35249
ZIPSAFMR
Jefferson County, AL
BRFMR
Eff. Rent
0 BR$1,400$930
1 BR$1,580$810
2 BR$1,730$900
3 BR$2,160$1,160
4 BR$2,460$1,450
5 BR$2,829
6 BR$3,253
7 BR$3,741
8 BR$4,303

Purchase Price Calculator

Maximum purchase price
$71,823

Cost breakdown

+Likely effective rent$900
HUD FMR$1,730
Market rentUsed$900
Est. payment standard (90%)$1,560
Market rent is below the inferred standard ($1,560, 90% of FMR).
-Principal and interest-$363
Loan amount$57,459
Down payment$14,365
Rate6.50%
Term30 years
-Operating costs-$337
Property taxes-$72
Insurance-$175
Utilities$0
HOA$0
Management-$90
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$14,781(102.9% ROI)
Projected value
$77,346
Current value$71,823
Return breakdown
Property appreciation+$5,523
Loan principal paid down+$2,059
Rental cash flow+$7,200
5-year hold
+$25,109(174.8% ROI)
Projected value
$81,261
Current value$71,823
Return breakdown
Property appreciation+$9,438
Loan principal paid down+$3,671
Rental cash flow+$12,000
10-year hold
+$52,864(368.0% ROI)
Projected value
$91,940
Current value$71,823
Return breakdown
Property appreciation+$20,117
Loan principal paid down+$8,747
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.51ratio
FMR$1,400
Market$930
vs market+$470

FMR is above market; underwrite to market rent.

90% standard$1,260 / 1.35 ratio110% standard$1,540 / 1.66 ratio
1.51
1 BR
1 BR
1.95ratio
FMR$1,580
Market$810
vs market+$770

FMR is above market; underwrite to market rent.

1.95
2 BR
2 BR
1.92ratio
FMR$1,730
Market$900
vs market+$830

FMR is above market; underwrite to market rent.

1.92
3 BR
3 BR
1.86ratio
FMR$2,160
Market$1,160
vs market+$1,000

FMR is above market; underwrite to market rent.

1.86
4 BR
4 BR
1.70ratio
FMR$2,460
Market$1,450
vs market+$1,010

FMR is above market; underwrite to market rent.

1.70
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 35249 (AL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

35249 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 35249 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,730 and the 4 bedroom fair market rent is $2,460.

Use this page for searches like 35249 FMR, 35249 fair market rent, and 35249 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 35249
Bedroom sizeHUD FMR
Studio$1,400
1 bedroom$1,580
2 bedroom$1,730
3 bedroom$2,160
4 bedroom$2,460