12850
ZIPSAFMR
Saratoga County, NY
BRFMR
Eff. Rent
0 BR$1,120$1,120
1 BR$1,300$1,300
2 BR$1,560$1,560
3 BR$1,870$1,870
4 BR$2,070$2,070
5 BR$2,381
6 BR$2,738
7 BR$3,148
8 BR$3,620

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.51ratio
FMR$1,120
Market$2,190
vs market-$1,070

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.51
1 BR
1 BR
0.69ratio
FMR$1,300
Market$1,890
vs market-$590

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.69
2 BR
2 BR
0.76ratio
FMR$1,560
Market$2,060
vs market-$500

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.76
3 BR
3 BR
0.78ratio
FMR$1,870
Market$2,390
vs market-$520

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.78
4 BR
4 BR
0.75ratio
FMR$2,070
Market$2,750
vs market-$680

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.75
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$169,899
Rent
$1,560
Down payment
$33,980
Loan
$135,919
Mortgage
$859
Expenses
$501
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 12850 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.