Home/MA/Berkshire County
Berkshire County, MA
CountyFMR
Found 41 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,245▲$1,260 – $1,370
1 BR$1,269▲$1,310 – $1,400
2 BR$1,626▲$1,560 – $1,790
3 BR$2,109▲$1,550 – $2,320
4 BR$2,577▲$1,660 – $2,830
5 BR$2,964▲—
6 BR$3,408▲—
7 BR$3,919▲—
8 BR$4,507▲—

Purchase Price Calculator

Maximum purchase price
$204,077

Cost breakdown

+Likely effective rent$1,790
HUD FMR$1,626
Market rent$1,915
Est. payment standard (110%)Used$1,790
Estimated payment standard is $1,790 (110% of FMR).
-Principal and interest-$1,032
Loan amount$163,261
Down payment$40,815
Rate6.50%
Term30 years
-Operating costs-$558
Property taxes-$204
Insurance-$175
Utilities$0
HOA$0
Management-$179
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,741(70.4% ROI)
Projected value
$219,768
Current value$204,077
Return breakdown
Property appreciation+$15,692
Loan principal paid down+$5,849
Rental cash flow+$7,200
5-year hold
+$49,248(120.7% ROI)
Projected value
$230,894
Current value$204,077
Return breakdown
Property appreciation+$26,817
Loan principal paid down+$10,431
Rental cash flow+$12,000
10-year hold
+$106,013(259.7% ROI)
Projected value
$261,236
Current value$204,077
Return breakdown
Property appreciation+$57,159
Loan principal paid down+$24,855
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 4 ZIPs
0.49-0.64ratio range
Median FMR$1,245
Median Market$2,040
vs market-$795

FMR is below market; voucher rent may lag private rents.

90% standard$1,121 / 0.55 ratio110% standard$1,370 / 0.67 ratio
4
Studio- 2 ZIPs
0.65-0.67ratio range
Median FMR$1,245
Median Market$1,885
vs market-$640

FMR is below market; voucher rent may lag private rents.

90% standard$1,121 / 0.59 ratio110% standard$1,370 / 0.73 ratio
2
Studio- 1 ZIP
0.70ratio
FMR$1,245
Market$1,780
vs market-$535

FMR is below market; voucher rent may lag private rents.

90% standard$1,121 / 0.63 ratio110% standard$1,370 / 0.77 ratio
Studio- 3 ZIPs
0.80-0.81ratio range
Median FMR$1,245
Median Market$1,550
vs market-$305

FMR is below market; voucher rent may lag private rents.

90% standard$1,121 / 0.72 ratio110% standard$1,370 / 0.88 ratio
3
Studio- 1 ZIP
0.89ratio
FMR$1,245
Market$1,400
vs market-$155

FMR is below market; voucher rent may lag private rents.

90% standard$1,121 / 0.80 ratio110% standard$1,370 / 0.98 ratio
Studio- 4 ZIPs
0.93ratio range
Median FMR$1,245
Median Market$1,340
vs market-$95

FMR is near market; voucher and private rents are aligned.

90% standard$1,121 / 0.84 ratio110% standard$1,370 / 1.02 ratio
4
Studio- 1 ZIP
0.94ratio
FMR$1,245
Market$1,320
vs market-$75

FMR is near market; voucher and private rents are aligned.

90% standard$1,121 / 0.85 ratio110% standard$1,370 / 1.04 ratio
Studio- 2 ZIPs
0.98ratio range
Median FMR$1,245
Median Market$1,270
vs market-$25

FMR is near market; voucher and private rents are aligned.

90% standard$1,121 / 0.88 ratio110% standard$1,370 / 1.08 ratio
2
0.49-0.98
1 BR
1 BR- 5 ZIPs
0.60-0.63ratio range
Median FMR$1,269
Median Market$2,050
vs market-$781

FMR is below market; voucher rent may lag private rents.

90% standard$1,142 / 0.56 ratio110% standard$1,396 / 0.68 ratio
5
1 BR- 2 ZIPs
0.65ratio range
Median FMR$1,269
Median Market$1,955
vs market-$686

FMR is below market; voucher rent may lag private rents.

90% standard$1,142 / 0.58 ratio110% standard$1,396 / 0.71 ratio
1 BR- 1 ZIP
0.72ratio
FMR$1,269
Market$1,760
vs market-$491

FMR is below market; voucher rent may lag private rents.

90% standard$1,142 / 0.65 ratio110% standard$1,396 / 0.79 ratio
1 BR- 1 ZIP
0.79ratio
FMR$1,269
Market$1,610
vs market-$341

FMR is below market; voucher rent may lag private rents.

90% standard$1,142 / 0.71 ratio110% standard$1,396 / 0.87 ratio
1 BR- 3 ZIPs
0.82-0.85ratio range
Median FMR$1,269
Median Market$1,500
vs market-$231

FMR is below market; voucher rent may lag private rents.

90% standard$1,142 / 0.76 ratio110% standard$1,396 / 0.93 ratio
3
1 BR- 2 ZIPs
0.86-0.87ratio range
Median FMR$1,269
Median Market$1,470
vs market-$201

FMR is below market; voucher rent may lag private rents.

90% standard$1,142 / 0.78 ratio110% standard$1,396 / 0.95 ratio
1 BR- 4 ZIPs
0.95ratio range
Median FMR$1,269
Median Market$1,330
vs market-$61

FMR is near market; voucher and private rents are aligned.

90% standard$1,142 / 0.86 ratio110% standard$1,396 / 1.05 ratio
4
0.60-0.95
2 BR
2 BR- 5 ZIPs
0.61-0.64ratio range
Median FMR$1,626
Median Market$2,590
vs market-$964

FMR is below market; voucher rent may lag private rents.

90% standard$1,463 / 0.57 ratio110% standard$1,789 / 0.69 ratio
5
2 BR- 1 ZIP
0.65ratio
FMR$1,626
Market$2,520
vs market-$894

FMR is below market; voucher rent may lag private rents.

90% standard$1,463 / 0.58 ratio110% standard$1,789 / 0.71 ratio
2 BR- 1 ZIP
0.69ratio
FMR$1,626
Market$2,370
vs market-$744

FMR is below market; voucher rent may lag private rents.

90% standard$1,463 / 0.62 ratio110% standard$1,789 / 0.75 ratio
2 BR- 4 ZIPs
0.85-0.86ratio range
Median FMR$1,626
Median Market$1,915
vs market-$289

FMR is below market; voucher rent may lag private rents.

90% standard$1,463 / 0.76 ratio110% standard$1,789 / 0.93 ratio
4
2 BR- 1 ZIP
0.88ratio
FMR$1,626
Market$1,840
vs market-$214

FMR is below market; voucher rent may lag private rents.

90% standard$1,463 / 0.80 ratio110% standard$1,789 / 0.97 ratio
2 BR- 2 ZIPs
0.91-0.92ratio range
Median FMR$1,626
Median Market$1,775
vs market-$149

FMR is near market; voucher and private rents are aligned.

90% standard$1,463 / 0.82 ratio110% standard$1,789 / 1.01 ratio
2 BR- 1 ZIP
0.97ratio
FMR$1,626
Market$1,670
vs market-$44

FMR is near market; voucher and private rents are aligned.

90% standard$1,463 / 0.88 ratio110% standard$1,789 / 1.07 ratio
2 BR- 1 ZIP
1.00ratio
FMR$1,626
Market$1,630
vs market-$4

FMR is near market; voucher and private rents are aligned.

90% standard$1,463 / 0.90 ratio110% standard$1,789 / 1.10 ratio
2 BR- 2 ZIPs
1.02-1.04ratio range
Median FMR$1,626
Median Market$1,575
vs market+$51

FMR is near market; voucher and private rents are aligned.

90% standard$1,463 / 0.93 ratio110% standard$1,789 / 1.14 ratio
0.61-1.04
3 BR
3 BR- 2 ZIPs
0.69-0.71ratio range
Median FMR$2,109
Median Market$3,025
vs market-$916

FMR is below market; voucher rent may lag private rents.

90% standard$1,898 / 0.63 ratio110% standard$2,320 / 0.77 ratio
2
3 BR- 1 ZIP
0.76ratio
FMR$2,109
Market$2,790
vs market-$681

FMR is below market; voucher rent may lag private rents.

90% standard$1,898 / 0.68 ratio110% standard$2,320 / 0.83 ratio
3 BR- 3 ZIPs
0.79-0.81ratio range
Median FMR$2,109
Median Market$2,590
vs market-$481

FMR is below market; voucher rent may lag private rents.

90% standard$1,898 / 0.73 ratio110% standard$2,320 / 0.90 ratio
3
3 BR- 4 ZIPs
0.83-0.85ratio range
Median FMR$2,109
Median Market$2,475
vs market-$366

FMR is below market; voucher rent may lag private rents.

90% standard$1,898 / 0.77 ratio110% standard$2,320 / 0.94 ratio
4
3 BR- 1 ZIP
0.87ratio
FMR$2,109
Market$2,430
vs market-$321

FMR is below market; voucher rent may lag private rents.

90% standard$1,898 / 0.78 ratio110% standard$2,320 / 0.95 ratio
3 BR- 1 ZIP
0.98ratio
FMR$2,109
Market$2,160
vs market-$51

FMR is near market; voucher and private rents are aligned.

90% standard$1,898 / 0.88 ratio110% standard$2,320 / 1.07 ratio
3 BR- 2 ZIPs
1.09ratio range
Median FMR$2,109
Median Market$1,935
vs market+$174

FMR is near market; voucher and private rents are aligned.

90% standard$1,898 / 0.98 ratio110% standard$2,320 / 1.20 ratio
2
3 BR- 1 ZIP
1.23ratio
FMR$2,109
Market$1,720
vs market+$389

FMR is above market; underwrite to market rent.

90% standard$1,898 / 1.10 ratio110% standard$2,320 / 1.35 ratio
3 BR- 2 ZIPs
1.26-1.29ratio range
Median FMR$2,109
Median Market$1,655
vs market+$454

FMR is above market; underwrite to market rent.

90% standard$1,898 / 1.15 ratio110% standard$2,320 / 1.40 ratio
2
3 BR- 1 ZIP
1.36ratio
FMR$2,109
Market$1,550
vs market+$559

FMR is above market; underwrite to market rent.

90% standard$1,898 / 1.22 ratio110% standard$2,320 / 1.50 ratio
0.69-1.36
4 BR
4 BR- 1 ZIP
0.82ratio
FMR$2,577
Market$3,140
vs market-$563

FMR is below market; voucher rent may lag private rents.

90% standard$2,319 / 0.74 ratio110% standard$2,835 / 0.90 ratio
4 BR- 1 ZIP
0.86ratio
FMR$2,577
Market$3,000
vs market-$423

FMR is below market; voucher rent may lag private rents.

90% standard$2,319 / 0.77 ratio110% standard$2,835 / 0.94 ratio
4 BR- 1 ZIP
0.90ratio
FMR$2,577
Market$2,860
vs market-$283

FMR is near market; voucher and private rents are aligned.

90% standard$2,319 / 0.81 ratio110% standard$2,835 / 0.99 ratio
4 BR- 6 ZIPs
0.95-0.97ratio range
Median FMR$2,577
Median Market$2,685
vs market-$108

FMR is near market; voucher and private rents are aligned.

90% standard$2,319 / 0.86 ratio110% standard$2,835 / 1.06 ratio
6
4 BR- 2 ZIPs
0.99-1.00ratio range
Median FMR$2,577
Median Market$2,585
vs market-$8

FMR is near market; voucher and private rents are aligned.

90% standard$2,319 / 0.90 ratio110% standard$2,835 / 1.10 ratio
4 BR- 1 ZIP
1.22ratio
FMR$2,577
Market$2,120
vs market+$457

FMR is above market; underwrite to market rent.

90% standard$2,319 / 1.09 ratio110% standard$2,835 / 1.34 ratio
4 BR- 2 ZIPs
1.26ratio range
Median FMR$2,577
Median Market$2,045
vs market+$532

FMR is above market; underwrite to market rent.

90% standard$2,319 / 1.13 ratio110% standard$2,835 / 1.39 ratio
4 BR- 4 ZIPs
1.36-1.55ratio range
Median FMR$2,577
Median Market$1,765
vs market+$812

FMR is above market; underwrite to market rent.

90% standard$2,319 / 1.32 ratio110% standard$2,835 / 1.61 ratio
4
0.82-1.55
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Berkshire County, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
01008010260102901070012010120201220012220122301224

Berkshire County, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Berkshire County, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,626 and the 4 bedroom fair market rent is $2,577.

Use this page for searches like Berkshire County, MA FMR, Berkshire County, MA fair market rent, and Berkshire County, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Berkshire County, MA
Bedroom sizeHUD FMR
Studio$1,245
1 bedroom$1,269
2 bedroom$1,626
3 bedroom$2,109
4 bedroom$2,577
01008 FMR01026 FMR01029 FMR01070 FMR01201 FMR01202 FMR01220 FMR01222 FMR