33185
ZIPSAFMR
Miami-Dade County, FL
BRFMR
Eff. Rent
0 BR$2,740$2,580
1 BR$2,990$2,030
2 BR$3,650$3,180
3 BR$4,680$3,590
4 BR$5,410$4,190
5 BR$6,221
6 BR$7,155
7 BR$8,228
8 BR$9,462

Purchase Price Calculator

Maximum purchase price
$410,630

Cost breakdown

+Likely effective rent$3,180
HUD FMR$3,650
Market rentUsed$3,180
Est. payment standard (92%)$3,340
Market rent is below the inferred standard ($3,340, 92% of FMR).
-Principal and interest-$2,076
Loan amount$328,504
Down payment$82,126
Rate6.50%
Term30 years
-Operating costs-$904
Property taxes-$411
Insurance-$175
Utilities$0
HOA$0
Management-$318
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$50,543(61.5% ROI)
Projected value
$442,204
Current value$410,630
Return breakdown
Property appreciation+$31,574
Loan principal paid down+$11,770
Rental cash flow+$7,200
5-year hold
+$86,948(105.9% ROI)
Projected value
$464,590
Current value$410,630
Return breakdown
Property appreciation+$53,960
Loan principal paid down+$20,988
Rental cash flow+$12,000
10-year hold
+$189,022(230.2% ROI)
Projected value
$525,641
Current value$410,630
Return breakdown
Property appreciation+$115,011
Loan principal paid down+$50,011
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.06ratio
FMR$2,740
Market$2,580
vs market+$160

FMR is near market; voucher and private rents are aligned.

90% standard$2,466 / 0.96 ratio110% standard$3,014 / 1.17 ratio
1.06
1 BR
1 BR
1.47ratio
FMR$2,990
Market$2,030
vs market+$960

FMR is above market; underwrite to market rent.

90% standard$2,691 / 1.33 ratio110% standard$3,289 / 1.62 ratio
1.47
2 BR
2 BR
1.15ratio
FMR$3,650
Market$3,180
vs market+$470

FMR is above market; underwrite to market rent.

90% standard$3,285 / 1.03 ratio110% standard$4,015 / 1.26 ratio
1.15
3 BR
3 BR
1.30ratio
FMR$4,680
Market$3,590
vs market+$1,090

FMR is above market; underwrite to market rent.

90% standard$4,212 / 1.17 ratio110% standard$5,148 / 1.43 ratio
1.30
4 BR
4 BR
1.29ratio
FMR$5,410
Market$4,190
vs market+$1,220

FMR is above market; underwrite to market rent.

90% standard$4,869 / 1.16 ratio110% standard$5,951 / 1.42 ratio
1.29
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 33185 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

33185 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 33185 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,650 and the 4 bedroom fair market rent is $5,410.

Use this page for searches like 33185 FMR, 33185 fair market rent, and 33185 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 33185
Bedroom sizeHUD FMR
Studio$2,740
1 bedroom$2,990
2 bedroom$3,650
3 bedroom$4,680
4 bedroom$5,410