32572
ZIPSAFMR
Santa Rosa County, FL
BRFMR
Eff. Rent
0 BR$1,270$1,090
1 BR$1,440$1,180
2 BR$1,680$1,340
3 BR$2,230$1,850
4 BR$2,710$2,010
5 BR$3,116
6 BR$3,584
7 BR$4,122
8 BR$4,740

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.17ratio
FMR$1,270
Market$1,090
vs market+$180

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.17
1 BR
1 BR
1.22ratio
FMR$1,440
Market$1,180
vs market+$260

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.22
2 BR
2 BR
1.25ratio
FMR$1,680
Market$1,340
vs market+$340

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.25
3 BR
3 BR
1.21ratio
FMR$2,230
Market$1,850
vs market+$380

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.21
4 BR
4 BR
1.35ratio
FMR$2,710
Market$2,010
vs market+$700

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.35
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$187,731
Rent
$1,680
Down payment
$37,546
Loan
$150,185
Mortgage
$949
Expenses
$531
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 32572 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.