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03299

ZIPFMR
Belknap County, NH
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,117$1,230
1 BR$1,283$1,410
2 BR$1,620$1,780
3 BR$2,136$2,350
4 BR$2,409$2,540
5 BR$2,770Not available
6 BR$3,186Not available
7 BR$3,664Not available
8 BR$4,213Not available

Purchase Price Calculator

Maximum purchase price
$202,591

Cost breakdown

+Likely effective rent$1,780
HUD FMR$1,620
Market rent$2,110
Est. payment standard (110%)Used$1,780
-Principal and interest-$1,024
Loan amount$162,073
Down payment$40,518
Rate6.50%
Term30 years
-Operating costs-$556
Property taxes-$203
Insurance-$175
Utilities$0
HOA$0
Management-$178
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,584(70.5% ROI)
Projected value
$218,168
Return breakdown
Property appreciation+$15,577
Loan principal paid down+$5,807
Rental cash flow+$7,200
5-year hold
+$48,977(120.9% ROI)
Projected value
$229,213
Return breakdown
Property appreciation+$26,622
Loan principal paid down+$10,355
Rental cash flow+$12,000
10-year hold
+$105,416(260.2% ROI)
Projected value
$259,333
Return breakdown
Property appreciation+$56,743
Loan principal paid down+$24,674
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.73
1 BR
0.77
2 BR
0.77
3 BR
0.84
4 BR
0.92
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 03299 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 03299 (Tilton, NH) is $1,620 a month. That is down 10.0% from $1,800 in FY 2026. Tilton is in the Belknap County, NH non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it. The median county two-bedroom FMR in New Hampshire is $1,727, so ZIP 03299 is 6% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03299
BedroomsFY 2027Change90–110% range
Studio$1,117−10.0%$1,005–$1,229
1BR$1,283−10.0%$1,155–$1,411
2BR$1,620−10.0%$1,458–$1,782
3BR$2,136−3.7%$1,922–$2,350
4BR$2,409−10.0%$2,168–$2,650

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03299
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,117$1,283$1,620$2,136$2,409
FY 2026$1,241$1,425$1,800$2,219$2,676
FY 2025$1,019$1,182$1,479$1,864$2,221
FY 2024$906$1,058$1,329$1,710$2,019
FY 2023$926$1,015$1,292$1,739$1,912

Questions about ZIP 03299 rents

How much will Section 8 pay for a two-bedroom in ZIP 03299?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,620, that basic range is $1,458 to $1,782 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03299 in?

ZIP 03299 is in the Belknap County, NH non-metropolitan FMR area.

How much did fair market rent change in ZIP 03299 for FY 2027?

The two-bedroom FMR fell 10.0%, from $1,800 in FY 2026 to $1,620 in FY 2027. Since FY 2023 it has risen 25.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set