08536
ZIPFMR
Middlesex County, NJ
BRFMR
Eff. Rent
0 BR$1,804$1,910
1 BR$1,978$1,930
2 BR$2,486$2,500
3 BR$2,981$3,280
4 BR$3,296$3,630
5 BR$3,790
6 BR$4,359
7 BR$5,013
8 BR$5,765

Purchase Price Calculator

Maximum purchase price
$309,582

Cost breakdown

+Likely effective rent$2,500
HUD FMR$2,486
Market rent$2,500
Est. payment standard (100%)Used$2,500
Estimated payment standard is $2,500 (100% of FMR).
-Principal and interest-$1,565
Loan amount$247,666
Down payment$61,916
Rate6.50%
Term30 years
-Operating costs-$735
Property taxes-$310
Insurance-$175
Utilities$0
HOA$0
Management-$250
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,877(64.4% ROI)
Projected value
$333,386
Current value$309,582
Return breakdown
Property appreciation+$23,804
Loan principal paid down+$8,873
Rental cash flow+$7,200
5-year hold
+$68,505(110.6% ROI)
Projected value
$350,264
Current value$309,582
Return breakdown
Property appreciation+$40,682
Loan principal paid down+$15,823
Rental cash flow+$12,000
10-year hold
+$148,414(239.7% ROI)
Projected value
$396,292
Current value$309,582
Return breakdown
Property appreciation+$86,709
Loan principal paid down+$37,704
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.92ratio
FMR$1,804
Market$1,970
vs market-$166

FMR is near market; voucher and private rents are aligned.

90% standard$1,624 / 0.82 ratio110% standard$1,984 / 1.01 ratio
0.92
1 BR
1 BR
1.02ratio
FMR$1,978
Market$1,930
vs market+$48

FMR is near market; voucher and private rents are aligned.

90% standard$1,780 / 0.92 ratio110% standard$2,176 / 1.13 ratio
1.02
2 BR
2 BR
0.99ratio
FMR$2,486
Market$2,500
vs market-$14

FMR is near market; voucher and private rents are aligned.

90% standard$2,237 / 0.89 ratio110% standard$2,735 / 1.09 ratio
0.99
3 BR
3 BR
0.81ratio
FMR$2,981
Market$3,660
vs market-$679

FMR is below market; voucher rent may lag private rents.

90% standard$2,683 / 0.73 ratio110% standard$3,279 / 0.90 ratio
0.81
4 BR
4 BR
0.72ratio
FMR$3,296
Market$4,590
vs market-$1,294

FMR is below market; voucher rent may lag private rents.

90% standard$2,966 / 0.65 ratio110% standard$3,626 / 0.79 ratio
0.72
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 08536 (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

08536 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 08536 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,486 and the 4 bedroom fair market rent is $3,296.

Use this page for searches like 08536 FMR, 08536 fair market rent, and 08536 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 08536
Bedroom sizeHUD FMR
Studio$1,804
1 bedroom$1,978
2 bedroom$2,486
3 bedroom$2,981
4 bedroom$3,296