08820
ZIPFMR
Middlesex County, NJ
BRFMR
Eff. Rent
0 BR$1,804$1,804
1 BR$1,978$1,978
2 BR$2,486$2,486
3 BR$2,981$2,981
4 BR$3,296$3,296
5 BR$3,790
6 BR$4,359
7 BR$5,013
8 BR$5,765

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.51ratio
FMR$1,804
Market$3,510
vs market-$1,706

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.51
1 BR
1 BR
0.92ratio
FMR$1,978
Market$2,150
vs market-$172

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.92
2 BR
2 BR
0.86ratio
FMR$2,486
Market$2,890
vs market-$404

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.86
3 BR
3 BR
0.85ratio
FMR$2,981
Market$3,500
vs market-$519

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.85
4 BR
4 BR
0.80ratio
FMR$3,296
Market$4,100
vs market-$804

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.80
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$307,502
Rent
$2,486
Down payment
$61,500
Loan
$246,002
Mortgage
$1,555
Expenses
$731
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 08820 (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.