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01258

ZIPSAFMR
Berkshire County, MA

ZIP Investment Score

45Below average

095130300
BRFMR
Eff. Rent
0 BR$1,300$1,430
1 BR$1,340$1,470
2 BR$1,710$1,880
3 BR$2,270$2,480
4 BR$2,680$2,680
5 BR$3,082Not available
6 BR$3,544Not available
7 BR$4,076Not available
8 BR$4,687Not available

Purchase Price Calculator

Maximum purchase price
$217,451

Cost breakdown

+Likely effective rent$1,880
HUD FMR$1,710
Market rent$2,590
Est. payment standard (110%)Used$1,880
-Principal and interest-$1,100
Loan amount$173,961
Down payment$43,490
Rate6.50%
Term30 years
-Operating costs-$580
Property taxes-$217
Insurance-$175
Utilities$0
HOA$0
Management-$188
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,153(69.3% ROI)
Projected value
$234,171
Return breakdown
Property appreciation+$16,720
Loan principal paid down+$6,233
Rental cash flow+$7,200
5-year hold
+$51,689(118.9% ROI)
Projected value
$246,026
Return breakdown
Property appreciation+$28,575
Loan principal paid down+$11,114
Rental cash flow+$12,000
10-year hold
+$111,388(256.1% ROI)
Projected value
$278,355
Return breakdown
Property appreciation+$60,905
Loan principal paid down+$26,484
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.51
1 BR
0.69
2 BR
0.66
3 BR
0.88
4 BR
1.00
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 01258 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 01258 (South Egremont, MA) is $1,710 a month. That is up 4.9% from $1,630 in FY 2026. South Egremont is in the Pittsfield, MA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,704. Among 40 ZIP codes in Berkshire County, 01258 is tied for the 26th-highest two-bedroom rent (county range $1,470–$2,350). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 01258 is 23% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 01258
BedroomsFY 2027Change90–110% range
Studio$1,300+6.6%$1,170–$1,430
1BR$1,340+4.7%$1,206–$1,474
2BR$1,710+4.9%$1,539–$1,881
3BR$2,270+9.1%$2,043–$2,497
4BR$2,680+3.9%$2,412–$2,948

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 01258
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,300$1,340$1,710$2,270$2,680
FY 2026$1,220$1,280$1,630$2,080$2,580
FY 2025$1,120$1,230$1,580$1,920$2,490
FY 2024$910$1,020$1,340$1,620$2,210
FY 2023$900$1,000$1,320$1,610$1,940

Two-bedroom rent in nearby Berkshire County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 01258
01252$1,670−2.3%
01253$1,670−2.3%
01254$1,900+11.1%
01255$2,130+24.6%
01256$1,600−6.4%
01257$1,7100.0%
01258Current$1,710—
01259$1,730+1.2%
01260$2,000+17.0%
01262$1,930+12.9%
01264$2,060+20.5%
01266$2,350+37.4%

Questions about ZIP 01258 rents

How much will Section 8 pay for a two-bedroom in ZIP 01258?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,704, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,534 to $1,874 a month; under the ZIP-level Small Area FMR of $1,710 it would be $1,539 to $1,881. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 01258 in?

ZIP 01258 is in the Pittsfield, MA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,704.

How much did fair market rent change in ZIP 01258 for FY 2027?

The two-bedroom FMR rose 4.9%, from $1,630 in FY 2026 to $1,710 in FY 2027. Since FY 2023 it has risen 29.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set