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Saratoga County, NY

CountySAFMR
Found 27 ZIPs
Zillow

County Median Investment Score

68Below average

095130300
BRFMR
Eff. Rent
0 BR$1,100 – $1,690$1,060 – $1,600
1 BR$1,280 – $1,940$1,010 – $2,130
2 BR$1,540 – $2,330$1,280 – $2,310
3 BR$1,840 – $2,780$1,630 – $2,690
4 BR$2,030 – $3,060$1,630 – $3,030
5 BR$2,404Not available
6 BR$2,764Not available
7 BR$3,179Not available
8 BR$3,655Not available

Public Housing Authority

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Rolodex

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Market Alignment

Studio
5
5
0.50-1.18
1 BR
5
0.66-1.27
2 BR
5
0.69-1.20
3 BR
4
0.68-1.13
4 BR
4
0.64-1.25
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Saratoga County, NY fair market rent, FY 2027

For FY 2027, HUD's two-bedroom Small Area Fair Market Rent across the 27 ZIP codes in Saratoga County, NY ranges from $1,540 to $2,330 a month, with a median of $1,590. That is up 1.9% from $1,560 in FY 2026. Saratoga County is in the Albany-Schenectady-Troy, NY MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,711. The median county two-bedroom FMR in New York is $1,385, so Saratoga County is 15% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Saratoga County, NY
BedroomsFY 2027Change90–110% range
Studio$1,150+2.7%$1,035–$1,265
1BR$1,320+1.5%$1,188–$1,452
2BR$1,590+1.9%$1,431–$1,749
3BR$1,890+0.5%$1,701–$2,079
4BR$2,090+1.0%$1,881–$2,299

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Saratoga County, NY
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,150$1,320$1,590$1,890$2,090
FY 2026$1,120$1,300$1,560$1,880$2,070
FY 2025$1,040$1,190$1,440$1,730$1,910
FY 2024$990$1,090$1,330$1,620$1,790
FY 2023$1,000$1,110$1,350$1,640$1,810

Two-bedroom rent by ZIP code

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. median
12866$2,330+46.5%
12151$2,230+40.3%
12020$2,110+32.7%
12074$2,010+26.4%
12065$1,890+18.9%
12859$1,840+15.7%
12027$1,780+11.9%
12831$1,750+10.1%
12170$1,740+9.4%
12302$1,680+5.7%
12833$1,660+4.4%
12019$1,650+3.8%
12188$1,650+3.8%
12803$1,5900.0%
12118$1,560−1.9%
12010$1,540−3.1%
12025$1,540−3.1%
12086$1,540−3.1%
12134$1,540−3.1%
12148$1,540−3.1%
12822$1,540−3.1%
12828$1,540−3.1%
12835$1,540−3.1%
12850$1,540−3.1%

Showing the 24 highest of 27 ZIP codes.

Questions about Saratoga County, NY rents

How much will Section 8 pay for a two-bedroom in Saratoga County, NY?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,711, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,540 to $1,882 a month; under the ZIP-level Small Area FMR of $1,590 it would be $1,431 to $1,749. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Saratoga County, NY in?

Saratoga County, NY is in the Albany-Schenectady-Troy, NY MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,711.

How much did fair market rent change in Saratoga County, NY for FY 2027?

The two-bedroom FMR rose 1.9%, from $1,560 in FY 2026 to $1,590 in FY 2027. Since FY 2023 it has risen 17.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

NY statewide rentsWhat is SAFMR?Data sources