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Jackson County/Commerce/30599

30599

ZIPFMR
Jackson County, GA
Zillow
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$993$1,090
1 BR$1,041$1,150
2 BR$1,205$1,330
3 BR$1,438$1,580
4 BR$2,014$2,100
5 BR$2,316Not available
6 BR$2,664Not available
7 BR$3,063Not available
8 BR$3,522Not available

Purchase Price Calculator

Maximum purchase price
$135,721

Cost breakdown

+Likely effective rent$1,330
HUD FMR$1,205
Market rent$1,730
Est. payment standard (110%)Used$1,330
-Principal and interest-$686
Loan amount$108,577
Down payment$27,144
Rate6.50%
Term30 years
-Operating costs-$444
Property taxes-$136
Insurance-$175
Utilities$0
HOA$0
Management-$133
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,526(79.3% ROI)
Projected value
$146,157
Return breakdown
Property appreciation+$10,436
Loan principal paid down+$3,890
Rental cash flow+$7,200
5-year hold
+$36,772(135.5% ROI)
Projected value
$153,556
Return breakdown
Property appreciation+$17,835
Loan principal paid down+$6,937
Rental cash flow+$12,000
10-year hold
+$78,543(289.4% ROI)
Projected value
$173,734
Return breakdown
Property appreciation+$38,013
Loan principal paid down+$16,530
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.55
1 BR
0.60
2 BR
0.70
3 BR
0.73
4 BR
0.94
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 30599 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 30599 (Commerce, GA) is $1,205 a month. That is up 4.5% from $1,153 in FY 2026. Commerce is in the Jackson County, GA non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it. The median county two-bedroom FMR in Georgia is $1,058, so ZIP 30599 is 14% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 30599
BedroomsFY 2027Change90–110% range
Studio$993+1.2%$894–$1,092
1BR$1,041+3.7%$937–$1,145
2BR$1,205+4.5%$1,085–$1,326
3BR$1,438−3.0%$1,294–$1,582
4BR$2,014+4.1%$1,813–$2,215

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 30599
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$993$1,041$1,205$1,438$2,014
FY 2026$981$1,004$1,153$1,483$1,934
FY 2025$873$879$1,045$1,373$1,755
FY 2024$810$815$1,006$1,359$1,550
FY 2023$686$691$909$1,238$1,351

Questions about ZIP 30599 rents

How much will Section 8 pay for a two-bedroom in ZIP 30599?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,205, that basic range is $1,085 to $1,326 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 30599 in?

ZIP 30599 is in the Jackson County, GA non-metropolitan FMR area.

How much did fair market rent change in ZIP 30599 for FY 2027?

The two-bedroom FMR rose 4.5%, from $1,153 in FY 2026 to $1,205 in FY 2027. Since FY 2023 it has risen 32.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCommerce, GA fair market rentGA statewide rentsWhat is SAFMR?Data sources