Home/NJ/Mercer County
Mercer County, NJ
CountyFMR
Found 36 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,344▼$1,310 – $1,480
1 BR$1,545▼$1,360 – $1,700
2 BR$1,950▼$1,720 – $2,150
3 BR$2,338▼$2,130 – $2,570
4 BR$2,670▼$2,310 – $2,940
5 BR$3,070▼—
6 BR$3,531▼—
7 BR$4,061▼—
8 BR$4,670▼—

Purchase Price Calculator

Maximum purchase price
$257,573

Cost breakdown

+Likely effective rent$2,150
HUD FMR$1,950
Market rent$2,570
Est. payment standard (110%)Used$2,150
Estimated payment standard is $2,150 (110% of FMR).
-Principal and interest-$1,302
Loan amount$206,058
Down payment$51,515
Rate6.50%
Term30 years
-Operating costs-$648
Property taxes-$258
Insurance-$175
Utilities$0
HOA$0
Management-$215
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$34,387(66.8% ROI)
Projected value
$277,378
Current value$257,573
Return breakdown
Property appreciation+$19,805
Loan principal paid down+$7,383
Rental cash flow+$7,200
5-year hold
+$59,012(114.6% ROI)
Projected value
$291,420
Current value$257,573
Return breakdown
Property appreciation+$33,847
Loan principal paid down+$13,165
Rental cash flow+$12,000
10-year hold
+$127,512(247.5% ROI)
Projected value
$329,715
Current value$257,573
Return breakdown
Property appreciation+$72,142
Loan principal paid down+$31,370
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 11 ZIPs
0.37-0.64ratio range
Median FMR$1,344
Median Market$2,320
vs market-$976

FMR is below market; voucher rent may lag private rents.

90% standard$1,210 / 0.52 ratio110% standard$1,478 / 0.64 ratio
11
Studio- 4 ZIPs
0.65-0.67ratio range
Median FMR$1,344
Median Market$2,010
vs market-$666

FMR is below market; voucher rent may lag private rents.

90% standard$1,210 / 0.60 ratio110% standard$1,478 / 0.74 ratio
Studio- 12 ZIPs
0.70-0.72ratio range
Median FMR$1,344
Median Market$1,860
vs market-$516

FMR is below market; voucher rent may lag private rents.

90% standard$1,210 / 0.65 ratio110% standard$1,478 / 0.79 ratio
12
Studio- 2 ZIPs
0.74-0.76ratio range
Median FMR$1,344
Median Market$1,790
vs market-$446

FMR is below market; voucher rent may lag private rents.

90% standard$1,210 / 0.68 ratio110% standard$1,478 / 0.83 ratio
Studio- 3 ZIPs
0.79-0.80ratio range
Median FMR$1,344
Median Market$1,670
vs market-$326

FMR is below market; voucher rent may lag private rents.

90% standard$1,210 / 0.72 ratio110% standard$1,478 / 0.89 ratio
Studio- 1 ZIP
0.85ratio
FMR$1,344
Market$1,590
vs market-$246

FMR is below market; voucher rent may lag private rents.

90% standard$1,210 / 0.76 ratio110% standard$1,478 / 0.93 ratio
Studio- 2 ZIPs
0.91-0.92ratio range
Median FMR$1,344
Median Market$1,465
vs market-$121

FMR is near market; voucher and private rents are aligned.

90% standard$1,210 / 0.83 ratio110% standard$1,478 / 1.01 ratio
Studio- 1 ZIP
1.03ratio
FMR$1,344
Market$1,310
vs market+$34

FMR is near market; voucher and private rents are aligned.

90% standard$1,210 / 0.92 ratio110% standard$1,478 / 1.13 ratio
0.37-1.03
1 BR
1 BR- 5 ZIPs
0.49-0.61ratio range
Median FMR$1,545
Median Market$2,890
vs market-$1,345

FMR is below market; voucher rent may lag private rents.

1 BR- 2 ZIPs
0.67ratio range
Median FMR$1,545
Median Market$2,300
vs market-$755

FMR is below market; voucher rent may lag private rents.

90% standard$1,391 / 0.60 ratio110% standard$1,700 / 0.74 ratio
1 BR- 3 ZIPs
0.70-0.72ratio range
Median FMR$1,545
Median Market$2,160
vs market-$615

FMR is below market; voucher rent may lag private rents.

90% standard$1,391 / 0.64 ratio110% standard$1,700 / 0.79 ratio
1 BR- 16 ZIPs
0.78-0.81ratio range
Median FMR$1,545
Median Market$1,920
vs market-$375

FMR is below market; voucher rent may lag private rents.

90% standard$1,391 / 0.72 ratio110% standard$1,700 / 0.89 ratio
16
1 BR- 2 ZIPs
0.82ratio range
Median FMR$1,545
Median Market$1,890
vs market-$345

FMR is below market; voucher rent may lag private rents.

90% standard$1,391 / 0.74 ratio110% standard$1,700 / 0.90 ratio
1 BR- 1 ZIP
0.89ratio
FMR$1,545
Market$1,740
vs market-$195

FMR is below market; voucher rent may lag private rents.

90% standard$1,391 / 0.80 ratio110% standard$1,700 / 0.98 ratio
1 BR- 1 ZIP
0.91ratio
FMR$1,545
Market$1,700
vs market-$155

FMR is near market; voucher and private rents are aligned.

90% standard$1,391 / 0.82 ratio110% standard$1,700 / 1.00 ratio
1 BR- 2 ZIPs
0.95-0.97ratio range
Median FMR$1,545
Median Market$1,605
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$1,391 / 0.87 ratio110% standard$1,700 / 1.06 ratio
1 BR- 2 ZIPs
1.04-1.05ratio range
Median FMR$1,545
Median Market$1,480
vs market+$65

FMR is near market; voucher and private rents are aligned.

90% standard$1,391 / 0.94 ratio110% standard$1,700 / 1.15 ratio
1 BR- 2 ZIPs
1.10-1.14ratio range
Median FMR$1,545
Median Market$1,380
vs market+$165

FMR is above market; underwrite to market rent.

90% standard$1,391 / 1.01 ratio110% standard$1,700 / 1.23 ratio
0.49-1.14
2 BR
2 BR- 3 ZIPs
0.47-0.59ratio range
Median FMR$1,950
Median Market$4,050
vs market-$2,100

FMR is below market; voucher rent may lag private rents.

2 BR- 1 ZIP
0.65ratio
FMR$1,950
Market$3,010
vs market-$1,060

FMR is below market; voucher rent may lag private rents.

90% standard$1,755 / 0.58 ratio110% standard$2,145 / 0.71 ratio
2 BR- 10 ZIPs
0.69-0.73ratio range
Median FMR$1,950
Median Market$2,680
vs market-$730

FMR is below market; voucher rent may lag private rents.

90% standard$1,755 / 0.65 ratio110% standard$2,145 / 0.80 ratio
10
2 BR- 5 ZIPs
0.73-0.76ratio range
Median FMR$1,950
Median Market$2,650
vs market-$700

FMR is below market; voucher rent may lag private rents.

90% standard$1,755 / 0.66 ratio110% standard$2,145 / 0.81 ratio
5
2 BR- 4 ZIPs
0.77-0.79ratio range
Median FMR$1,950
Median Market$2,485
vs market-$535

FMR is below market; voucher rent may lag private rents.

90% standard$1,755 / 0.71 ratio110% standard$2,145 / 0.86 ratio
2 BR- 2 ZIPs
0.83-0.84ratio range
Median FMR$1,950
Median Market$2,340
vs market-$390

FMR is below market; voucher rent may lag private rents.

90% standard$1,755 / 0.75 ratio110% standard$2,145 / 0.92 ratio
2 BR- 1 ZIP
0.88ratio
FMR$1,950
Market$2,220
vs market-$270

FMR is below market; voucher rent may lag private rents.

90% standard$1,755 / 0.79 ratio110% standard$2,145 / 0.97 ratio
2 BR- 2 ZIPs
0.92-0.93ratio range
Median FMR$1,950
Median Market$2,105
vs market-$155

FMR is near market; voucher and private rents are aligned.

90% standard$1,755 / 0.83 ratio110% standard$2,145 / 1.02 ratio
2 BR- 4 ZIPs
0.95-0.98ratio range
Median FMR$1,950
Median Market$2,020
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$1,755 / 0.87 ratio110% standard$2,145 / 1.06 ratio
2 BR- 2 ZIPs
0.98-1.01ratio range
Median FMR$1,950
Median Market$1,955
vs market-$5

FMR is near market; voucher and private rents are aligned.

90% standard$1,755 / 0.90 ratio110% standard$2,145 / 1.10 ratio
2 BR- 1 ZIP
1.05ratio
FMR$1,950
Market$1,850
vs market+$100

FMR is near market; voucher and private rents are aligned.

90% standard$1,755 / 0.95 ratio110% standard$2,145 / 1.16 ratio
2 BR- 1 ZIP
1.13ratio
FMR$1,950
Market$1,720
vs market+$230

FMR is above market; underwrite to market rent.

90% standard$1,755 / 1.02 ratio110% standard$2,145 / 1.25 ratio
0.47-1.13
3 BR
3 BR- 5 ZIPs
0.49-0.61ratio range
Median FMR$2,338
Median Market$4,770
vs market-$2,432

FMR is below market; voucher rent may lag private rents.

3 BR- 12 ZIPs
0.67-0.68ratio range
Median FMR$2,338
Median Market$3,430
vs market-$1,092

FMR is below market; voucher rent may lag private rents.

90% standard$2,104 / 0.61 ratio110% standard$2,572 / 0.75 ratio
12
3 BR- 4 ZIPs
0.70-0.73ratio range
Median FMR$2,338
Median Market$3,305
vs market-$967

FMR is below market; voucher rent may lag private rents.

90% standard$2,104 / 0.64 ratio110% standard$2,572 / 0.78 ratio
3 BR- 4 ZIPs
0.73-0.76ratio range
Median FMR$2,338
Median Market$3,130
vs market-$792

FMR is below market; voucher rent may lag private rents.

90% standard$2,104 / 0.67 ratio110% standard$2,572 / 0.82 ratio
3 BR- 3 ZIPs
0.77-0.79ratio range
Median FMR$2,338
Median Market$2,980
vs market-$642

FMR is below market; voucher rent may lag private rents.

90% standard$2,104 / 0.71 ratio110% standard$2,572 / 0.86 ratio
3 BR- 2 ZIPs
0.83-0.85ratio range
Median FMR$2,338
Median Market$2,790
vs market-$452

FMR is below market; voucher rent may lag private rents.

90% standard$2,104 / 0.75 ratio110% standard$2,572 / 0.92 ratio
3 BR- 2 ZIPs
0.91-0.94ratio range
Median FMR$2,338
Median Market$2,530
vs market-$192

FMR is near market; voucher and private rents are aligned.

90% standard$2,104 / 0.83 ratio110% standard$2,572 / 1.02 ratio
3 BR- 2 ZIPs
1.00ratio range
Median FMR$2,338
Median Market$2,330
vs market+$8

FMR is near market; voucher and private rents are aligned.

90% standard$2,104 / 0.90 ratio110% standard$2,572 / 1.10 ratio
3 BR- 2 ZIPs
1.06-1.10ratio range
Median FMR$2,338
Median Market$2,165
vs market+$173

FMR is near market; voucher and private rents are aligned.

90% standard$2,104 / 0.97 ratio110% standard$2,572 / 1.19 ratio
0.49-1.10
4 BR
4 BR- 10 ZIPs
0.42-0.64ratio range
Median FMR$2,670
Median Market$4,750
vs market-$2,080

FMR is below market; voucher rent may lag private rents.

90% standard$2,403 / 0.51 ratio110% standard$2,937 / 0.62 ratio
10
4 BR- 4 ZIPs
0.65-0.68ratio range
Median FMR$2,670
Median Market$3,965
vs market-$1,295

FMR is below market; voucher rent may lag private rents.

90% standard$2,403 / 0.61 ratio110% standard$2,937 / 0.74 ratio
4 BR- 13 ZIPs
0.69-0.73ratio range
Median FMR$2,670
Median Market$3,870
vs market-$1,200

FMR is below market; voucher rent may lag private rents.

90% standard$2,403 / 0.62 ratio110% standard$2,937 / 0.76 ratio
13
4 BR- 1 ZIP
0.82ratio
FMR$2,670
Market$3,260
vs market-$590

FMR is below market; voucher rent may lag private rents.

90% standard$2,403 / 0.74 ratio110% standard$2,937 / 0.90 ratio
4 BR- 1 ZIP
0.86ratio
FMR$2,670
Market$3,090
vs market-$420

FMR is below market; voucher rent may lag private rents.

90% standard$2,403 / 0.78 ratio110% standard$2,937 / 0.95 ratio
4 BR- 1 ZIP
0.97ratio
FMR$2,670
Market$2,760
vs market-$90

FMR is near market; voucher and private rents are aligned.

90% standard$2,403 / 0.87 ratio110% standard$2,937 / 1.06 ratio
4 BR- 1 ZIP
1.01ratio
FMR$2,670
Market$2,640
vs market+$30

FMR is near market; voucher and private rents are aligned.

90% standard$2,403 / 0.91 ratio110% standard$2,937 / 1.11 ratio
4 BR- 1 ZIP
1.03ratio
FMR$2,670
Market$2,600
vs market+$70

FMR is near market; voucher and private rents are aligned.

90% standard$2,403 / 0.92 ratio110% standard$2,937 / 1.13 ratio
4 BR- 3 ZIPs
1.07-1.10ratio range
Median FMR$2,670
Median Market$2,440
vs market+$230

FMR is near market; voucher and private rents are aligned.

90% standard$2,403 / 0.98 ratio110% standard$2,937 / 1.20 ratio
4 BR- 1 ZIP
1.16ratio
FMR$2,670
Market$2,310
vs market+$360

FMR is above market; underwrite to market rent.

90% standard$2,403 / 1.04 ratio110% standard$2,937 / 1.27 ratio
0.42-1.16
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Mercer County, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
08501085120851508520085250853008534085400854208543

Mercer County, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Mercer County, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,950 and the 4 bedroom fair market rent is $2,670.

Use this page for searches like Mercer County, NJ FMR, Mercer County, NJ fair market rent, and Mercer County, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Mercer County, NJ
Bedroom sizeHUD FMR
Studio$1,344
1 bedroom$1,545
2 bedroom$1,950
3 bedroom$2,338
4 bedroom$2,670
08501 FMR08512 FMR08515 FMR08520 FMR08525 FMR08530 FMR08534 FMR08540 FMR