Home/RI/Providence County
Providence County, RI
CountyFMR
Found 48 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,318▲$1,290 – $1,450
1 BR$1,402▲$1,490 – $1,540
2 BR$1,729▲$1,580 – $1,900
3 BR$2,087▲$1,910 – $2,300
4 BR$2,480▲$1,990 – $2,730
5 BR$2,852▲—
6 BR$3,280▲—
7 BR$3,772▲—
8 BR$4,338▲—

Purchase Price Calculator

Maximum purchase price
$220,423

Cost breakdown

+Likely effective rent$1,900
HUD FMR$1,729
Market rent$2,230
Est. payment standard (110%)Used$1,900
Estimated payment standard is $1,900 (110% of FMR).
-Principal and interest-$1,115
Loan amount$176,338
Down payment$44,085
Rate6.50%
Term30 years
-Operating costs-$585
Property taxes-$220
Insurance-$175
Utilities$0
HOA$0
Management-$190
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,466(69.1% ROI)
Projected value
$237,371
Current value$220,423
Return breakdown
Property appreciation+$16,948
Loan principal paid down+$6,318
Rental cash flow+$7,200
5-year hold
+$52,232(118.5% ROI)
Projected value
$249,388
Current value$220,423
Return breakdown
Property appreciation+$28,965
Loan principal paid down+$11,266
Rental cash flow+$12,000
10-year hold
+$112,583(255.4% ROI)
Projected value
$282,160
Current value$220,423
Return breakdown
Property appreciation+$61,737
Loan principal paid down+$26,846
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 2 ZIPs
0.63-0.64ratio range
Median FMR$1,318
Median Market$2,070
vs market-$752

FMR is below market; voucher rent may lag private rents.

90% standard$1,186 / 0.57 ratio110% standard$1,450 / 0.70 ratio
Studio- 1 ZIP
0.65ratio
FMR$1,318
Market$2,040
vs market-$722

FMR is below market; voucher rent may lag private rents.

90% standard$1,186 / 0.58 ratio110% standard$1,450 / 0.71 ratio
Studio- 8 ZIPs
0.69-0.72ratio range
Median FMR$1,318
Median Market$1,885
vs market-$567

FMR is below market; voucher rent may lag private rents.

90% standard$1,186 / 0.63 ratio110% standard$1,450 / 0.77 ratio
8
Studio- 9 ZIPs
0.74-0.77ratio range
Median FMR$1,318
Median Market$1,750
vs market-$432

FMR is below market; voucher rent may lag private rents.

90% standard$1,186 / 0.68 ratio110% standard$1,450 / 0.83 ratio
9
Studio- 10 ZIPs
0.78-0.81ratio range
Median FMR$1,318
Median Market$1,650
vs market-$332

FMR is below market; voucher rent may lag private rents.

90% standard$1,186 / 0.72 ratio110% standard$1,450 / 0.88 ratio
10
Studio- 8 ZIPs
0.82-0.85ratio range
Median FMR$1,318
Median Market$1,580
vs market-$262

FMR is below market; voucher rent may lag private rents.

90% standard$1,186 / 0.75 ratio110% standard$1,450 / 0.92 ratio
8
Studio- 4 ZIPs
0.87-0.90ratio range
Median FMR$1,318
Median Market$1,495
vs market-$177

FMR is below market; voucher rent may lag private rents.

90% standard$1,186 / 0.79 ratio110% standard$1,450 / 0.97 ratio
Studio- 3 ZIPs
0.90-0.93ratio range
Median FMR$1,318
Median Market$1,460
vs market-$142

FMR is near market; voucher and private rents are aligned.

90% standard$1,186 / 0.81 ratio110% standard$1,450 / 0.99 ratio
Studio- 1 ZIP
1.02ratio
FMR$1,318
Market$1,290
vs market+$28

FMR is near market; voucher and private rents are aligned.

90% standard$1,186 / 0.92 ratio110% standard$1,450 / 1.12 ratio
0.63-1.02
1 BR
1 BR- 4 ZIPs
0.52-0.64ratio range
Median FMR$1,402
Median Market$2,420
vs market-$1,018

FMR is below market; voucher rent may lag private rents.

90% standard$1,262 / 0.52 ratio110% standard$1,542 / 0.64 ratio
1 BR- 4 ZIPs
0.65-0.68ratio range
Median FMR$1,402
Median Market$2,145
vs market-$743

FMR is below market; voucher rent may lag private rents.

90% standard$1,262 / 0.59 ratio110% standard$1,542 / 0.72 ratio
1 BR- 5 ZIPs
0.69-0.71ratio range
Median FMR$1,402
Median Market$2,000
vs market-$598

FMR is below market; voucher rent may lag private rents.

90% standard$1,262 / 0.63 ratio110% standard$1,542 / 0.77 ratio
1 BR- 7 ZIPs
0.73-0.75ratio range
Median FMR$1,402
Median Market$1,910
vs market-$508

FMR is below market; voucher rent may lag private rents.

90% standard$1,262 / 0.66 ratio110% standard$1,542 / 0.81 ratio
7
1 BR- 8 ZIPs
0.77-0.81ratio range
Median FMR$1,402
Median Market$1,790
vs market-$388

FMR is below market; voucher rent may lag private rents.

90% standard$1,262 / 0.70 ratio110% standard$1,542 / 0.86 ratio
8
1 BR- 5 ZIPs
0.82-0.85ratio range
Median FMR$1,402
Median Market$1,690
vs market-$288

FMR is below market; voucher rent may lag private rents.

90% standard$1,262 / 0.75 ratio110% standard$1,542 / 0.91 ratio
1 BR- 11 ZIPs
0.86-0.89ratio range
Median FMR$1,402
Median Market$1,590
vs market-$188

FMR is below market; voucher rent may lag private rents.

90% standard$1,262 / 0.79 ratio110% standard$1,542 / 0.97 ratio
11
1 BR- 2 ZIPs
0.92ratio range
Median FMR$1,402
Median Market$1,530
vs market-$128

FMR is near market; voucher and private rents are aligned.

90% standard$1,262 / 0.82 ratio110% standard$1,542 / 1.01 ratio
0.52-0.92
2 BR
2 BR- 4 ZIPs
0.48-0.62ratio range
Median FMR$1,729
Median Market$3,170
vs market-$1,441

FMR is below market; voucher rent may lag private rents.

90% standard$1,556 / 0.49 ratio110% standard$1,902 / 0.60 ratio
4
2 BR- 4 ZIPs
0.65-0.68ratio range
Median FMR$1,729
Median Market$2,570
vs market-$841

FMR is below market; voucher rent may lag private rents.

90% standard$1,556 / 0.61 ratio110% standard$1,902 / 0.74 ratio
4
2 BR- 6 ZIPs
0.70-0.72ratio range
Median FMR$1,729
Median Market$2,440
vs market-$711

FMR is below market; voucher rent may lag private rents.

90% standard$1,556 / 0.64 ratio110% standard$1,902 / 0.78 ratio
6
2 BR- 8 ZIPs
0.73-0.76ratio range
Median FMR$1,729
Median Market$2,315
vs market-$586

FMR is below market; voucher rent may lag private rents.

90% standard$1,556 / 0.67 ratio110% standard$1,902 / 0.82 ratio
8
2 BR- 7 ZIPs
0.77-0.81ratio range
Median FMR$1,729
Median Market$2,180
vs market-$451

FMR is below market; voucher rent may lag private rents.

90% standard$1,556 / 0.71 ratio110% standard$1,902 / 0.87 ratio
7
2 BR- 6 ZIPs
0.82-0.84ratio range
Median FMR$1,729
Median Market$2,105
vs market-$376

FMR is below market; voucher rent may lag private rents.

90% standard$1,556 / 0.74 ratio110% standard$1,902 / 0.90 ratio
6
2 BR- 7 ZIPs
0.86-0.89ratio range
Median FMR$1,729
Median Market$2,000
vs market-$271

FMR is below market; voucher rent may lag private rents.

90% standard$1,556 / 0.78 ratio110% standard$1,902 / 0.95 ratio
7
2 BR- 2 ZIPs
0.91-0.94ratio range
Median FMR$1,729
Median Market$1,865
vs market-$136

FMR is near market; voucher and private rents are aligned.

90% standard$1,556 / 0.83 ratio110% standard$1,902 / 1.02 ratio
2 BR- 1 ZIP
1.02ratio
FMR$1,729
Market$1,700
vs market+$29

FMR is near market; voucher and private rents are aligned.

90% standard$1,556 / 0.92 ratio110% standard$1,902 / 1.12 ratio
2 BR- 1 ZIP
1.09ratio
FMR$1,729
Market$1,580
vs market+$149

FMR is near market; voucher and private rents are aligned.

90% standard$1,556 / 0.98 ratio110% standard$1,902 / 1.20 ratio
0.48-1.09
3 BR
3 BR- 3 ZIPs
0.50-0.63ratio range
Median FMR$2,087
Median Market$3,320
vs market-$1,233

FMR is below market; voucher rent may lag private rents.

90% standard$1,878 / 0.57 ratio110% standard$2,296 / 0.69 ratio
3 BR- 3 ZIPs
0.67-0.68ratio range
Median FMR$2,087
Median Market$3,090
vs market-$1,003

FMR is below market; voucher rent may lag private rents.

90% standard$1,878 / 0.61 ratio110% standard$2,296 / 0.74 ratio
3 BR- 7 ZIPs
0.69-0.72ratio range
Median FMR$2,087
Median Market$2,960
vs market-$873

FMR is below market; voucher rent may lag private rents.

90% standard$1,878 / 0.63 ratio110% standard$2,296 / 0.78 ratio
7
3 BR- 7 ZIPs
0.73-0.77ratio range
Median FMR$2,087
Median Market$2,780
vs market-$693

FMR is below market; voucher rent may lag private rents.

90% standard$1,878 / 0.68 ratio110% standard$2,296 / 0.83 ratio
7
3 BR- 8 ZIPs
0.78-0.81ratio range
Median FMR$2,087
Median Market$2,650
vs market-$563

FMR is below market; voucher rent may lag private rents.

90% standard$1,878 / 0.71 ratio110% standard$2,296 / 0.87 ratio
8
3 BR- 5 ZIPs
0.82-0.84ratio range
Median FMR$2,087
Median Market$2,510
vs market-$423

FMR is below market; voucher rent may lag private rents.

90% standard$1,878 / 0.75 ratio110% standard$2,296 / 0.91 ratio
5
3 BR- 5 ZIPs
0.86-0.90ratio range
Median FMR$2,087
Median Market$2,400
vs market-$313

FMR is below market; voucher rent may lag private rents.

90% standard$1,878 / 0.78 ratio110% standard$2,296 / 0.96 ratio
5
3 BR- 2 ZIPs
0.92-0.93ratio range
Median FMR$2,087
Median Market$2,265
vs market-$178

FMR is near market; voucher and private rents are aligned.

90% standard$1,878 / 0.83 ratio110% standard$2,296 / 1.01 ratio
3 BR- 2 ZIPs
0.97-0.98ratio range
Median FMR$2,087
Median Market$2,140
vs market-$53

FMR is near market; voucher and private rents are aligned.

90% standard$1,878 / 0.88 ratio110% standard$2,296 / 1.07 ratio
3 BR- 3 ZIPs
1.03-1.05ratio range
Median FMR$2,087
Median Market$2,020
vs market+$67

FMR is near market; voucher and private rents are aligned.

90% standard$1,878 / 0.93 ratio110% standard$2,296 / 1.14 ratio
3 BR- 1 ZIP
1.09ratio
FMR$2,087
Market$1,910
vs market+$177

FMR is near market; voucher and private rents are aligned.

90% standard$1,878 / 0.98 ratio110% standard$2,296 / 1.20 ratio
0.50-1.09
4 BR
4 BR- 2 ZIPs
0.56-0.58ratio range
Median FMR$2,480
Median Market$4,340
vs market-$1,860

FMR is below market; voucher rent may lag private rents.

90% standard$2,232 / 0.51 ratio110% standard$2,728 / 0.63 ratio
4 BR- 1 ZIP
0.65ratio
FMR$2,480
Market$3,830
vs market-$1,350

FMR is below market; voucher rent may lag private rents.

90% standard$2,232 / 0.58 ratio110% standard$2,728 / 0.71 ratio
4 BR- 3 ZIPs
0.75-0.77ratio range
Median FMR$2,480
Median Market$3,270
vs market-$790

FMR is below market; voucher rent may lag private rents.

90% standard$2,232 / 0.68 ratio110% standard$2,728 / 0.83 ratio
4 BR- 9 ZIPs
0.77-0.81ratio range
Median FMR$2,480
Median Market$3,190
vs market-$710

FMR is below market; voucher rent may lag private rents.

90% standard$2,232 / 0.70 ratio110% standard$2,728 / 0.86 ratio
9
4 BR- 5 ZIPs
0.82-0.84ratio range
Median FMR$2,480
Median Market$2,980
vs market-$500

FMR is below market; voucher rent may lag private rents.

90% standard$2,232 / 0.75 ratio110% standard$2,728 / 0.92 ratio
5
4 BR- 6 ZIPs
0.86-0.89ratio range
Median FMR$2,480
Median Market$2,820
vs market-$340

FMR is below market; voucher rent may lag private rents.

90% standard$2,232 / 0.79 ratio110% standard$2,728 / 0.97 ratio
6
4 BR- 3 ZIPs
0.91-0.92ratio range
Median FMR$2,480
Median Market$2,720
vs market-$240

FMR is near market; voucher and private rents are aligned.

90% standard$2,232 / 0.82 ratio110% standard$2,728 / 1.00 ratio
4 BR- 4 ZIPs
0.95-0.97ratio range
Median FMR$2,480
Median Market$2,585
vs market-$105

FMR is near market; voucher and private rents are aligned.

90% standard$2,232 / 0.86 ratio110% standard$2,728 / 1.06 ratio
4 BR- 2 ZIPs
1.00-1.01ratio range
Median FMR$2,480
Median Market$2,470
vs market+$10

FMR is near market; voucher and private rents are aligned.

90% standard$2,232 / 0.90 ratio110% standard$2,728 / 1.10 ratio
4 BR- 2 ZIPs
1.03-1.04ratio range
Median FMR$2,480
Median Market$2,400
vs market+$80

FMR is near market; voucher and private rents are aligned.

90% standard$2,232 / 0.93 ratio110% standard$2,728 / 1.14 ratio
4 BR- 5 ZIPs
1.06-1.10ratio range
Median FMR$2,480
Median Market$2,320
vs market+$160

FMR is near market; voucher and private rents are aligned.

90% standard$2,232 / 0.96 ratio110% standard$2,728 / 1.18 ratio
5
4 BR- 3 ZIPs
1.13-1.15ratio range
Median FMR$2,480
Median Market$2,200
vs market+$280

FMR is above market; underwrite to market rent.

90% standard$2,232 / 1.01 ratio110% standard$2,728 / 1.24 ratio
4 BR- 1 ZIP
1.25ratio
FMR$2,480
Market$1,990
vs market+$490

FMR is above market; underwrite to market rent.

90% standard$2,232 / 1.12 ratio110% standard$2,728 / 1.37 ratio
0.56-1.25
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Providence County, RI (RI) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
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Providence County, RI fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Providence County, RI shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,729 and the 4 bedroom fair market rent is $2,480.

Use this page for searches like Providence County, RI FMR, Providence County, RI fair market rent, and Providence County, RI Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Providence County, RI
Bedroom sizeHUD FMR
Studio$1,318
1 bedroom$1,402
2 bedroom$1,729
3 bedroom$2,087
4 bedroom$2,480
02802 FMR02814 FMR02815 FMR02823 FMR02824 FMR02825 FMR02826 FMR02828 FMR