratio
2
2 BR- 4 ZIPs
0.83-0.85ratio range
Median FMR$1,416
Median Market$1,690
vs market-$274

FMR is below market; voucher rent may lag private rents.

90% standard$1,274 / 0.75 ratio110% standard$1,558 / 0.92 ratio
4
2 BR- 3 ZIPs
0.86-0.89ratio range
Median FMR$1,416
Median Market$1,590
vs market-$174

FMR is below market; voucher rent may lag private rents.

90% standard$1,274 / 0.80 ratio110% standard$1,558 / 0.98 ratio
3
2 BR- 1 ZIP
0.90ratio
FMR$1,416
Market$1,570
vs market-$154

FMR is near market; voucher and private rents are aligned.

90% standard$1,274 / 0.81 ratio110% standard$1,558 / 0.99 ratio
2 BR- 1 ZIP
0.94ratio
FMR$1,416
Market$1,500
vs market-$84

FMR is near market; voucher and private rents are aligned.

90% standard$1,274 / 0.85 ratio110% standard$1,558 / 1.04 ratio
0.76-0.94
3 BR
3 BR- 3 ZIPs
0.87-0.88ratio range
Median FMR$1,819
Median Market$2,070
vs market-$251

FMR is below market; voucher rent may lag private rents.

90% standard$1,637 / 0.79 ratio110% standard$2,001 / 0.97 ratio
3
3 BR- 3 ZIPs
0.90-0.91ratio range
Median FMR$1,819
Median Market$2,000
vs market-$181

FMR is near market; voucher and private rents are aligned.

90% standard$1,637 / 0.82 ratio110% standard$2,001 / 1.00 ratio
3
3 BR- 4 ZIPs
0.95-0.97ratio range
Median FMR$1,819
Median Market$1,910
vs market-$91

FMR is near market; voucher and private rents are aligned.

90% standard$1,637 / 0.86 ratio110% standard$2,001 / 1.05 ratio
4
3 BR- 2 ZIPs
1.00ratio range
Median FMR$1,819
Median Market$1,815
vs market+$4

FMR is near market; voucher and private rents are aligned.

90% standard$1,637 / 0.90 ratio110% standard$2,001 / 1.10 ratio
2
3 BR- 2 ZIPs
1.02-1.05ratio range
Median FMR$1,819
Median Market$1,755
vs market+$64

FMR is near market; voucher and private rents are aligned.

90% standard$1,637 / 0.93 ratio110% standard$2,001 / 1.14 ratio
2
0.87-1.05
4 BR
4 BR- 5 ZIPs
0.96-0.98ratio range
Median FMR$2,158
Median Market$2,230
vs market-$72

FMR is near market; voucher and private rents are aligned.

90% standard$1,942 / 0.87 ratio110% standard$2,374 / 1.06 ratio
5
4 BR- 3 ZIPs
1.04-1.05ratio range
Median FMR$2,158
Median Market$2,080
vs market+$78

FMR is near market; voucher and private rents are aligned.

90% standard$1,942 / 0.93 ratio110% standard$2,374 / 1.14 ratio
3
4 BR- 2 ZIPs
1.10-1.12ratio range
Median FMR$2,158
Median Market$1,945
vs market+$213

FMR is above market; underwrite to market rent.

90% standard$1,942 / 1.00 ratio110% standard$2,374 / 1.22 ratio
4 BR- 2 ZIPs
1.19ratio range
Median FMR$2,158
Median Market$1,815
vs market+$343

FMR is above market; underwrite to market rent.

90% standard$1,942 / 1.07 ratio110% standard$2,374 / 1.31 ratio
4 BR- 1 ZIP
1.21ratio
FMR$2,158
Market$1,790
vs market+$368

FMR is above market; underwrite to market rent.

90% standard$1,942 / 1.09 ratio110% standard$2,374 / 1.33 ratio
4 BR- 1 ZIP
1.33ratio
FMR$2,158
Market$1,620
vs market+$538

FMR is above market; underwrite to market rent.

90% standard$1,942 / 1.20 ratio110% standard$2,374 / 1.47 ratio
0.96-1.33
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Kennebec County, ME (ME) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
04254042590426504284043300433204333043360433804343

Kennebec County, ME fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Kennebec County, ME shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,416 and the 4 bedroom fair market rent is $2,158.

Use this page for searches like Kennebec County, ME FMR, Kennebec County, ME fair market rent, and Kennebec County, ME Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Kennebec County, ME
Bedroom sizeHUD FMR
Studio$1,082
1 bedroom$1,090
2 bedroom$1,416
3 bedroom$1,819
4 bedroom$2,158
04254 FMR04259 FMR04265 FMR04284 FMR04330 FMR04332 FMR04333 FMR04336 FMR