01247
ZIPFMR
Berkshire County, MA
BRFMR
Eff. Rent
0 BR$1,245$1,350
1 BR$1,269$1,400
2 BR$1,626$1,730
3 BR$2,109$1,940
4 BR$2,577$2,040
5 BR$2,964
6 BR$3,408
7 BR$3,919
8 BR$4,507

Purchase Price Calculator

Maximum purchase price
$195,161

Cost breakdown

+Likely effective rent$1,730
HUD FMR$1,626
Market rent$1,790
Est. payment standard (107%)Used$1,730
Estimated payment standard is $1,730 (107% of FMR).
-Principal and interest-$987
Loan amount$156,129
Down payment$39,032
Rate6.50%
Term30 years
-Operating costs-$543
Property taxes-$195
Insurance-$175
Utilities$0
HOA$0
Management-$173
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,800(71.2% ROI)
Projected value
$210,167
Current value$195,161
Return breakdown
Property appreciation+$15,006
Loan principal paid down+$5,594
Rental cash flow+$7,200
5-year hold
+$47,621(122.0% ROI)
Projected value
$220,807
Current value$195,161
Return breakdown
Property appreciation+$25,646
Loan principal paid down+$9,975
Rental cash flow+$12,000
10-year hold
+$102,430(262.4% ROI)
Projected value
$249,822
Current value$195,161
Return breakdown
Property appreciation+$54,662
Loan principal paid down+$23,769
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.89ratio
FMR$1,245
Market$1,400
vs market-$155

FMR is below market; voucher rent may lag private rents.

90% standard$1,121 / 0.80 ratio110% standard$1,370 / 0.98 ratio
0.89
1 BR
1 BR
0.85ratio
FMR$1,269
Market$1,490
vs market-$221

FMR is below market; voucher rent may lag private rents.

90% standard$1,142 / 0.77 ratio110% standard$1,396 / 0.94 ratio
0.85
2 BR
2 BR
0.91ratio
FMR$1,626
Market$1,790
vs market-$164

FMR is near market; voucher and private rents are aligned.

90% standard$1,463 / 0.82 ratio110% standard$1,789 / 1.00 ratio
0.91
3 BR
3 BR
1.09ratio
FMR$2,109
Market$1,940
vs market+$169

FMR is near market; voucher and private rents are aligned.

90% standard$1,898 / 0.98 ratio110% standard$2,320 / 1.20 ratio
1.09
4 BR
4 BR
1.26ratio
FMR$2,577
Market$2,040
vs market+$537

FMR is above market; underwrite to market rent.

90% standard$2,319 / 1.14 ratio110% standard$2,835 / 1.39 ratio
1.26
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 01247 (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

01247 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 01247 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,626 and the 4 bedroom fair market rent is $2,577.

Use this page for searches like 01247 FMR, 01247 fair market rent, and 01247 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 01247
Bedroom sizeHUD FMR
Studio$1,245
1 bedroom$1,269
2 bedroom$1,626
3 bedroom$2,109
4 bedroom$2,577