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Middlesex County/Monmouth Junction/08852

08852

ZIPSAFMR
Middlesex County, NJ
Zillow

ZIP Investment Score

52Below average

095130300
BRFMR
Eff. Rent
0 BR$2,000$2,200
1 BR$2,160$1,960
2 BR$2,690$2,600
3 BR$3,210$3,220
4 BR$3,600$3,960
5 BR$4,140Not available
6 BR$4,761Not available
7 BR$5,475Not available
8 BR$6,296Not available

Purchase Price Calculator

Maximum purchase price
$324,442

Cost breakdown

+Likely effective rent$2,600
HUD FMR$2,690
Market rentUsed$2,600
Est. payment standard (98%)$2,630
-Principal and interest-$1,641
Loan amount$259,554
Down payment$64,888
Rate6.50%
Term30 years
-Operating costs-$759
Property taxes-$324
Insurance-$175
Utilities$0
HOA$0
Management-$260
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$41,446(63.9% ROI)
Projected value
$349,389
Return breakdown
Property appreciation+$24,947
Loan principal paid down+$9,299
Rental cash flow+$7,200
5-year hold
+$71,217(109.8% ROI)
Projected value
$367,077
Return breakdown
Property appreciation+$42,634
Loan principal paid down+$16,583
Rental cash flow+$12,000
10-year hold
+$154,385(237.9% ROI)
Projected value
$415,314
Return breakdown
Property appreciation+$90,871
Loan principal paid down+$39,514
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.62
1 BR
1.10
2 BR
1.03
3 BR
1.00
4 BR
0.82
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 08852 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 08852 (Monmouth Junction, NJ) is $2,690 a month. That is up 4.7% from $2,570 in FY 2026. Monmouth Junction is in the Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,623. Among 56 ZIP codes in Middlesex County, 08852 has the 22nd-highest two-bedroom rent (county range $2,150–$3,330). The median county two-bedroom FMR in New Jersey is $2,233, so ZIP 08852 is 20% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 08852
BedroomsFY 2027Change90–110% range
Studio$2,000+7.0%$1,800–$2,200
1BR$2,160+5.9%$1,944–$2,376
2BR$2,690+4.7%$2,421–$2,959
3BR$3,210+4.2%$2,889–$3,531
4BR$3,600+5.6%$3,240–$3,960

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 08852
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,000$2,160$2,690$3,210$3,600
FY 2026$1,870$2,040$2,570$3,080$3,410
FY 2025$1,610$1,810$2,280$2,750$3,020
FY 2024$1,740$1,950$2,460$2,980$3,280
FY 2023$1,460$1,660$2,100$2,560$2,820

Two-bedroom rent in nearby Middlesex County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 08852
08837$2,500−7.1%
08840$2,930+8.9%
08846$2,240−16.7%
08850$2,410−10.4%
08852Current$2,690—
08854$2,840+5.6%
08855$2,600−3.3%
08857$2,340−13.0%
08859$2,310−14.1%
08861$2,250−16.4%
08862$2,600−3.3%
08863$2,740+1.9%

Questions about ZIP 08852 rents

How much will Section 8 pay for a two-bedroom in ZIP 08852?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,623, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,361 to $2,885 a month; under the ZIP-level Small Area FMR of $2,690 it would be $2,421 to $2,959. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 08852 in?

ZIP 08852 is in the Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,623.

How much did fair market rent change in ZIP 08852 for FY 2027?

The two-bedroom FMR rose 4.7%, from $2,570 in FY 2026 to $2,690 in FY 2027. Since FY 2023 it has risen 28.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentMonmouth Junction, NJ fair market rentNJ statewide rentsWhat is SAFMR?Data sources