04992
ZIPFMR
Franklin County, ME
BRFMR
Eff. Rent
0 BR$911$1,000
1 BR$1,008$1,110
2 BR$1,322$1,300
3 BR$1,750$1,520
4 BR$1,757$1,620
5 BR$2,021
6 BR$2,324
7 BR$2,672
8 BR$3,073

Purchase Price Calculator

Maximum purchase price
$131,263

Cost breakdown

+Likely effective rent$1,300
HUD FMR$1,322
Market rentUsed$1,300
Est. payment standard (99%)$1,310
Market rent is below the inferred standard ($1,310, 99% of FMR).
-Principal and interest-$664
Loan amount$105,010
Down payment$26,253
Rate6.50%
Term30 years
-Operating costs-$436
Property taxes-$131
Insurance-$175
Utilities$0
HOA$0
Management-$130
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,055(80.2% ROI)
Projected value
$141,356
Current value$131,263
Return breakdown
Property appreciation+$10,093
Loan principal paid down+$3,762
Rental cash flow+$7,200
5-year hold
+$35,958(137.0% ROI)
Projected value
$148,512
Current value$131,263
Return breakdown
Property appreciation+$17,249
Loan principal paid down+$6,709
Rental cash flow+$12,000
10-year hold
+$76,751(292.4% ROI)
Projected value
$168,028
Current value$131,263
Return breakdown
Property appreciation+$36,765
Loan principal paid down+$15,987
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.79ratio
FMR$911
Market$1,150
vs market-$239

FMR is below market; voucher rent may lag private rents.

90% standard$820 / 0.71 ratio110% standard$1,002 / 0.87 ratio
0.79
1 BR
1 BR
0.84ratio
FMR$1,008
Market$1,200
vs market-$192

FMR is below market; voucher rent may lag private rents.

90% standard$907 / 0.76 ratio110% standard$1,109 / 0.92 ratio
0.84
2 BR
2 BR
1.02ratio
FMR$1,322
Market$1,300
vs market+$22

FMR is near market; voucher and private rents are aligned.

90% standard$1,190 / 0.92 ratio110% standard$1,454 / 1.12 ratio
1.02
3 BR
3 BR
1.15ratio
FMR$1,750
Market$1,520
vs market+$230

FMR is above market; underwrite to market rent.

90% standard$1,575 / 1.04 ratio110% standard$1,925 / 1.27 ratio
1.15
4 BR
4 BR
1.08ratio
FMR$1,757
Market$1,620
vs market+$137

FMR is near market; voucher and private rents are aligned.

90% standard$1,581 / 0.98 ratio110% standard$1,933 / 1.19 ratio
1.08
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 04992 (ME) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

04992 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 04992 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,322 and the 4 bedroom fair market rent is $1,757.

Use this page for searches like 04992 FMR, 04992 fair market rent, and 04992 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 04992
Bedroom sizeHUD FMR
Studio$911
1 bedroom$1,008
2 bedroom$1,322
3 bedroom$1,750
4 bedroom$1,757