32655
ZIPSAFMR
Alachua County, FL
BRFMR
Eff. Rent
0 BR$1,160$1,280
1 BR$1,250$1,380
2 BR$1,500$1,650
3 BR$1,880$1,960
4 BR$1,990$2,160
5 BR$2,289
6 BR$2,632
7 BR$3,027
8 BR$3,481

Purchase Price Calculator

Maximum purchase price
$183,273

Cost breakdown

+Likely effective rent$1,650
HUD FMR$1,500
Market rent$1,940
Est. payment standard (110%)Used$1,650
Estimated payment standard is $1,650 (110% of FMR).
-Principal and interest-$927
Loan amount$146,618
Down payment$36,655
Rate6.50%
Term30 years
-Operating costs-$523
Property taxes-$183
Insurance-$175
Utilities$0
HOA$0
Management-$165
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,545(72.4% ROI)
Projected value
$197,365
Current value$183,273
Return breakdown
Property appreciation+$14,092
Loan principal paid down+$5,253
Rental cash flow+$7,200
5-year hold
+$45,451(124.0% ROI)
Projected value
$207,356
Current value$183,273
Return breakdown
Property appreciation+$24,084
Loan principal paid down+$9,367
Rental cash flow+$12,000
10-year hold
+$97,653(266.4% ROI)
Projected value
$234,605
Current value$183,273
Return breakdown
Property appreciation+$51,332
Loan principal paid down+$22,321
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.67ratio
FMR$1,160
Market$1,740
vs market-$580

FMR is below market; voucher rent may lag private rents.

90% standard$1,044 / 0.60 ratio110% standard$1,276 / 0.73 ratio
0.67
1 BR
1 BR
0.75ratio
FMR$1,250
Market$1,670
vs market-$420

FMR is below market; voucher rent may lag private rents.

90% standard$1,125 / 0.67 ratio110% standard$1,375 / 0.82 ratio
0.75
2 BR
2 BR
0.77ratio
FMR$1,500
Market$1,940
vs market-$440

FMR is below market; voucher rent may lag private rents.

90% standard$1,350 / 0.70 ratio110% standard$1,650 / 0.85 ratio
0.77
3 BR
3 BR
0.94ratio
FMR$1,880
Market$2,000
vs market-$120

FMR is near market; voucher and private rents are aligned.

90% standard$1,692 / 0.85 ratio110% standard$2,068 / 1.03 ratio
0.94
4 BR
4 BR
0.88ratio
FMR$1,990
Market$2,250
vs market-$260

FMR is below market; voucher rent may lag private rents.

90% standard$1,791 / 0.80 ratio110% standard$2,189 / 0.97 ratio
0.88
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 32655 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

32655 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 32655 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,500 and the 4 bedroom fair market rent is $1,990.

Use this page for searches like 32655 FMR, 32655 fair market rent, and 32655 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 32655
Bedroom sizeHUD FMR
Studio$1,160
1 bedroom$1,250
2 bedroom$1,500
3 bedroom$1,880
4 bedroom$1,990