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Union County/Jonesville/29395

29395

ZIPFMR
Union County, SC
Zillow
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$762$840
1 BR$767$840
2 BR$1,003$990
3 BR$1,286$1,050
4 BR$1,318$1,110
5 BR$1,516Not available
6 BR$1,743Not available
7 BR$2,005Not available
8 BR$2,305Not available

Purchase Price Calculator

Maximum purchase price
$85,197

Cost breakdown

+Likely effective rent$990
HUD FMR$1,003
Market rentUsed$990
Est. payment standard (99%)$990
-Principal and interest-$431
Loan amount$68,158
Down payment$17,039
Rate6.50%
Term30 years
-Operating costs-$359
Property taxes-$85
Insurance-$175
Utilities$0
HOA$0
Management-$99
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,193(95.0% ROI)
Projected value
$91,748
Return breakdown
Property appreciation+$6,551
Loan principal paid down+$2,442
Rental cash flow+$7,200
5-year hold
+$27,550(161.7% ROI)
Projected value
$96,393
Return breakdown
Property appreciation+$11,196
Loan principal paid down+$4,355
Rental cash flow+$12,000
10-year hold
+$58,239(341.8% ROI)
Projected value
$109,059
Return breakdown
Property appreciation+$23,862
Loan principal paid down+$10,376
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.84
1 BR
0.82
2 BR
1.01
3 BR
1.22
4 BR
1.19
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 29395 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 29395 (Jonesville, SC) is $1,003 a month. That is down 3.4% from $1,038 in FY 2026. Jonesville is in the Union County, SC HUD Metro FMR Area. The median county two-bedroom FMR in South Carolina is $1,098, so ZIP 29395 is 9% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 29395
BedroomsFY 2027Change90–110% range
Studio$762−3.1%$686–$838
1BR$767−3.0%$690–$844
2BR$1,003−3.4%$903–$1,103
3BR$1,286+1.3%$1,157–$1,415
4BR$1,318−4.1%$1,186–$1,450

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 29395
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$762$767$1,003$1,286$1,318
FY 2026$786$791$1,038$1,270$1,374
FY 2025$640$711$933$1,156$1,237
FY 2024$613$689$905$1,156$1,205
FY 2023$550$593$780$1,039$1,069

Questions about ZIP 29395 rents

How much will Section 8 pay for a two-bedroom in ZIP 29395?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,003, that basic range is $903 to $1,103 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 29395 in?

ZIP 29395 is in the Union County, SC HUD Metro FMR Area. Small Area FMRs are not mandatory in this area.

How much did fair market rent change in ZIP 29395 for FY 2027?

The two-bedroom FMR fell 3.4%, from $1,038 in FY 2026 to $1,003 in FY 2027. Since FY 2023 it has risen 28.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentJonesville, SC fair market rentSC statewide rentsWhat is SAFMR?Data sources