Not enough rental comps in this area to determine how FMR aligns with current market rates.
Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 35975 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 35975 (Groveoak, AL) is $950 a month. That is up 20.3% from $790 in FY 2026. Groveoak is in the DeKalb County, AL non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $921. Among 18 ZIP codes in DeKalb County, 35975 is tied for the 9th-highest two-bedroom rent (county range $920–$1,360). The median county two-bedroom FMR in Alabama is $975, so ZIP 35975 is 3% below it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 35975
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$590
$720
+22.0%
$648–$792
1BR
$610
$730
+19.7%
$657–$803
2BR
$790
$950
+20.3%
$855–$1,045
3BR
$1,040
$1,250
+20.2%
$1,125–$1,375
4BR
$1,220
$1,460
+19.7%
$1,314–$1,606
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 35975
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$720
$730
$950
$1,250
$1,460
FY 2026
$590
$610
$790
$1,040
$1,220
FY 2025
$590
$600
$780
$1,050
$1,260
FY 2024area FMR
$642
$652
$857
$1,159
$1,391
FY 2023area FMR
$560
$579
$740
$1,015
$1,153
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Two-bedroom rent in nearby DeKalb County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 35975?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $921, which applies unless the housing authority uses Small Area FMRs, that basic range is $829 to $1,013 a month; under the ZIP-level Small Area FMR of $950 it would be $855 to $1,045. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 35975 in?
ZIP 35975 is in the DeKalb County, AL non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $921.
How much did fair market rent change in ZIP 35975 for FY 2027?
The two-bedroom FMR rose 20.3%, from $790 in FY 2026 to $950 in FY 2027. Since FY 2025 it has risen 21.8%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set