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Rockingham County/Portsmouth/03803

03803

ZIPFMR
Rockingham County, NH
Zillow
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,677$1,730
1 BR$1,809$1,970
2 BR$2,367$2,480
3 BR$2,820$3,100
4 BR$3,111$3,330
5 BR$3,578Not available
6 BR$4,114Not available
7 BR$4,731Not available
8 BR$5,441Not available

Purchase Price Calculator

Maximum purchase price
$306,610

Cost breakdown

+Likely effective rent$2,480
HUD FMR$2,367
Market rent$2,540
Est. payment standard (105%)Used$2,480
-Principal and interest-$1,550
Loan amount$245,288
Down payment$61,322
Rate6.50%
Term30 years
-Operating costs-$730
Property taxes-$307
Insurance-$175
Utilities$0
HOA$0
Management-$248
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,564(64.5% ROI)
Projected value
$330,186
Return breakdown
Property appreciation+$23,575
Loan principal paid down+$8,788
Rental cash flow+$7,200
5-year hold
+$67,963(110.8% ROI)
Projected value
$346,902
Return breakdown
Property appreciation+$40,291
Loan principal paid down+$15,672
Rental cash flow+$12,000
10-year hold
+$147,219(240.1% ROI)
Projected value
$392,487
Return breakdown
Property appreciation+$85,877
Loan principal paid down+$37,342
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.95
1 BR
0.88
2 BR
0.93
3 BR
0.86
4 BR
0.90
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 03803 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 03803 (Portsmouth, NH) is $2,367 a month. That is up 4.3% from $2,270 in FY 2026. Portsmouth is in the Lawrence, MA-NH HUD Metro FMR Area. The median county two-bedroom FMR in New Hampshire is $1,727, so ZIP 03803 is 37% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03803
BedroomsFY 2027Change90–110% range
Studio$1,677+7.2%$1,509–$1,845
1BR$1,809+4.6%$1,628–$1,990
2BR$2,367+4.3%$2,130–$2,604
3BR$2,820+3.6%$2,538–$3,102
4BR$3,111+3.5%$2,800–$3,422

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03803
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,677$1,809$2,367$2,820$3,111
FY 2026$1,565$1,730$2,270$2,722$3,006
FY 2025$1,346$1,498$1,963$2,365$2,603
FY 2024$1,299$1,483$1,917$2,329$2,553
FY 2023SAFMR$1,180$1,310$1,660$2,160$2,640

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about ZIP 03803 rents

How much will Section 8 pay for a two-bedroom in ZIP 03803?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,367, that basic range is $2,130 to $2,604 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03803 in?

ZIP 03803 is in the Lawrence, MA-NH HUD Metro FMR Area. Small Area FMRs are not mandatory in this area.

How much did fair market rent change in ZIP 03803 for FY 2027?

The two-bedroom FMR rose 4.3%, from $2,270 in FY 2026 to $2,367 in FY 2027. Since FY 2024 it has risen 23.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPortsmouth, NH fair market rentNH statewide rentsWhat is SAFMR?Data sources