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Worcester County/Unionville/21792

21792

ZIPFMR
Worcester County, MD
Zillow
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$990$1,090
1 BR$995$1,090
2 BR$1,184$1,300
3 BR$1,639$1,800
4 BR$1,979$2,180
5 BR$2,276Not available
6 BR$2,617Not available
7 BR$3,010Not available
8 BR$3,461Not available

Purchase Price Calculator

Maximum purchase price
$131,263

Cost breakdown

+Likely effective rent$1,300
HUD FMR$1,184
Market rent$1,910
Est. payment standard (110%)Used$1,300
-Principal and interest-$664
Loan amount$105,010
Down payment$26,253
Rate6.50%
Term30 years
-Operating costs-$436
Property taxes-$131
Insurance-$175
Utilities$0
HOA$0
Management-$130
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,055(80.2% ROI)
Projected value
$141,356
Return breakdown
Property appreciation+$10,093
Loan principal paid down+$3,762
Rental cash flow+$7,200
5-year hold
+$35,958(137.0% ROI)
Projected value
$148,512
Return breakdown
Property appreciation+$17,249
Loan principal paid down+$6,709
Rental cash flow+$12,000
10-year hold
+$76,751(292.4% ROI)
Projected value
$168,028
Return breakdown
Property appreciation+$36,765
Loan principal paid down+$15,987
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.56
1 BR
0.55
2 BR
0.62
3 BR
0.64
4 BR
0.62
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 21792 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 21792 (Unionville, MD) is $1,184 a month. That is down 0.8% from $1,194 in FY 2026. Unionville is in the Worcester County, MD non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it. The median county two-bedroom FMR in Maryland is $1,875, so ZIP 21792 is 37% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 21792
BedroomsFY 2027Change90–110% range
Studio$990−3.6%$891–$1,089
1BR$995−3.9%$896–$1,095
2BR$1,184−0.8%$1,066–$1,302
3BR$1,639−1.3%$1,475–$1,803
4BR$1,979+3.1%$1,781–$2,177

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 21792
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$990$995$1,184$1,639$1,979
FY 2026$1,027$1,035$1,194$1,661$1,919
FY 2025$1,109$1,150$1,276$1,788$1,956
FY 2024$993$1,020$1,145$1,614$1,797
FY 2023$828$833$976$1,387$1,662

Questions about ZIP 21792 rents

How much will Section 8 pay for a two-bedroom in ZIP 21792?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,184, that basic range is $1,066 to $1,302 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 21792 in?

ZIP 21792 is in the Worcester County, MD non-metropolitan FMR area.

How much did fair market rent change in ZIP 21792 for FY 2027?

The two-bedroom FMR fell 0.8%, from $1,194 in FY 2026 to $1,184 in FY 2027. Since FY 2023 it has risen 21.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentUnionville, MD fair market rentMD statewide rentsWhat is SAFMR?Data sources