Home/NY/Saratoga County
Saratoga County, NY
CountySAFMR
Found 27 ZIPs
BRFMR
Eff. Rent
0 BR$970 – $1,650$970 – $1,510
1 BR$1,110 – $1,910$1,010 – $1,620
2 BR$1,340 – $2,300$1,280 – $1,990
3 BR$1,620 – $2,760$1,620 – $2,530
4 BR$1,780 – $3,050$1,630 – $2,790
5 BR$2,381
6 BR$2,738
7 BR$3,148
8 BR$3,620

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 5 ZIPs
0.50–0.62ratio range
Median FMR$1,120
Median Market$2,210
vs market-$1,090

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

5
Studio· 2 ZIPs
0.71ratio range
Median FMR$1,045
Median Market$1,475
vs market-$430

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.75ratio
FMR$1,220
Market$1,630
vs market-$410

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 2 ZIPs
0.81ratio range
Median FMR$1,205
Median Market$1,485
vs market-$280

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.83ratio
FMR$1,420
Market$1,710
vs market-$290

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 4 ZIPs
0.91–0.93ratio range
Median FMR$1,045
Median Market$1,135
vs market-$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
Studio· 1 ZIP
0.97ratio
FMR$1,140
Market$1,180
vs market-$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.02ratio
FMR$1,210
Market$1,190
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.03ratio
FMR$1,170
Market$1,140
vs market+$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.06ratio
FMR$1,640
Market$1,540
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.15ratio
FMR$1,650
Market$1,430
vs market+$220

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.50–1.15
1 BR
1 BR· 2 ZIPs
0.67–0.68ratio range
Median FMR$1,375
Median Market$2,035
vs market-$660

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 3 ZIPs
0.69–0.70ratio range
Median FMR$1,300
Median Market$1,860
vs market-$560

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
1 BR· 2 ZIPs
0.75–0.76ratio range
Median FMR$1,305
Median Market$1,730
vs market-$425

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.81ratio
FMR$1,910
Market$2,350
vs market-$440

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.86ratio
FMR$1,250
Market$1,460
vs market-$210

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 2 ZIPs
0.86–0.89ratio range
Median FMR$1,470
Median Market$1,675
vs market-$205

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.94ratio
FMR$1,270
Market$1,350
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 2 ZIPs
0.98–0.99ratio range
Median FMR$1,430
Median Market$1,450
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 5 ZIPs
1.02–1.05ratio range
Median FMR$1,360
Median Market$1,300
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

5
1 BR· 2 ZIPs
1.09–1.10ratio range
Median FMR$1,435
Median Market$1,315
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.67–1.10
2 BR
2 BR· 2 ZIPs
0.66–0.68ratio range
Median FMR$1,540
Median Market$2,285
vs market-$745

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
2 BR· 1 ZIP
0.73ratio
FMR$1,360
Market$1,870
vs market-$510

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 2 ZIPs
0.76ratio range
Median FMR$1,675
Median Market$2,205
vs market-$530

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
2 BR· 1 ZIP
0.78ratio
FMR$1,790
Market$2,290
vs market-$500

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 2 ZIPs
0.84–0.85ratio range
Median FMR$1,770
Median Market$2,095
vs market-$325

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
2 BR· 2 ZIPs
0.88–0.90ratio range
Median FMR$1,485
Median Market$1,670
vs market-$185

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
2 BR· 4 ZIPs
0.95–0.97ratio range
Median FMR$1,550
Median Market$1,615
vs market-$65

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
2 BR· 3 ZIPs
1.00–1.01ratio range
Median FMR$1,500
Median Market$1,490
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
2 BR· 2 ZIPs
1.04–1.05ratio range
Median FMR$1,815
Median Market$1,740
vs market+$75

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
2 BR· 1 ZIP
1.06ratio
FMR$2,110
Market$1,990
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
1.13ratio
FMR$1,970
Market$1,750
vs market+$220

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.66–1.13
3 BR
3 BR· 1 ZIP
0.64ratio
FMR$1,870
Market$2,920
vs market-$1,050

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 1 ZIP
0.66ratio
FMR$1,630
Market$2,470
vs market-$840

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 2 ZIPs
0.71ratio range
Median FMR$1,990
Median Market$2,800
vs market-$810

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
3 BR· 1 ZIP
0.77ratio
FMR$2,040
Market$2,650
vs market-$610

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 2 ZIPs
0.78–0.79ratio range
Median FMR$1,845
Median Market$2,340
vs market-$495

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
3 BR· 1 ZIP
0.84ratio
FMR$2,150
Market$2,560
vs market-$410

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 3 ZIPs
0.87–0.90ratio range
Median FMR$1,950
Median Market$2,240
vs market-$290

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
3 BR· 2 ZIPs
0.97–0.98ratio range
Median FMR$1,995
Median Market$2,050
vs market-$55

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
3 BR· 4 ZIPs
0.98–1.02ratio range
Median FMR$1,760
Median Market$1,755
vs market+$5

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
3 BR· 1 ZIP
1.03ratio
FMR$2,760
Market$2,690
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 3 ZIPs
1.06–1.08ratio range
Median FMR$2,030
Median Market$1,900
vs market+$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
0.64–1.08
4 BR
4 BR· 1 ZIP
0.57ratio
FMR$1,800
Market$3,180
vs market-$1,380

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 4 ZIPs
0.69–0.71ratio range
Median FMR$2,160
Median Market$3,090
vs market-$930

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
4 BR· 3 ZIPs
0.73–0.76ratio range
Median FMR$2,160
Median Market$2,860
vs market-$700

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
4 BR· 1 ZIP
0.82ratio
FMR$2,010
Market$2,460
vs market-$450

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 4 ZIPs
0.90–0.93ratio range
Median FMR$2,490
Median Market$2,740
vs market-$250

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
4 BR· 1 ZIP
0.96ratio
FMR$1,780
Market$1,860
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 2 ZIPs
0.98ratio range
Median FMR$2,525
Median Market$2,575
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
4 BR· 1 ZIP
1.02ratio
FMR$3,050
Market$2,990
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 4 ZIPs
1.07–1.09ratio range
Median FMR$1,885
Median Market$1,755
vs market+$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
0.57–1.09
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Saratoga County, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.