Home/ME/Sagadahoc County
Sagadahoc County, ME
CountyFMR
Found 13 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,105▲$1,220
1 BR$1,264▲$1,360 – $1,390
2 BR$1,577▲$1,730
3 BR$2,193▲$1,960 – $2,410
4 BR$2,645▲$2,080 – $2,870
5 BR$3,042▲—
6 BR$3,498▲—
7 BR$4,023▲—
8 BR$4,626▲—

Purchase Price Calculator

Maximum purchase price
$195,161

Cost breakdown

+Likely effective rent$1,730
HUD FMR$1,577
Market rent$1,990
Est. payment standard (110%)Used$1,730
Estimated payment standard is $1,730 (110% of FMR).
-Principal and interest-$987
Loan amount$156,129
Down payment$39,032
Rate6.50%
Term30 years
-Operating costs-$543
Property taxes-$195
Insurance-$175
Utilities$0
HOA$0
Management-$173
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,800(71.2% ROI)
Projected value
$210,167
Current value$195,161
Return breakdown
Property appreciation+$15,006
Loan principal paid down+$5,594
Rental cash flow+$7,200
5-year hold
+$47,621(122.0% ROI)
Projected value
$220,807
Current value$195,161
Return breakdown
Property appreciation+$25,646
Loan principal paid down+$9,975
Rental cash flow+$12,000
10-year hold
+$102,430(262.4% ROI)
Projected value
$249,822
Current value$195,161
Return breakdown
Property appreciation+$54,662
Loan principal paid down+$23,769
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 2 ZIPs
0.60-0.63ratio range
Median FMR$1,105
Median Market$1,800
vs market-$695

FMR is below market; voucher rent may lag private rents.

90% standard$995 / 0.55 ratio110% standard$1,216 / 0.68 ratio
2
Studio- 1 ZIP
0.67ratio
FMR$1,105
Market$1,640
vs market-$535

FMR is below market; voucher rent may lag private rents.

90% standard$995 / 0.61 ratio110% standard$1,216 / 0.74 ratio
1
Studio- 2 ZIPs
0.72ratio range
Median FMR$1,105
Median Market$1,540
vs market-$435

FMR is below market; voucher rent may lag private rents.

90% standard$995 / 0.65 ratio110% standard$1,216 / 0.79 ratio
2
Studio- 1 ZIP
0.76ratio
FMR$1,105
Market$1,450
vs market-$345

FMR is below market; voucher rent may lag private rents.

90% standard$995 / 0.69 ratio110% standard$1,216 / 0.84 ratio
1
Studio- 1 ZIP
0.78ratio
FMR$1,105
Market$1,420
vs market-$315

FMR is below market; voucher rent may lag private rents.

90% standard$995 / 0.70 ratio110% standard$1,216 / 0.86 ratio
1
0.60-0.78
1 BR
1 BR- 1 ZIP
0.66ratio
FMR$1,264
Market$1,920
vs market-$656

FMR is below market; voucher rent may lag private rents.

90% standard$1,138 / 0.59 ratio110% standard$1,390 / 0.72 ratio
1
1 BR- 2 ZIPs
0.69-0.71ratio range
Median FMR$1,264
Median Market$1,805
vs market-$541

FMR is below market; voucher rent may lag private rents.

90% standard$1,138 / 0.63 ratio110% standard$1,390 / 0.77 ratio
2
1 BR- 1 ZIP
0.75ratio
FMR$1,264
Market$1,680
vs market-$416

FMR is below market; voucher rent may lag private rents.

90% standard$1,138 / 0.68 ratio110% standard$1,390 / 0.83 ratio
1
1 BR- 1 ZIP
0.78ratio
FMR$1,264
Market$1,620
vs market-$356

FMR is below market; voucher rent may lag private rents.

90% standard$1,138 / 0.70 ratio110% standard$1,390 / 0.86 ratio
1
1 BR- 1 ZIP
0.85ratio
FMR$1,264
Market$1,490
vs market-$226

FMR is below market; voucher rent may lag private rents.

90% standard$1,138 / 0.76 ratio110% standard$1,390 / 0.93 ratio
1
1 BR- 1 ZIP
0.90ratio
FMR$1,264
Market$1,410
vs market-$146

FMR is below market; voucher rent may lag private rents.

90% standard$1,138 / 0.81 ratio110% standard$1,390 / 0.99 ratio
1
0.66-0.90
2 BR
2 BR- 1 ZIP
0.72ratio
FMR$1,577
Market$2,180
vs market-$603

FMR is below market; voucher rent may lag private rents.

90% standard$1,419 / 0.65 ratio110% standard$1,735 / 0.80 ratio
1
2 BR- 1 ZIP
0.73ratio
FMR$1,577
Market$2,160
vs market-$583

FMR is below market; voucher rent may lag private rents.

90% standard$1,419 / 0.66 ratio110% standard$1,735 / 0.80 ratio
1
2 BR- 2 ZIPs
0.78-0.79ratio range
Median FMR$1,577
Median Market$2,010
vs market-$433

FMR is below market; voucher rent may lag private rents.

90% standard$1,419 / 0.71 ratio110% standard$1,735 / 0.86 ratio
2
2 BR- 2 ZIPs
0.85ratio range
Median FMR$1,577
Median Market$1,850
vs market-$273

FMR is below market; voucher rent may lag private rents.

90% standard$1,419 / 0.77 ratio110% standard$1,735 / 0.94 ratio
2
2 BR- 1 ZIP
0.87ratio
FMR$1,577
Market$1,810
vs market-$233

FMR is below market; voucher rent may lag private rents.

90% standard$1,419 / 0.78 ratio110% standard$1,735 / 0.96 ratio
1
0.72-0.87
3 BR
3 BR- 2 ZIPs
0.82-0.84ratio range
Median FMR$2,193
Median Market$2,645
vs market-$452

FMR is below market; voucher rent may lag private rents.

90% standard$1,974 / 0.75 ratio110% standard$2,412 / 0.91 ratio
2
3 BR- 1 ZIP
1.00ratio
FMR$2,193
Market$2,190
vs market+$3

FMR is near market; voucher and private rents are aligned.

90% standard$1,974 / 0.90 ratio110% standard$2,412 / 1.10 ratio
1
3 BR- 2 ZIPs
1.05-1.06ratio range
Median FMR$2,193
Median Market$2,075
vs market+$118

FMR is near market; voucher and private rents are aligned.

90% standard$1,974 / 0.95 ratio110% standard$2,412 / 1.16 ratio
2
3 BR- 1 ZIP
1.12ratio
FMR$2,193
Market$1,960
vs market+$233

FMR is above market; underwrite to market rent.

90% standard$1,974 / 1.01 ratio110% standard$2,412 / 1.23 ratio
1
0.82-1.12
4 BR
4 BR- 2 ZIPs
0.88-0.90ratio range
Median FMR$2,645
Median Market$2,965
vs market-$320

FMR is below market; voucher rent may lag private rents.

90% standard$2,381 / 0.80 ratio110% standard$2,910 / 0.98 ratio
2
4 BR- 2 ZIPs
1.18ratio range
Median FMR$2,645
Median Market$2,240
vs market+$405

FMR is above market; underwrite to market rent.

90% standard$2,381 / 1.06 ratio110% standard$2,910 / 1.30 ratio
2
4 BR- 2 ZIPs
1.23-1.24ratio range
Median FMR$2,645
Median Market$2,140
vs market+$505

FMR is above market; underwrite to market rent.

90% standard$2,381 / 1.11 ratio110% standard$2,910 / 1.36 ratio
2
4 BR- 1 ZIP
1.27ratio
FMR$2,645
Market$2,080
vs market+$565

FMR is above market; underwrite to market rent.

90% standard$2,381 / 1.14 ratio110% standard$2,910 / 1.40 ratio
1
0.88-1.27
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Sagadahoc County, ME (ME) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
04008040110408604252042800428704345043570453004548

Sagadahoc County, ME fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Sagadahoc County, ME shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,577 and the 4 bedroom fair market rent is $2,645.

Use this page for searches like Sagadahoc County, ME FMR, Sagadahoc County, ME fair market rent, and Sagadahoc County, ME Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Sagadahoc County, ME
Bedroom sizeHUD FMR
Studio$1,105
1 bedroom$1,264
2 bedroom$1,577
3 bedroom$2,193
4 bedroom$2,645
04008 FMR04011 FMR04086 FMR04252 FMR04280 FMR04287 FMR04345 FMR04357 FMR