Home/NJ/Middlesex County
Middlesex County, NJ
CountyFMR
Found 58 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,804▲$1,740 – $1,980
1 BR$1,978▲$1,800 – $2,180
2 BR$2,486▲$2,300 – $2,730
3 BR$2,981▲$2,890 – $3,280
4 BR$3,296▲$3,000 – $3,630
5 BR$3,790▲—
6 BR$4,359▲—
7 BR$5,013▲—
8 BR$5,765▲—

Purchase Price Calculator

Maximum purchase price
$327,414

Cost breakdown

+Likely effective rent$2,620
HUD FMR$2,486
Market rent$2,695
Est. payment standard (105%)Used$2,620
Estimated payment standard is $2,620 (105% of FMR).
-Principal and interest-$1,656
Loan amount$261,932
Down payment$65,483
Rate6.50%
Term30 years
-Operating costs-$764
Property taxes-$327
Insurance-$175
Utilities$0
HOA$0
Management-$262
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$41,759(63.8% ROI)
Projected value
$352,590
Current value$327,414
Return breakdown
Property appreciation+$25,175
Loan principal paid down+$9,384
Rental cash flow+$7,200
5-year hold
+$71,760(109.6% ROI)
Projected value
$370,439
Current value$327,414
Return breakdown
Property appreciation+$43,025
Loan principal paid down+$16,735
Rental cash flow+$12,000
10-year hold
+$155,580(237.6% ROI)
Projected value
$419,118
Current value$327,414
Return breakdown
Property appreciation+$91,704
Loan principal paid down+$39,876
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 11 ZIPs
0.51-0.64ratio range
Median FMR$1,804
Median Market$3,060
vs market-$1,256

FMR is below market; voucher rent may lag private rents.

90% standard$1,624 / 0.53 ratio110% standard$1,984 / 0.65 ratio
11
Studio- 9 ZIPs
0.65-0.68ratio range
Median FMR$1,804
Median Market$2,690
vs market-$886

FMR is below market; voucher rent may lag private rents.

90% standard$1,624 / 0.60 ratio110% standard$1,984 / 0.74 ratio
9
Studio- 6 ZIPs
0.69-0.73ratio range
Median FMR$1,804
Median Market$2,505
vs market-$701

FMR is below market; voucher rent may lag private rents.

90% standard$1,624 / 0.65 ratio110% standard$1,984 / 0.79 ratio
6
Studio- 6 ZIPs
0.73-0.77ratio range
Median FMR$1,804
Median Market$2,460
vs market-$656

FMR is below market; voucher rent may lag private rents.

90% standard$1,624 / 0.66 ratio110% standard$1,984 / 0.81 ratio
6
Studio- 8 ZIPs
0.77-0.79ratio range
Median FMR$1,804
Median Market$2,330
vs market-$526

FMR is below market; voucher rent may lag private rents.

90% standard$1,624 / 0.70 ratio110% standard$1,984 / 0.85 ratio
8
Studio- 5 ZIPs
0.82-0.85ratio range
Median FMR$1,804
Median Market$2,150
vs market-$346

FMR is below market; voucher rent may lag private rents.

90% standard$1,624 / 0.76 ratio110% standard$1,984 / 0.92 ratio
Studio- 2 ZIPs
0.87-0.89ratio range
Median FMR$1,804
Median Market$2,055
vs market-$251

FMR is below market; voucher rent may lag private rents.

90% standard$1,624 / 0.79 ratio110% standard$1,984 / 0.97 ratio
Studio- 4 ZIPs
0.90-0.92ratio range
Median FMR$1,804
Median Market$1,975
vs market-$171

FMR is near market; voucher and private rents are aligned.

90% standard$1,624 / 0.82 ratio110% standard$1,984 / 1.00 ratio
Studio- 2 ZIPs
0.95-0.97ratio range
Median FMR$1,804
Median Market$1,880
vs market-$76

FMR is near market; voucher and private rents are aligned.

90% standard$1,624 / 0.86 ratio110% standard$1,984 / 1.06 ratio
Studio- 3 ZIPs
0.98-1.01ratio range
Median FMR$1,804
Median Market$1,810
vs market-$6

FMR is near market; voucher and private rents are aligned.

90% standard$1,624 / 0.90 ratio110% standard$1,984 / 1.10 ratio
Studio- 2 ZIPs
1.03-1.04ratio range
Median FMR$1,804
Median Market$1,745
vs market+$59

FMR is near market; voucher and private rents are aligned.

90% standard$1,624 / 0.93 ratio110% standard$1,984 / 1.14 ratio
0.51-1.04
1 BR
1 BR- 1 ZIP
0.68ratio
FMR$1,978
Market$2,890
vs market-$912

FMR is below market; voucher rent may lag private rents.

90% standard$1,780 / 0.62 ratio110% standard$2,176 / 0.75 ratio
1 BR- 1 ZIP
0.78ratio
FMR$1,978
Market$2,540
vs market-$562

FMR is below market; voucher rent may lag private rents.

90% standard$1,780 / 0.70 ratio110% standard$2,176 / 0.86 ratio
1 BR- 9 ZIPs
0.83-0.86ratio range
Median FMR$1,978
Median Market$2,340
vs market-$362

FMR is below market; voucher rent may lag private rents.

90% standard$1,780 / 0.76 ratio110% standard$2,176 / 0.93 ratio
9
1 BR- 13 ZIPs
0.86-0.90ratio range
Median FMR$1,978
Median Market$2,250
vs market-$272

FMR is below market; voucher rent may lag private rents.

90% standard$1,780 / 0.79 ratio110% standard$2,176 / 0.97 ratio
13
1 BR- 18 ZIPs
0.90-0.93ratio range
Median FMR$1,978
Median Market$2,170
vs market-$192

FMR is near market; voucher and private rents are aligned.

90% standard$1,780 / 0.82 ratio110% standard$2,176 / 1.00 ratio
18
1 BR- 5 ZIPs
0.95-0.97ratio range
Median FMR$1,978
Median Market$2,050
vs market-$72

FMR is near market; voucher and private rents are aligned.

90% standard$1,780 / 0.87 ratio110% standard$2,176 / 1.06 ratio
1 BR- 5 ZIPs
1.01-1.02ratio range
Median FMR$1,978
Median Market$1,960
vs market+$18

FMR is near market; voucher and private rents are aligned.

90% standard$1,780 / 0.91 ratio110% standard$2,176 / 1.11 ratio
1 BR- 5 ZIPs
1.02-1.06ratio range
Median FMR$1,978
Median Market$1,900
vs market+$78

FMR is near market; voucher and private rents are aligned.

90% standard$1,780 / 0.94 ratio110% standard$2,176 / 1.15 ratio
1 BR- 1 ZIP
1.10ratio
FMR$1,978
Market$1,800
vs market+$178

FMR is near market; voucher and private rents are aligned.

90% standard$1,780 / 0.99 ratio110% standard$2,176 / 1.21 ratio
0.68-1.10
2 BR
2 BR- 2 ZIPs
0.75-0.77ratio range
Median FMR$2,486
Median Market$3,275
vs market-$789

FMR is below market; voucher rent may lag private rents.

90% standard$2,237 / 0.68 ratio110% standard$2,735 / 0.84 ratio
2 BR- 2 ZIPs
0.81ratio range
Median FMR$2,486
Median Market$3,065
vs market-$579

FMR is below market; voucher rent may lag private rents.

90% standard$2,237 / 0.73 ratio110% standard$2,735 / 0.89 ratio
2 BR- 6 ZIPs
0.83-0.85ratio range
Median FMR$2,486
Median Market$2,925
vs market-$439

FMR is below market; voucher rent may lag private rents.

90% standard$2,237 / 0.76 ratio110% standard$2,735 / 0.93 ratio
2 BR- 10 ZIPs
0.86-0.89ratio range
Median FMR$2,486
Median Market$2,855
vs market-$369

FMR is below market; voucher rent may lag private rents.

90% standard$2,237 / 0.78 ratio110% standard$2,735 / 0.96 ratio
10
2 BR- 16 ZIPs
0.90-0.94ratio range
Median FMR$2,486
Median Market$2,700
vs market-$214

FMR is near market; voucher and private rents are aligned.

90% standard$2,237 / 0.83 ratio110% standard$2,735 / 1.01 ratio
16
2 BR- 12 ZIPs
0.94-0.97ratio range
Median FMR$2,486
Median Market$2,610
vs market-$124

FMR is near market; voucher and private rents are aligned.

90% standard$2,237 / 0.86 ratio110% standard$2,735 / 1.05 ratio
12
2 BR- 7 ZIPs
0.98-1.01ratio range
Median FMR$2,486
Median Market$2,490
vs market-$4

FMR is near market; voucher and private rents are aligned.

90% standard$2,237 / 0.90 ratio110% standard$2,735 / 1.10 ratio
2 BR- 2 ZIPs
1.03-1.04ratio range
Median FMR$2,486
Median Market$2,405
vs market+$81

FMR is near market; voucher and private rents are aligned.

90% standard$2,237 / 0.93 ratio110% standard$2,735 / 1.14 ratio
2 BR- 1 ZIP
1.08ratio
FMR$2,486
Market$2,300
vs market+$186

FMR is near market; voucher and private rents are aligned.

90% standard$2,237 / 0.97 ratio110% standard$2,735 / 1.19 ratio
0.75-1.08
3 BR
3 BR- 1 ZIP
0.62ratio
FMR$2,981
Market$4,790
vs market-$1,809

FMR is below market; voucher rent may lag private rents.

90% standard$2,683 / 0.56 ratio110% standard$3,279 / 0.68 ratio
3 BR- 1 ZIP
0.67ratio
FMR$2,981
Market$4,460
vs market-$1,479

FMR is below market; voucher rent may lag private rents.

90% standard$2,683 / 0.60 ratio110% standard$3,279 / 0.74 ratio
3 BR- 1 ZIP
0.73ratio
FMR$2,981
Market$4,070
vs market-$1,089

FMR is below market; voucher rent may lag private rents.

90% standard$2,683 / 0.66 ratio110% standard$3,279 / 0.81 ratio
3 BR- 1 ZIP
0.78ratio
FMR$2,981
Market$3,800
vs market-$819

FMR is below market; voucher rent may lag private rents.

90% standard$2,683 / 0.71 ratio110% standard$3,279 / 0.86 ratio
3 BR- 7 ZIPs
0.81-0.86ratio range
Median FMR$2,981
Median Market$3,500
vs market-$519

FMR is below market; voucher rent may lag private rents.

90% standard$2,683 / 0.77 ratio110% standard$3,279 / 0.94 ratio
3 BR- 11 ZIPs
0.86-0.90ratio range
Median FMR$2,981
Median Market$3,360
vs market-$379

FMR is below market; voucher rent may lag private rents.

90% standard$2,683 / 0.80 ratio110% standard$3,279 / 0.98 ratio
11
3 BR- 23 ZIPs
0.90-0.94ratio range
Median FMR$2,981
Median Market$3,270
vs market-$289

FMR is near market; voucher and private rents are aligned.

90% standard$2,683 / 0.82 ratio110% standard$3,279 / 1.00 ratio
23
3 BR- 12 ZIPs
0.94-0.97ratio range
Median FMR$2,981
Median Market$3,125
vs market-$144

FMR is near market; voucher and private rents are aligned.

90% standard$2,683 / 0.86 ratio110% standard$3,279 / 1.05 ratio
12
3 BR- 1 ZIP
1.03ratio
FMR$2,981
Market$2,890
vs market+$91

FMR is near market; voucher and private rents are aligned.

90% standard$2,683 / 0.93 ratio110% standard$3,279 / 1.13 ratio
0.62-1.03
4 BR
4 BR- 2 ZIPs
0.53-0.64ratio range
Median FMR$3,296
Median Market$5,685
vs market-$2,389

FMR is below market; voucher rent may lag private rents.

90% standard$2,966 / 0.53 ratio110% standard$3,626 / 0.64 ratio
4 BR- 3 ZIPs
0.69-0.72ratio range
Median FMR$3,296
Median Market$4,750
vs market-$1,454

FMR is below market; voucher rent may lag private rents.

90% standard$2,966 / 0.62 ratio110% standard$3,626 / 0.76 ratio
4 BR- 3 ZIPs
0.75-0.76ratio range
Median FMR$3,296
Median Market$4,320
vs market-$1,024

FMR is below market; voucher rent may lag private rents.

90% standard$2,966 / 0.69 ratio110% standard$3,626 / 0.84 ratio
4 BR- 6 ZIPs
0.79-0.81ratio range
Median FMR$3,296
Median Market$4,100
vs market-$804

FMR is below market; voucher rent may lag private rents.

90% standard$2,966 / 0.72 ratio110% standard$3,626 / 0.88 ratio
4 BR- 23 ZIPs
0.82-0.86ratio range
Median FMR$3,296
Median Market$3,930
vs market-$634

FMR is below market; voucher rent may lag private rents.

90% standard$2,966 / 0.75 ratio110% standard$3,626 / 0.92 ratio
23
4 BR- 11 ZIPs
0.86-0.90ratio range
Median FMR$3,296
Median Market$3,750
vs market-$454

FMR is below market; voucher rent may lag private rents.

90% standard$2,966 / 0.79 ratio110% standard$3,626 / 0.97 ratio
11
4 BR- 7 ZIPs
0.90-0.93ratio range
Median FMR$3,296
Median Market$3,600
vs market-$304

FMR is near market; voucher and private rents are aligned.

90% standard$2,966 / 0.82 ratio110% standard$3,626 / 1.01 ratio
4 BR- 2 ZIPs
0.94-0.96ratio range
Median FMR$3,296
Median Market$3,470
vs market-$174

FMR is near market; voucher and private rents are aligned.

90% standard$2,966 / 0.85 ratio110% standard$3,626 / 1.04 ratio
4 BR- 1 ZIP
1.10ratio
FMR$3,296
Market$3,000
vs market+$296

FMR is near market; voucher and private rents are aligned.

90% standard$2,966 / 0.99 ratio110% standard$3,626 / 1.21 ratio
0.53-1.10
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Middlesex County, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
07001070080706007063070640706507066070670707607077

Middlesex County, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Middlesex County, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,486 and the 4 bedroom fair market rent is $3,296.

Use this page for searches like Middlesex County, NJ FMR, Middlesex County, NJ fair market rent, and Middlesex County, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Middlesex County, NJ
Bedroom sizeHUD FMR
Studio$1,804
1 bedroom$1,978
2 bedroom$2,486
3 bedroom$2,981
4 bedroom$3,296
07001 FMR07008 FMR07060 FMR07063 FMR07064 FMR07065 FMR07066 FMR07067 FMR