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02325

ZIPSAFMR
Plymouth County, MA
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,900$1,980
1 BR$2,090$2,080
2 BR$2,730$2,810
3 BR$3,420$3,430
4 BR$3,590$3,670
5 BR$4,129Not available
6 BR$4,748Not available
7 BR$5,460Not available
8 BR$6,279Not available

Purchase Price Calculator

Maximum purchase price
$355,648

Cost breakdown

+Likely effective rent$2,810
HUD FMR$2,730
Market rent$2,850
Est. payment standard (103%)Used$2,810
-Principal and interest-$1,798
Loan amount$284,519
Down payment$71,130
Rate6.50%
Term30 years
-Operating costs-$812
Property taxes-$356
Insurance-$175
Utilities$0
HOA$0
Management-$281
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$44,740(62.9% ROI)
Projected value
$382,994
Return breakdown
Property appreciation+$27,346
Loan principal paid down+$10,194
Rental cash flow+$7,200
5-year hold
+$76,913(108.1% ROI)
Projected value
$402,383
Return breakdown
Property appreciation+$46,735
Loan principal paid down+$18,178
Rental cash flow+$12,000
10-year hold
+$166,926(234.7% ROI)
Projected value
$455,260
Return breakdown
Property appreciation+$99,612
Loan principal paid down+$43,315
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.94
1 BR
1.00
2 BR
0.96
3 BR
0.99
4 BR
0.97
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 02325 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 02325 (Bridgewater, MA) is $2,730 a month. That is up 2.6% from $2,660 in FY 2026. Bridgewater is in the Brockton, MA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,409. Among 59 ZIP codes in Plymouth County, 02325 is tied for the 9th-highest two-bedroom rent (county range $2,080–$3,160). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 02325 is 23% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 02325
BedroomsFY 2027Change90–110% range
Studio$1,900+1.1%$1,710–$2,090
1BR$2,090+3.0%$1,881–$2,299
2BR$2,730+2.6%$2,457–$3,003
3BR$3,420+2.7%$3,078–$3,762
4BR$3,590+2.0%$3,231–$3,949

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 02325
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,900$2,090$2,730$3,420$3,590
FY 2026$1,880$2,030$2,660$3,330$3,520
FY 2025area FMR$1,607$1,652$2,155$2,730$2,953
FY 2024area FMR$1,393$1,488$1,955$2,479$2,778
FY 2023area FMR$1,246$1,415$1,863$2,375$2,708

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Plymouth County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 02325
02305$2,440−10.6%
02324$2,7300.0%
02325Current$2,730—
02327$2,650−2.9%
02330$2,700−1.1%
02331$2,650−2.9%
02332$2,760+1.1%
02333$2,430−11.0%
02337$2,440−10.6%
02338$2,650−2.9%
02339$2,650−2.9%
02341$3,140+15.0%

Questions about ZIP 02325 rents

How much will Section 8 pay for a two-bedroom in ZIP 02325?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,409, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,168 to $2,650 a month; under the ZIP-level Small Area FMR of $2,730 it would be $2,457 to $3,003. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 02325 in?

ZIP 02325 is in the Brockton, MA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,409.

How much did fair market rent change in ZIP 02325 for FY 2027?

The two-bedroom FMR rose 2.6%, from $2,660 in FY 2026 to $2,730 in FY 2027.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set