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29850

ZIPFMR
Aiken County, SC
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$997$1,100
1 BR$1,202$1,200
2 BR$1,329$1,410
3 BR$1,672$1,840
4 BR$2,035$2,120
5 BR$2,340Not available
6 BR$2,691Not available
7 BR$3,095Not available
8 BR$3,559Not available

Purchase Price Calculator

Maximum purchase price
$147,609

Cost breakdown

+Likely effective rent$1,410
HUD FMR$1,329
Market rent$1,460
Est. payment standard (106%)Used$1,410
-Principal and interest-$746
Loan amount$118,087
Down payment$29,522
Rate6.50%
Term30 years
-Operating costs-$464
Property taxes-$148
Insurance-$175
Utilities$0
HOA$0
Management-$141
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,781(77.2% ROI)
Projected value
$158,959
Return breakdown
Property appreciation+$11,350
Loan principal paid down+$4,231
Rental cash flow+$7,200
5-year hold
+$38,942(131.9% ROI)
Projected value
$167,006
Return breakdown
Property appreciation+$19,397
Loan principal paid down+$7,545
Rental cash flow+$12,000
10-year hold
+$83,320(282.2% ROI)
Projected value
$188,952
Return breakdown
Property appreciation+$41,343
Loan principal paid down+$17,977
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.83
1 BR
1.00
2 BR
0.91
3 BR
0.84
4 BR
0.94
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 29850 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 29850 (Vaucluse, SC) is $1,329 a month. That is up 5.4% from $1,261 in FY 2026. Vaucluse is in the Augusta-Richmond County, GA-SC HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in South Carolina is $1,098, so ZIP 29850 is 21% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 29850
BedroomsFY 2027Change90–110% range
Studio$997+6.2%$897–$1,097
1BR$1,202+7.9%$1,082–$1,322
2BR$1,329+5.4%$1,196–$1,462
3BR$1,672+2.8%$1,505–$1,839
4BR$2,035+2.6%$1,832–$2,239

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 29850
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$997$1,202$1,329$1,672$2,035
FY 2026$939$1,114$1,261$1,627$1,984
FY 2025SAFMR$820$980$1,110$1,460$1,790
FY 2024SAFMR$750$900$1,030$1,370$1,670
FY 2023SAFMR$720$850$980$1,310$1,610

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about ZIP 29850 rents

How much will Section 8 pay for a two-bedroom in ZIP 29850?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,329, that basic range is $1,196 to $1,462 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 29850 in?

ZIP 29850 is in the Augusta-Richmond County, GA-SC HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 29850 for FY 2027?

The two-bedroom FMR rose 5.4%, from $1,261 in FY 2026 to $1,329 in FY 2027.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set