Home/ME/Somerset County
Somerset County, ME
CountyFMR
Found 30 ZIPs
BRFMR
Eff. Rent
0 BR$1,015$1,080 – $1,120
1 BR$1,083$1,120 – $1,190
2 BR$1,266$1,330 – $1,390
3 BR$1,689$1,390 – $1,830
4 BR$1,812$1,420 – $1,910
5 BR$2,084
6 BR$2,396
7 BR$2,756
8 BR$3,169

Purchase Price Calculator

Maximum purchase price
$143,151

Cost breakdown

+Likely effective rent$1,380
HUD FMR$1,266
Market rent$1,440
Est. payment standard (109%)Used$1,380
Estimated payment standard is $1,380 (109% of FMR).
-Principal and interest-$724
Loan amount$114,521
Down payment$28,630
Rate6.50%
Term30 years
-Operating costs-$456
Property taxes-$143
Insurance-$175
Utilities$0
HOA$0
Management-$138
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,310(77.9% ROI)
Projected value
$154,158
Current value$143,151
Return breakdown
Property appreciation+$11,007
Loan principal paid down+$4,103
Rental cash flow+$7,200
5-year hold
+$38,128(133.2% ROI)
Projected value
$161,962
Current value$143,151
Return breakdown
Property appreciation+$18,811
Loan principal paid down+$7,317
Rental cash flow+$12,000
10-year hold
+$81,529(284.8% ROI)
Projected value
$183,245
Current value$143,151
Return breakdown
Property appreciation+$40,094
Loan principal paid down+$17,434
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 2 ZIPs
0.75-0.76ratio range
Median FMR$1,015
Median Market$1,340
vs market-$325

FMR is below market; voucher rent may lag private rents.

90% standard$914 / 0.68 ratio110% standard$1,117 / 0.83 ratio
2
Studio- 2 ZIPs
0.79ratio range
Median FMR$1,015
Median Market$1,290
vs market-$275

FMR is below market; voucher rent may lag private rents.

90% standard$914 / 0.71 ratio110% standard$1,117 / 0.87 ratio
2
Studio- 1 ZIP
0.83ratio
FMR$1,015
Market$1,230
vs market-$215

FMR is below market; voucher rent may lag private rents.

90% standard$914 / 0.74 ratio110% standard$1,117 / 0.91 ratio
1
Studio- 1 ZIP
0.91ratio
FMR$1,015
Market$1,110
vs market-$95

FMR is near market; voucher and private rents are aligned.

90% standard$914 / 0.82 ratio110% standard$1,117 / 1.01 ratio
1
0.75-0.91
1 BR
1 BR- 4 ZIPs
0.82-0.85ratio range
Median FMR$1,083
Median Market$1,305
vs market-$222

FMR is below market; voucher rent may lag private rents.

90% standard$975 / 0.75 ratio110% standard$1,191 / 0.91 ratio
4
1 BR- 2 ZIPs
0.94-0.95ratio range
Median FMR$1,083
Median Market$1,145
vs market-$62

FMR is near market; voucher and private rents are aligned.

90% standard$975 / 0.85 ratio110% standard$1,191 / 1.04 ratio
2
0.82-0.95
2 BR
2 BR- 2 ZIPs
0.80-0.81ratio range
Median FMR$1,266
Median Market$1,580
vs market-$314

FMR is below market; voucher rent may lag private rents.

90% standard$1,139 / 0.72 ratio110% standard$1,393 / 0.88 ratio
2
2 BR- 1 ZIP
0.85ratio
FMR$1,266
Market$1,490
vs market-$224

FMR is below market; voucher rent may lag private rents.

90% standard$1,139 / 0.76 ratio110% standard$1,393 / 0.93 ratio
2 BR- 3 ZIPs
0.91-0.92ratio range
Median FMR$1,266
Median Market$1,390
vs market-$124

FMR is near market; voucher and private rents are aligned.

90% standard$1,139 / 0.82 ratio110% standard$1,393 / 1.00 ratio
3
0.80-0.92
3 BR
3 BR- 1 ZIP
0.88ratio
FMR$1,689
Market$1,910
vs market-$221

FMR is below market; voucher rent may lag private rents.

90% standard$1,520 / 0.80 ratio110% standard$1,858 / 0.97 ratio
1
3 BR- 1 ZIP
0.95ratio
FMR$1,689
Market$1,770
vs market-$81

FMR is near market; voucher and private rents are aligned.

90% standard$1,520 / 0.86 ratio110% standard$1,858 / 1.05 ratio
1
3 BR- 1 ZIP
1.05ratio
FMR$1,689
Market$1,610
vs market+$79

FMR is near market; voucher and private rents are aligned.

90% standard$1,520 / 0.94 ratio110% standard$1,858 / 1.15 ratio
1
3 BR- 1 ZIP
1.20ratio
FMR$1,689
Market$1,410
vs market+$279

FMR is above market; underwrite to market rent.

90% standard$1,520 / 1.08 ratio110% standard$1,858 / 1.32 ratio
1
3 BR- 2 ZIPs
1.22ratio range
Median FMR$1,689
Median Market$1,390
vs market+$299

FMR is above market; underwrite to market rent.

90% standard$1,520 / 1.09 ratio110% standard$1,858 / 1.34 ratio
2
0.88-1.22
4 BR
4 BR- 1 ZIP
0.92ratio
FMR$1,812
Market$1,960
vs market-$148

FMR is near market; voucher and private rents are aligned.

90% standard$1,631 / 0.83 ratio110% standard$1,993 / 1.02 ratio
1
4 BR- 1 ZIP
0.97ratio
FMR$1,812
Market$1,860
vs market-$48

FMR is near market; voucher and private rents are aligned.

90% standard$1,631 / 0.88 ratio110% standard$1,993 / 1.07 ratio
1
4 BR- 1 ZIP
1.10ratio
FMR$1,812
Market$1,650
vs market+$162

FMR is near market; voucher and private rents are aligned.

90% standard$1,631 / 0.99 ratio110% standard$1,993 / 1.21 ratio
1
4 BR- 2 ZIPs
1.23-1.25ratio range
Median FMR$1,812
Median Market$1,460
vs market+$352

FMR is above market; underwrite to market rent.

90% standard$1,631 / 1.12 ratio110% standard$1,993 / 1.37 ratio
2
4 BR- 1 ZIP
1.28ratio
FMR$1,812
Market$1,420
vs market+$392

FMR is above market; underwrite to market rent.

90% standard$1,631 / 1.15 ratio110% standard$1,993 / 1.40 ratio
1
0.92-1.28
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Somerset County, ME (ME) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Somerset County, ME fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Somerset County, ME shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,266 and the 4 bedroom fair market rent is $1,812.

Use this page for searches like Somerset County, ME FMR, Somerset County, ME fair market rent, and Somerset County, ME Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Somerset County, ME
Bedroom sizeHUD FMR
Studio$1,015
1 bedroom$1,083
2 bedroom$1,266
3 bedroom$1,689
4 bedroom$1,812