31295
ZIPFMR
Bibb County, GA
BRFMR
Eff. Rent
0 BR$1,085$1,170
1 BR$1,158$940
2 BR$1,307$1,000
3 BR$1,567$1,350
4 BR$1,731$1,490
5 BR$1,991
6 BR$2,289
7 BR$2,633
8 BR$3,028

Purchase Price Calculator

Maximum purchase price
$86,683

Cost breakdown

+Likely effective rent$1,000
HUD FMR$1,307
Market rentUsed$1,000
Est. payment standard (90%)$1,180
Market rent is below the inferred standard ($1,180, 90% of FMR).
-Principal and interest-$438
Loan amount$69,346
Down payment$17,337
Rate6.50%
Term30 years
-Operating costs-$362
Property taxes-$87
Insurance-$175
Utilities$0
HOA$0
Management-$100
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,350(94.3% ROI)
Projected value
$93,348
Current value$86,683
Return breakdown
Property appreciation+$6,665
Loan principal paid down+$2,485
Rental cash flow+$7,200
5-year hold
+$27,821(160.5% ROI)
Projected value
$98,074
Current value$86,683
Return breakdown
Property appreciation+$11,391
Loan principal paid down+$4,431
Rental cash flow+$12,000
10-year hold
+$58,836(339.4% ROI)
Projected value
$110,962
Current value$86,683
Return breakdown
Property appreciation+$24,279
Loan principal paid down+$10,557
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.89ratio
FMR$1,085
Market$1,220
vs market-$135

FMR is below market; voucher rent may lag private rents.

90% standard$977 / 0.80 ratio110% standard$1,194 / 0.98 ratio
0.89
1 BR
1 BR
1.23ratio
FMR$1,158
Market$940
vs market+$218

FMR is above market; underwrite to market rent.

90% standard$1,042 / 1.11 ratio110% standard$1,274 / 1.36 ratio
1.23
2 BR
2 BR
1.31ratio
FMR$1,307
Market$1,000
vs market+$307

FMR is above market; underwrite to market rent.

90% standard$1,176 / 1.18 ratio110% standard$1,438 / 1.44 ratio
1.31
3 BR
3 BR
1.16ratio
FMR$1,567
Market$1,350
vs market+$217

FMR is above market; underwrite to market rent.

90% standard$1,410 / 1.04 ratio110% standard$1,724 / 1.28 ratio
1.16
4 BR
4 BR
1.16ratio
FMR$1,731
Market$1,490
vs market+$241

FMR is above market; underwrite to market rent.

90% standard$1,558 / 1.05 ratio110% standard$1,904 / 1.28 ratio
1.16
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 31295 (GA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

31295 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 31295 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,307 and the 4 bedroom fair market rent is $1,731.

Use this page for searches like 31295 FMR, 31295 fair market rent, and 31295 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 31295
Bedroom sizeHUD FMR
Studio$1,085
1 bedroom$1,158
2 bedroom$1,307
3 bedroom$1,567
4 bedroom$1,731