01701
ZIPFMR
Middlesex County, MA
BRFMR
Eff. Rent
0 BR$2,359$1,990
1 BR$2,476$2,320
2 BR$2,941$2,940
3 BR$3,526$3,590
4 BR$3,894$4,000
5 BR$4,478
6 BR$5,150
7 BR$5,922
8 BR$6,811

Purchase Price Calculator

Maximum purchase price
$374,966

Cost breakdown

+Likely effective rent$2,940
HUD FMR$2,941
Market rentUsed$2,940
Est. payment standard (100%)$2,940
Market rent is below the inferred standard ($2,940, 100% of FMR).
-Principal and interest-$1,896
Loan amount$299,973
Down payment$74,993
Rate6.50%
Term30 years
-Operating costs-$844
Property taxes-$375
Insurance-$175
Utilities$0
HOA$0
Management-$294
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$46,779(62.4% ROI)
Projected value
$403,798
Current value$374,966
Return breakdown
Property appreciation+$28,831
Loan principal paid down+$10,747
Rental cash flow+$7,200
5-year hold
+$80,439(107.3% ROI)
Projected value
$424,240
Current value$374,966
Return breakdown
Property appreciation+$49,274
Loan principal paid down+$19,165
Rental cash flow+$12,000
10-year hold
+$174,690(232.9% ROI)
Projected value
$479,989
Current value$374,966
Return breakdown
Property appreciation+$105,022
Loan principal paid down+$45,668
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.19ratio
FMR$2,359
Market$1,990
vs market+$369

FMR is above market; underwrite to market rent.

90% standard$2,123 / 1.07 ratio110% standard$2,595 / 1.30 ratio
1.19
1 BR
1 BR
1.07ratio
FMR$2,476
Market$2,320
vs market+$156

FMR is near market; voucher and private rents are aligned.

90% standard$2,228 / 0.96 ratio110% standard$2,724 / 1.17 ratio
1.07
2 BR
2 BR
1.00ratio
FMR$2,941
Market$2,940
vs market+$1

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.90 ratio110% standard$3,235 / 1.10 ratio
1.00
3 BR
3 BR
0.97ratio
FMR$3,526
Market$3,620
vs market-$94

FMR is near market; voucher and private rents are aligned.

90% standard$3,173 / 0.88 ratio110% standard$3,879 / 1.07 ratio
0.97
4 BR
4 BR
0.96ratio
FMR$3,894
Market$4,050
vs market-$156

FMR is near market; voucher and private rents are aligned.

90% standard$3,505 / 0.87 ratio110% standard$4,283 / 1.06 ratio
0.96
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 01701 (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

01701 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 01701 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,941 and the 4 bedroom fair market rent is $3,894.

Use this page for searches like 01701 FMR, 01701 fair market rent, and 01701 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 01701
Bedroom sizeHUD FMR
Studio$2,359
1 bedroom$2,476
2 bedroom$2,941
3 bedroom$3,526
4 bedroom$3,894