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03822

ZIPFMR
Strafford County, NH
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,489$1,560
1 BR$1,600$1,530
2 BR$2,093$1,750
3 BR$2,494$2,650
4 BR$2,813$2,780
5 BR$3,235Not available
6 BR$3,720Not available
7 BR$4,278Not available
8 BR$4,920Not available

Purchase Price Calculator

Maximum purchase price
$198,133

Cost breakdown

+Likely effective rent$1,750
HUD FMR$2,093
Market rentUsed$1,750
Est. payment standard (90%)$1,880
-Principal and interest-$1,002
Loan amount$158,506
Down payment$39,627
Rate6.50%
Term30 years
-Operating costs-$548
Property taxes-$198
Insurance-$175
Utilities$0
HOA$0
Management-$175
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,113(70.9% ROI)
Projected value
$213,367
Return breakdown
Property appreciation+$15,235
Loan principal paid down+$5,679
Rental cash flow+$7,200
5-year hold
+$48,163(121.5% ROI)
Projected value
$224,169
Return breakdown
Property appreciation+$26,036
Loan principal paid down+$10,127
Rental cash flow+$12,000
10-year hold
+$103,625(261.5% ROI)
Projected value
$253,627
Return breakdown
Property appreciation+$55,494
Loan principal paid down+$24,131
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.93
1 BR
1.05
2 BR
1.20
3 BR
0.91
4 BR
1.01
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 03822 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 03822 (Dover, NH) is $2,093 a month. That is down 4.6% from $2,194 in FY 2026. Dover is in the Portsmouth-Rochester, NH HUD Metro FMR Area. The median county two-bedroom FMR in New Hampshire is $1,727, so ZIP 03822 is 21% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03822
BedroomsFY 2027Change90–110% range
Studio$1,489−7.0%$1,340–$1,638
1BR$1,600−4.6%$1,440–$1,760
2BR$2,093−4.6%$1,884–$2,302
3BR$2,494−7.4%$2,245–$2,743
4BR$2,813−4.4%$2,532–$3,094

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03822
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,489$1,600$2,093$2,494$2,813
FY 2026$1,601$1,677$2,194$2,693$2,941
FY 2025$1,475$1,517$1,961$2,429$2,749
FY 2024$1,481$1,582$2,003$2,557$2,999
FY 2023SAFMR$1,050$1,160$1,470$1,910$2,340

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about ZIP 03822 rents

How much will Section 8 pay for a two-bedroom in ZIP 03822?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,093, that basic range is $1,884 to $2,302 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03822 in?

ZIP 03822 is in the Portsmouth-Rochester, NH HUD Metro FMR Area. Small Area FMRs are not mandatory in this area.

How much did fair market rent change in ZIP 03822 for FY 2027?

The two-bedroom FMR fell 4.6%, from $2,194 in FY 2026 to $2,093 in FY 2027. Since FY 2024 it has risen 4.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set