20175
ZIPSAFMR
Loudoun County, VA
BRFMR
Eff. Rent
0 BR$1,970$1,530
1 BR$2,030$1,800
2 BR$2,260$2,250
3 BR$2,850$2,930
4 BR$3,350$3,640
5 BR$3,852
6 BR$4,430
7 BR$5,095
8 BR$5,859

Purchase Price Calculator

Maximum purchase price
$272,433

Cost breakdown

+Likely effective rent$2,250
HUD FMR$2,260
Market rentUsed$2,250
Est. payment standard (100%)$2,250
Market rent is below the inferred standard ($2,250, 100% of FMR).
-Principal and interest-$1,378
Loan amount$217,946
Down payment$54,487
Rate6.50%
Term30 years
-Operating costs-$672
Property taxes-$272
Insurance-$175
Utilities$0
HOA$0
Management-$225
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,956(66.0% ROI)
Projected value
$293,380
Current value$272,433
Return breakdown
Property appreciation+$20,948
Loan principal paid down+$7,808
Rental cash flow+$7,200
5-year hold
+$61,725(113.3% ROI)
Projected value
$308,232
Current value$272,433
Return breakdown
Property appreciation+$35,800
Loan principal paid down+$13,925
Rental cash flow+$12,000
10-year hold
+$133,484(245.0% ROI)
Projected value
$348,737
Current value$272,433
Return breakdown
Property appreciation+$76,304
Loan principal paid down+$33,180
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.29ratio
FMR$1,970
Market$1,530
vs market+$440

FMR is above market; underwrite to market rent.

90% standard$1,773 / 1.16 ratio110% standard$2,167 / 1.42 ratio
1.29
1 BR
1 BR
1.13ratio
FMR$2,030
Market$1,800
vs market+$230

FMR is above market; underwrite to market rent.

90% standard$1,827 / 1.02 ratio110% standard$2,233 / 1.24 ratio
1.13
2 BR
2 BR
1.00ratio
FMR$2,260
Market$2,250
vs market+$10

FMR is near market; voucher and private rents are aligned.

90% standard$2,034 / 0.90 ratio110% standard$2,486 / 1.10 ratio
1.00
3 BR
3 BR
0.96ratio
FMR$2,850
Market$2,980
vs market-$130

FMR is near market; voucher and private rents are aligned.

90% standard$2,565 / 0.86 ratio110% standard$3,135 / 1.05 ratio
0.96
4 BR
4 BR
0.88ratio
FMR$3,350
Market$3,800
vs market-$450

FMR is below market; voucher rent may lag private rents.

90% standard$3,015 / 0.79 ratio110% standard$3,685 / 0.97 ratio
0.88
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 20175 (VA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

20175 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 20175 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,260 and the 4 bedroom fair market rent is $3,350.

Use this page for searches like 20175 FMR, 20175 fair market rent, and 20175 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 20175
Bedroom sizeHUD FMR
Studio$1,970
1 bedroom$2,030
2 bedroom$2,260
3 bedroom$2,850
4 bedroom$3,350