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Berkshire County/Stockbridge/01262

01262

ZIPSAFMR
Berkshire County, MA
Zillow

ZIP Investment Score

56Below average

095130300
BRFMR
Eff. Rent
0 BR$1,470$1,620
1 BR$1,490$1,640
2 BR$1,930$2,120
3 BR$2,600$2,590
4 BR$3,230$2,660
5 BR$3,714Not available
6 BR$4,272Not available
7 BR$4,912Not available
8 BR$5,649Not available

Purchase Price Calculator

Maximum purchase price
$253,115

Cost breakdown

+Likely effective rent$2,120
HUD FMR$1,930
Market rent$2,680
Est. payment standard (110%)Used$2,120
-Principal and interest-$1,280
Loan amount$202,492
Down payment$50,623
Rate6.50%
Term30 years
-Operating costs-$640
Property taxes-$253
Insurance-$175
Utilities$0
HOA$0
Management-$212
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,917(67.0% ROI)
Projected value
$272,577
Return breakdown
Property appreciation+$19,462
Loan principal paid down+$7,255
Rental cash flow+$7,200
5-year hold
+$58,199(115.0% ROI)
Projected value
$286,376
Return breakdown
Property appreciation+$33,261
Loan principal paid down+$12,937
Rental cash flow+$12,000
10-year hold
+$125,721(248.3% ROI)
Projected value
$324,008
Return breakdown
Property appreciation+$70,893
Loan principal paid down+$30,827
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.70
1 BR
0.71
2 BR
0.72
3 BR
1.00
4 BR
1.21
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 01262 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 01262 (Stockbridge, MA) is $1,930 a month. That is up 1.0% from $1,910 in FY 2026. Stockbridge is in the Pittsfield, MA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,704. Among 40 ZIP codes in Berkshire County, 01262 has the 9th-highest two-bedroom rent (county range $1,470–$2,350). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 01262 is 13% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 01262
BedroomsFY 2027Change90–110% range
Studio$1,470+2.8%$1,323–$1,617
1BR$1,490+1.4%$1,341–$1,639
2BR$1,930+1.0%$1,737–$2,123
3BR$2,600+5.3%$2,340–$2,860
4BR$3,230+2.9%$2,907–$3,553

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 01262
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,470$1,490$1,930$2,600$3,230
FY 2026$1,430$1,470$1,910$2,470$3,140
FY 2025$950$1,090$1,390$1,780$1,920
FY 2024$840$990$1,250$1,600$1,690
FY 2023$820$970$1,230$1,570$1,660

Two-bedroom rent in nearby Berkshire County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 01262
01254$1,900−1.6%
01255$2,130+10.4%
01256$1,600−17.1%
01257$1,710−11.4%
01258$1,710−11.4%
01259$1,730−10.4%
01260$2,000+3.6%
01262Current$1,930—
01264$2,060+6.7%
01266$2,350+21.8%
01267$2,190+13.5%
01270$1,810−6.2%

Questions about ZIP 01262 rents

How much will Section 8 pay for a two-bedroom in ZIP 01262?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,704, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,534 to $1,874 a month; under the ZIP-level Small Area FMR of $1,930 it would be $1,737 to $2,123. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 01262 in?

ZIP 01262 is in the Pittsfield, MA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,704.

How much did fair market rent change in ZIP 01262 for FY 2027?

The two-bedroom FMR rose 1.0%, from $1,910 in FY 2026 to $1,930 in FY 2027. Since FY 2023 it has risen 56.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentStockbridge, MA fair market rentMA statewide rentsWhat is SAFMR?Data sources