01702
ZIPFMR
Middlesex County, MA
BRFMR
Eff. Rent
0 BR$2,359$2,190
1 BR$2,476$2,640
2 BR$2,941$3,140
3 BR$3,526$3,400
4 BR$3,894$3,600
5 BR$4,478
6 BR$5,150
7 BR$5,922
8 BR$6,811

Purchase Price Calculator

Maximum purchase price
$404,686

Cost breakdown

+Likely effective rent$3,140
HUD FMR$2,941
Market rent$3,250
Est. payment standard (107%)Used$3,140
Estimated payment standard is $3,140 (107% of FMR).
-Principal and interest-$2,046
Loan amount$323,749
Down payment$80,937
Rate6.50%
Term30 years
-Operating costs-$894
Property taxes-$405
Insurance-$175
Utilities$0
HOA$0
Management-$314
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$49,916(61.7% ROI)
Projected value
$435,803
Current value$404,686
Return breakdown
Property appreciation+$31,117
Loan principal paid down+$11,599
Rental cash flow+$7,200
5-year hold
+$85,863(106.1% ROI)
Projected value
$457,865
Current value$404,686
Return breakdown
Property appreciation+$53,179
Loan principal paid down+$20,684
Rental cash flow+$12,000
10-year hold
+$186,633(230.6% ROI)
Projected value
$518,033
Current value$404,686
Return breakdown
Property appreciation+$113,346
Loan principal paid down+$49,287
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.08ratio
FMR$2,359
Market$2,190
vs market+$169

FMR is near market; voucher and private rents are aligned.

90% standard$2,123 / 0.97 ratio110% standard$2,595 / 1.18 ratio
1.08
1 BR
1 BR
0.91ratio
FMR$2,476
Market$2,730
vs market-$254

FMR is near market; voucher and private rents are aligned.

90% standard$2,228 / 0.82 ratio110% standard$2,724 / 1.00 ratio
0.91
2 BR
2 BR
0.90ratio
FMR$2,941
Market$3,250
vs market-$309

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.81 ratio110% standard$3,235 / 1.00 ratio
0.90
3 BR
3 BR
1.04ratio
FMR$3,526
Market$3,400
vs market+$126

FMR is near market; voucher and private rents are aligned.

90% standard$3,173 / 0.93 ratio110% standard$3,879 / 1.14 ratio
1.04
4 BR
4 BR
1.08ratio
FMR$3,894
Market$3,600
vs market+$294

FMR is near market; voucher and private rents are aligned.

90% standard$3,505 / 0.97 ratio110% standard$4,283 / 1.19 ratio
1.08
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 01702 (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

01702 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 01702 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,941 and the 4 bedroom fair market rent is $3,894.

Use this page for searches like 01702 FMR, 01702 fair market rent, and 01702 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 01702
Bedroom sizeHUD FMR
Studio$2,359
1 bedroom$2,476
2 bedroom$2,941
3 bedroom$3,526
4 bedroom$3,894