FMR is below market; voucher rent may lag private rents.
0.77
1 BR
1 BR
0.79ratio
FMR$1,290
Market$1,640
vs market-$350
FMR is below market; voucher rent may lag private rents.
0.79
2 BR
2 BR
0.83ratio
FMR$1,620
Market$1,950
vs market-$330
FMR is below market; voucher rent may lag private rents.
0.83
3 BR
3 BR
0.90ratio
FMR$2,170
Market$2,400
vs market-$230
FMR is near market; voucher and private rents are aligned.
0.90
4 BR
4 BR
1.00ratio
FMR$2,420
Market$2,430
vs market-$10
FMR is near market; voucher and private rents are aligned.
1.00
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--
ZIP 03289 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 03289 (Winnisquam, NH) is $1,620 a month. That is down 10.0% from $1,800 in FY 2026. Winnisquam is in the Belknap County, NH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,620. Among 18 ZIP codes in Belknap County, 03289 is tied for the 14th-highest two-bedroom rent (county range $1,620–$2,400). The median county two-bedroom FMR in New Hampshire is $1,727, so ZIP 03289 is 6% below it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 03289
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,240
$1,140
−8.1%
$1,026–$1,254
1BR
$1,420
$1,290
−9.2%
$1,161–$1,419
2BR
$1,800
$1,620
−10.0%
$1,458–$1,782
3BR
$2,220
$2,170
−2.3%
$1,953–$2,387
4BR
$2,680
$2,420
−9.7%
$2,178–$2,662
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 03289
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,140
$1,290
$1,620
$2,170
$2,420
FY 2026
$1,240
$1,420
$1,800
$2,220
$2,680
FY 2025
$1,020
$1,180
$1,480
$1,870
$2,220
FY 2024area FMR
$906
$1,058
$1,329
$1,710
$2,019
FY 2023area FMR
$926
$1,015
$1,292
$1,739
$1,912
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Two-bedroom rent in nearby Belknap County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 03289?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,620, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,458 to $1,782 a month; under the ZIP-level Small Area FMR of $1,620 it would be $1,458 to $1,782. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 03289 in?
ZIP 03289 is in the Belknap County, NH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,620.
How much did fair market rent change in ZIP 03289 for FY 2027?
The two-bedroom FMR fell 10.0%, from $1,800 in FY 2026 to $1,620 in FY 2027. Since FY 2025 it has risen 9.5%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set