Skip to main content
Loading page

30817

ZIPSAFMR
Lincoln County, GA

ZIP Investment Score

55Below average

095130300
BRFMR
Eff. Rent
0 BR$770$770
1 BR$790$790
2 BR$1,030$1,030
3 BR$1,340$1,340
4 BR$1,350$1,350
5 BR$1,552Not available
6 BR$1,785Not available
7 BR$2,053Not available
8 BR$2,361Not available

Purchase Price Calculator

Maximum purchase price
$91,141

Cost breakdown

+Likely effective rent$1,030
HUD FMRUsed$1,030
Market rentN/A
Est. payment standardN/A
-Principal and interest-$461
Loan amount$72,913
Down payment$18,228
Rate6.50%
Term30 years
-Operating costs-$369
Property taxes-$91
Insurance-$175
Utilities$0
HOA$0
Management-$103
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,820(92.3% ROI)
Projected value
$98,149
Return breakdown
Property appreciation+$7,008
Loan principal paid down+$2,612
Rental cash flow+$7,200
5-year hold
+$28,635(157.1% ROI)
Projected value
$103,118
Return breakdown
Property appreciation+$11,977
Loan principal paid down+$4,658
Rental cash flow+$12,000
10-year hold
+$60,627(332.6% ROI)
Projected value
$116,668
Return breakdown
Property appreciation+$25,527
Loan principal paid down+$11,100
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 30817 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 30817 (Lincolnton, GA) is $1,030 a month. That is up 3.0% from $1,000 in FY 2026. Lincolnton is in the Lincoln County, GA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,026. Among 2 ZIP codes in Lincoln County, 30817 has the 2nd-highest two-bedroom rent (county range $1,030–$1,090). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 30817 is 3% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 30817
BedroomsFY 2027Change90–110% range
Studio$770+4.1%$693–$847
1BR$790+3.9%$711–$869
2BR$1,030+3.0%$927–$1,133
3BR$1,340+2.3%$1,206–$1,474
4BR$1,350+2.3%$1,215–$1,485

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 30817
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$770$790$1,030$1,340$1,350
FY 2026$740$760$1,000$1,310$1,320
FY 2025$700$720$940$1,210$1,250
FY 2024$650$680$890$1,180$1,190
FY 2023$580$690$790$1,060$1,060

Two-bedroom rent in nearby Lincoln County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 30817
30668$1,090+5.8%
30817Current$1,030—

Questions about ZIP 30817 rents

How much will Section 8 pay for a two-bedroom in ZIP 30817?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,026, which applies unless the housing authority uses Small Area FMRs, that basic range is $923 to $1,129 a month; under the ZIP-level Small Area FMR of $1,030 it would be $927 to $1,133. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 30817 in?

ZIP 30817 is in the Lincoln County, GA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,026.

How much did fair market rent change in ZIP 30817 for FY 2027?

The two-bedroom FMR rose 3.0%, from $1,000 in FY 2026 to $1,030 in FY 2027. Since FY 2023 it has risen 30.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set