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33826

ZIPSAFMR
Highlands County, FL
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$880$970
1 BR$1,020$1,120
2 BR$1,260$1,340
3 BR$1,500$1,510
4 BR$1,910$1,590
5 BR$2,197Not available
6 BR$2,526Not available
7 BR$2,905Not available
8 BR$3,341Not available

Purchase Price Calculator

Maximum purchase price
$137,207

Cost breakdown

+Likely effective rent$1,340
HUD FMR$1,260
Market rent$1,390
Est. payment standard (107%)Used$1,340
-Principal and interest-$694
Loan amount$109,766
Down payment$27,441
Rate6.50%
Term30 years
-Operating costs-$446
Property taxes-$137
Insurance-$175
Utilities$0
HOA$0
Management-$134
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,683(79.0% ROI)
Projected value
$147,757
Return breakdown
Property appreciation+$10,550
Loan principal paid down+$3,933
Rental cash flow+$7,200
5-year hold
+$37,043(135.0% ROI)
Projected value
$155,237
Return breakdown
Property appreciation+$18,030
Loan principal paid down+$7,013
Rental cash flow+$12,000
10-year hold
+$79,140(288.4% ROI)
Projected value
$175,637
Return breakdown
Property appreciation+$38,430
Loan principal paid down+$16,711
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.64
1 BR
0.72
2 BR
0.91
3 BR
0.99
4 BR
1.20
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 33826 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 33826 (Avon Park, FL) is $1,260 a month. That is down 0.8% from $1,270 in FY 2026. Avon Park is in the Sebring, FL MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,259. Among 14 ZIP codes in Highlands County, 33826 is tied for the 9th-highest two-bedroom rent (county range $1,150–$1,590). The median county two-bedroom FMR in Florida is $1,474, so ZIP 33826 is 15% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 33826
BedroomsFY 2027Change90–110% range
Studio$8800.0%$792–$968
1BR$1,020+1.0%$918–$1,122
2BR$1,260−0.8%$1,134–$1,386
3BR$1,500−2.6%$1,350–$1,650
4BR$1,910−5.4%$1,719–$2,101

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 33826
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$880$1,020$1,260$1,500$1,910
FY 2026$880$1,010$1,270$1,540$2,020
FY 2025$850$950$1,240$1,520$1,990
FY 2024area FMR$757$850$1,117$1,391$1,831
FY 2023area FMR$707$757$997$1,239$1,495

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Highlands County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 33826
33825$1,350+7.1%
33826Current$1,260—
33843$1,350+7.1%
33852$1,400+11.1%
33857$1,240−1.6%
33862$1,2600.0%
33870$1,230−2.4%
33871$1,2600.0%
33872$1,430+13.5%
33875$1,410+11.9%
33876$1,150−8.7%
33960$1,320+4.8%

Questions about ZIP 33826 rents

How much will Section 8 pay for a two-bedroom in ZIP 33826?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,259, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,133 to $1,385 a month; under the ZIP-level Small Area FMR of $1,260 it would be $1,134 to $1,386. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 33826 in?

ZIP 33826 is in the Sebring, FL MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,259.

How much did fair market rent change in ZIP 33826 for FY 2027?

The two-bedroom FMR fell 0.8%, from $1,270 in FY 2026 to $1,260 in FY 2027. Since FY 2025 it has risen 1.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set