Home/MA/Worcester County
Worcester County, MA
CountyFMR
Found 103 ZIPs
BRFMR
Eff. Rent
0 BR$1,206$1,220 – $1,330
1 BR$1,410$1,190 – $1,550
2 BR$1,749$1,480 – $1,920
3 BR$2,247$1,760 – $2,470
4 BR$2,637$1,920 – $2,900
5 BR$3,033
6 BR$3,487
7 BR$4,011
8 BR$4,612

Purchase Price Calculator

Maximum purchase price
$223,395

Cost breakdown

+Likely effective rent$1,920
HUD FMR$1,749
Market rent$2,360
Est. payment standard (110%)Used$1,920
Estimated payment standard is $1,920 (110% of FMR).
-Principal and interest-$1,130
Loan amount$178,716
Down payment$44,679
Rate6.50%
Term30 years
-Operating costs-$590
Property taxes-$223
Insurance-$175
Utilities$0
HOA$0
Management-$192
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,780(68.9% ROI)
Projected value
$240,572
Current value$223,395
Return breakdown
Property appreciation+$17,177
Loan principal paid down+$6,403
Rental cash flow+$7,200
5-year hold
+$52,774(118.1% ROI)
Projected value
$252,751
Current value$223,395
Return breakdown
Property appreciation+$29,356
Loan principal paid down+$11,418
Rental cash flow+$12,000
10-year hold
+$113,777(254.7% ROI)
Projected value
$285,964
Current value$223,395
Return breakdown
Property appreciation+$62,569
Loan principal paid down+$27,207
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 24 ZIPs
0.50-0.63ratio range
Median FMR$1,206
Median Market$1,980
vs market-$774

FMR is below market; voucher rent may lag private rents.

90% standard$1,085 / 0.55 ratio110% standard$1,327 / 0.67 ratio
24
Studio- 16 ZIPs
0.65-0.68ratio range
Median FMR$1,206
Median Market$1,800
vs market-$594

FMR is below market; voucher rent may lag private rents.

90% standard$1,085 / 0.60 ratio110% standard$1,327 / 0.74 ratio
16
Studio- 12 ZIPs
0.69-0.73ratio range
Median FMR$1,206
Median Market$1,705
vs market-$499

FMR is below market; voucher rent may lag private rents.

90% standard$1,085 / 0.64 ratio110% standard$1,327 / 0.78 ratio
12
Studio- 19 ZIPs
0.73-0.76ratio range
Median FMR$1,206
Median Market$1,610
vs market-$404

FMR is below market; voucher rent may lag private rents.

90% standard$1,085 / 0.67 ratio110% standard$1,327 / 0.82 ratio
19
Studio- 3 ZIPs
0.77-0.81ratio range
Median FMR$1,206
Median Market$1,550
vs market-$344

FMR is below market; voucher rent may lag private rents.

90% standard$1,085 / 0.70 ratio110% standard$1,327 / 0.86 ratio
Studio- 10 ZIPs
0.81-0.86ratio range
Median FMR$1,206
Median Market$1,445
vs market-$239

FMR is below market; voucher rent may lag private rents.

90% standard$1,085 / 0.75 ratio110% standard$1,327 / 0.92 ratio
Studio- 7 ZIPs
0.86-0.89ratio range
Median FMR$1,206
Median Market$1,360
vs market-$154

FMR is below market; voucher rent may lag private rents.

90% standard$1,085 / 0.80 ratio110% standard$1,327 / 0.98 ratio
Studio- 1 ZIP
0.93ratio
FMR$1,206
Market$1,300
vs market-$94

FMR is near market; voucher and private rents are aligned.

90% standard$1,085 / 0.83 ratio110% standard$1,327 / 1.02 ratio
Studio- 1 ZIP
0.98ratio
FMR$1,206
Market$1,230
vs market-$24

FMR is near market; voucher and private rents are aligned.

90% standard$1,085 / 0.88 ratio110% standard$1,327 / 1.08 ratio
0.50-0.98
1 BR
1 BR- 9 ZIPs
0.55-0.63ratio range
Median FMR$1,410
Median Market$2,360
vs market-$950

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.54 ratio110% standard$1,551 / 0.66 ratio
1 BR- 9 ZIPs
0.64-0.68ratio range
Median FMR$1,410
Median Market$2,160
vs market-$750

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.59 ratio110% standard$1,551 / 0.72 ratio
1 BR- 14 ZIPs
0.69-0.73ratio range
Median FMR$1,410
Median Market$1,975
vs market-$565

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.64 ratio110% standard$1,551 / 0.79 ratio
14
1 BR- 28 ZIPs
0.73-0.77ratio range
Median FMR$1,410
Median Market$1,905
vs market-$495

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.67 ratio110% standard$1,551 / 0.81 ratio
28
1 BR- 4 ZIPs
0.78-0.80ratio range
Median FMR$1,410
Median Market$1,770
vs market-$360

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.72 ratio110% standard$1,551 / 0.88 ratio
1 BR- 7 ZIPs
0.82-0.85ratio range
Median FMR$1,410
Median Market$1,720
vs market-$310

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.74 ratio110% standard$1,551 / 0.90 ratio
1 BR- 7 ZIPs
0.87-0.90ratio range
Median FMR$1,410
Median Market$1,590
vs market-$180

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.80 ratio110% standard$1,551 / 0.98 ratio
1 BR- 5 ZIPs
0.90-0.93ratio range
Median FMR$1,410
Median Market$1,530
vs market-$120

FMR is near market; voucher and private rents are aligned.

90% standard$1,269 / 0.83 ratio110% standard$1,551 / 1.01 ratio
1 BR- 1 ZIP
0.96ratio
FMR$1,410
Market$1,470
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$1,269 / 0.86 ratio110% standard$1,551 / 1.06 ratio
1 BR- 2 ZIPs
0.99ratio range
Median FMR$1,410
Median Market$1,425
vs market-$15

FMR is near market; voucher and private rents are aligned.

90% standard$1,269 / 0.89 ratio110% standard$1,551 / 1.09 ratio
1 BR- 4 ZIPs
1.03-1.05ratio range
Median FMR$1,410
Median Market$1,360
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$1,269 / 0.93 ratio110% standard$1,551 / 1.14 ratio
1 BR- 1 ZIP
1.12ratio
FMR$1,410
Market$1,260
vs market+$150

FMR is above market; underwrite to market rent.

90% standard$1,269 / 1.01 ratio110% standard$1,551 / 1.23 ratio
1 BR- 1 ZIP
1.18ratio
FMR$1,410
Market$1,190
vs market+$220

FMR is above market; underwrite to market rent.

90% standard$1,269 / 1.07 ratio110% standard$1,551 / 1.30 ratio
0.55-1.18
2 BR
2 BR- 16 ZIPs
0.53-0.63ratio range
Median FMR$1,749
Median Market$2,860
vs market-$1,111

FMR is below market; voucher rent may lag private rents.

90% standard$1,574 / 0.55 ratio110% standard$1,924 / 0.67 ratio
16
2 BR- 17 ZIPs
0.64-0.68ratio range
Median FMR$1,749
Median Market$2,600
vs market-$851

FMR is below market; voucher rent may lag private rents.

90% standard$1,574 / 0.61 ratio110% standard$1,924 / 0.74 ratio
17
2 BR- 9 ZIPs
0.69-0.72ratio range
Median FMR$1,749
Median Market$2,490
vs market-$741

FMR is below market; voucher rent may lag private rents.

90% standard$1,574 / 0.63 ratio110% standard$1,924 / 0.77 ratio
9
2 BR- 15 ZIPs
0.73-0.77ratio range
Median FMR$1,749
Median Market$2,350
vs market-$601

FMR is below market; voucher rent may lag private rents.

90% standard$1,574 / 0.67 ratio110% standard$1,924 / 0.82 ratio
15
2 BR- 9 ZIPs
0.78-0.81ratio range
Median FMR$1,749
Median Market$2,200
vs market-$451

FMR is below market; voucher rent may lag private rents.

90% standard$1,574 / 0.72 ratio110% standard$1,924 / 0.87 ratio
9
2 BR- 4 ZIPs
0.82-0.85ratio range
Median FMR$1,749
Median Market$2,095
vs market-$346

FMR is below market; voucher rent may lag private rents.

90% standard$1,574 / 0.75 ratio110% standard$1,924 / 0.92 ratio
2 BR- 3 ZIPs
0.86-0.89ratio range
Median FMR$1,749
Median Market$1,970
vs market-$221

FMR is below market; voucher rent may lag private rents.

90% standard$1,574 / 0.80 ratio110% standard$1,924 / 0.98 ratio
2 BR- 5 ZIPs
0.91-0.93ratio range
Median FMR$1,749
Median Market$1,930
vs market-$181

FMR is near market; voucher and private rents are aligned.

90% standard$1,574 / 0.82 ratio110% standard$1,924 / 1.00 ratio
2 BR- 2 ZIPs
0.95-0.96ratio range
Median FMR$1,749
Median Market$1,835
vs market-$86

FMR is near market; voucher and private rents are aligned.

90% standard$1,574 / 0.86 ratio110% standard$1,924 / 1.05 ratio
2 BR- 3 ZIPs
0.99-1.02ratio range
Median FMR$1,749
Median Market$1,770
vs market-$21

FMR is near market; voucher and private rents are aligned.

90% standard$1,574 / 0.89 ratio110% standard$1,924 / 1.09 ratio
2 BR- 5 ZIPs
1.03-1.05ratio range
Median FMR$1,749
Median Market$1,680
vs market+$69

FMR is near market; voucher and private rents are aligned.

90% standard$1,574 / 0.94 ratio110% standard$1,924 / 1.15 ratio
2 BR- 1 ZIP
1.10ratio
FMR$1,749
Market$1,590
vs market+$159

FMR is near market; voucher and private rents are aligned.

90% standard$1,574 / 0.99 ratio110% standard$1,924 / 1.21 ratio
2 BR- 3 ZIPs
1.17-1.18ratio range
Median FMR$1,749
Median Market$1,490
vs market+$259

FMR is above market; underwrite to market rent.

90% standard$1,574 / 1.06 ratio110% standard$1,924 / 1.29 ratio
0.53-1.18
3 BR
3 BR- 4 ZIPs
0.58-0.64ratio range
Median FMR$2,247
Median Market$3,645
vs market-$1,398

FMR is below market; voucher rent may lag private rents.

90% standard$2,022 / 0.55 ratio110% standard$2,472 / 0.68 ratio
3 BR- 2 ZIPs
0.68ratio range
Median FMR$2,247
Median Market$3,305
vs market-$1,058

FMR is below market; voucher rent may lag private rents.

90% standard$2,022 / 0.61 ratio110% standard$2,472 / 0.75 ratio
3 BR- 7 ZIPs
0.70-0.73ratio range
Median FMR$2,247
Median Market$3,120
vs market-$873

FMR is below market; voucher rent may lag private rents.

90% standard$2,022 / 0.65 ratio110% standard$2,472 / 0.79 ratio
3 BR- 24 ZIPs
0.73-0.76ratio range
Median FMR$2,247
Median Market$2,990
vs market-$743

FMR is below market; voucher rent may lag private rents.

90% standard$2,022 / 0.68 ratio110% standard$2,472 / 0.83 ratio
24
3 BR- 8 ZIPs
0.77-0.81ratio range
Median FMR$2,247
Median Market$2,870
vs market-$623

FMR is below market; voucher rent may lag private rents.

90% standard$2,022 / 0.70 ratio110% standard$2,472 / 0.86 ratio
3 BR- 9 ZIPs
0.82-0.85ratio range
Median FMR$2,247
Median Market$2,680
vs market-$433

FMR is below market; voucher rent may lag private rents.

90% standard$2,022 / 0.75 ratio110% standard$2,472 / 0.92 ratio
3 BR- 8 ZIPs
0.86-0.90ratio range
Median FMR$2,247
Median Market$2,540
vs market-$293

FMR is below market; voucher rent may lag private rents.

90% standard$2,022 / 0.80 ratio110% standard$2,472 / 0.97 ratio
3 BR- 9 ZIPs
0.91-0.93ratio range
Median FMR$2,247
Median Market$2,420
vs market-$173

FMR is near market; voucher and private rents are aligned.

90% standard$2,022 / 0.84 ratio110% standard$2,472 / 1.02 ratio
3 BR- 1 ZIP
0.94ratio
FMR$2,247
Market$2,390
vs market-$143

FMR is near market; voucher and private rents are aligned.

90% standard$2,022 / 0.85 ratio110% standard$2,472 / 1.03 ratio
3 BR- 2 ZIPs
0.98-0.99ratio range
Median FMR$2,247
Median Market$2,280
vs market-$33

FMR is near market; voucher and private rents are aligned.

90% standard$2,022 / 0.89 ratio110% standard$2,472 / 1.08 ratio
3 BR- 2 ZIPs
1.06ratio range
Median FMR$2,247
Median Market$2,120
vs market+$127

FMR is near market; voucher and private rents are aligned.

90% standard$2,022 / 0.95 ratio110% standard$2,472 / 1.17 ratio
3 BR- 3 ZIPs
1.08-1.10ratio range
Median FMR$2,247
Median Market$2,080
vs market+$167

FMR is near market; voucher and private rents are aligned.

90% standard$2,022 / 0.97 ratio110% standard$2,472 / 1.19 ratio
3 BR- 7 ZIPs
1.10-1.14ratio range
Median FMR$2,247
Median Market$2,000
vs market+$247

FMR is above market; underwrite to market rent.

90% standard$2,022 / 1.01 ratio110% standard$2,472 / 1.24 ratio
3 BR- 1 ZIP
1.17ratio
FMR$2,247
Market$1,920
vs market+$327

FMR is above market; underwrite to market rent.

90% standard$2,022 / 1.05 ratio110% standard$2,472 / 1.29 ratio
3 BR- 2 ZIPs
1.23ratio range
Median FMR$2,247
Median Market$1,825
vs market+$422

FMR is above market; underwrite to market rent.

90% standard$2,022 / 1.11 ratio110% standard$2,472 / 1.35 ratio
3 BR- 2 ZIPs
1.27-1.28ratio range
Median FMR$2,247
Median Market$1,765
vs market+$482

FMR is above market; underwrite to market rent.

90% standard$2,022 / 1.15 ratio110% standard$2,472 / 1.40 ratio
0.58-1.28
4 BR
4 BR- 1 ZIP
0.59ratio
FMR$2,637
Market$4,490
vs market-$1,853

FMR is below market; voucher rent may lag private rents.

90% standard$2,373 / 0.53 ratio110% standard$2,901 / 0.65 ratio
4 BR- 5 ZIPs
0.64-0.68ratio range
Median FMR$2,637
Median Market$3,910
vs market-$1,273

FMR is below market; voucher rent may lag private rents.

90% standard$2,373 / 0.61 ratio110% standard$2,901 / 0.74 ratio
4 BR- 1 ZIP
0.70ratio
FMR$2,637
Market$3,780
vs market-$1,143

FMR is below market; voucher rent may lag private rents.

90% standard$2,373 / 0.63 ratio110% standard$2,901 / 0.77 ratio
4 BR- 8 ZIPs
0.73-0.76ratio range
Median FMR$2,637
Median Market$3,520
vs market-$883

FMR is below market; voucher rent may lag private rents.

90% standard$2,373 / 0.67 ratio110% standard$2,901 / 0.82 ratio
4 BR- 21 ZIPs
0.78-0.81ratio range
Median FMR$2,637
Median Market$3,300
vs market-$663

FMR is below market; voucher rent may lag private rents.

90% standard$2,373 / 0.72 ratio110% standard$2,901 / 0.88 ratio
21
4 BR- 15 ZIPs
0.82-0.86ratio range
Median FMR$2,637
Median Market$3,150
vs market-$513

FMR is below market; voucher rent may lag private rents.

90% standard$2,373 / 0.75 ratio110% standard$2,901 / 0.92 ratio
15
4 BR- 6 ZIPs
0.86-0.89ratio range
Median FMR$2,637
Median Market$2,970
vs market-$333

FMR is below market; voucher rent may lag private rents.

90% standard$2,373 / 0.80 ratio110% standard$2,901 / 0.98 ratio
4 BR- 5 ZIPs
0.90-0.94ratio range
Median FMR$2,637
Median Market$2,880
vs market-$243

FMR is near market; voucher and private rents are aligned.

90% standard$2,373 / 0.82 ratio110% standard$2,901 / 1.01 ratio
4 BR- 2 ZIPs
0.94-0.96ratio range
Median FMR$2,637
Median Market$2,770
vs market-$133

FMR is near market; voucher and private rents are aligned.

90% standard$2,373 / 0.86 ratio110% standard$2,901 / 1.05 ratio
4 BR- 4 ZIPs
0.98-1.01ratio range
Median FMR$2,637
Median Market$2,655
vs market-$18

FMR is near market; voucher and private rents are aligned.

90% standard$2,373 / 0.89 ratio110% standard$2,901 / 1.09 ratio
4 BR- 4 ZIPs
1.03-1.06ratio range
Median FMR$2,637
Median Market$2,535
vs market+$102

FMR is near market; voucher and private rents are aligned.

90% standard$2,373 / 0.94 ratio110% standard$2,901 / 1.14 ratio
4 BR- 1 ZIP
1.08ratio
FMR$2,637
Market$2,450
vs market+$187

FMR is near market; voucher and private rents are aligned.

90% standard$2,373 / 0.97 ratio110% standard$2,901 / 1.18 ratio
4 BR- 1 ZIP
1.12ratio
FMR$2,637
Market$2,350
vs market+$287

FMR is above market; underwrite to market rent.

90% standard$2,373 / 1.01 ratio110% standard$2,901 / 1.23 ratio
4 BR- 6 ZIPs
1.15-1.19ratio range
Median FMR$2,637
Median Market$2,275
vs market+$362

FMR is above market; underwrite to market rent.

90% standard$2,373 / 1.04 ratio110% standard$2,901 / 1.28 ratio
4 BR- 5 ZIPs
1.22-1.25ratio range
Median FMR$2,637
Median Market$2,160
vs market+$477

FMR is above market; underwrite to market rent.

90% standard$2,373 / 1.10 ratio110% standard$2,901 / 1.34 ratio
4 BR- 2 ZIPs
1.26-1.27ratio range
Median FMR$2,637
Median Market$2,085
vs market+$552

FMR is above market; underwrite to market rent.

90% standard$2,373 / 1.14 ratio110% standard$2,901 / 1.39 ratio
4 BR- 3 ZIPs
1.33ratio range
Median FMR$2,637
Median Market$1,980
vs market+$657

FMR is above market; underwrite to market rent.

90% standard$2,373 / 1.20 ratio110% standard$2,901 / 1.47 ratio
4 BR- 1 ZIP
1.37ratio
FMR$2,637
Market$1,920
vs market+$717

FMR is above market; underwrite to market rent.

90% standard$2,373 / 1.24 ratio110% standard$2,901 / 1.51 ratio
0.59-1.37
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Worcester County, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Worcester County, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Worcester County, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,749 and the 4 bedroom fair market rent is $2,637.

Use this page for searches like Worcester County, MA FMR, Worcester County, MA fair market rent, and Worcester County, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Worcester County, MA
Bedroom sizeHUD FMR
Studio$1,206
1 bedroom$1,410
2 bedroom$1,749
3 bedroom$2,247
4 bedroom$2,637