39165
ZIPFMR
Adams County, MS
BRFMR
Eff. Rent
0 BR$727$727
1 BR$768$768
2 BR$842$842
3 BR$1,111$1,111
4 BR$1,115$1,115
5 BR$1,282
6 BR$1,475
7 BR$1,696
8 BR$1,950

Purchase Price Calculator

Maximum purchase price
$63,204

Cost breakdown

+Likely effective rent$842
HUD FMRUsed$842
Market rentN/A
Est. payment standardN/A
HUD FMR fallback; market rent is unavailable.
-Principal and interest-$320
Loan amount$50,563
Down payment$12,641
Rate6.50%
Term30 years
-Operating costs-$322
Property taxes-$63
Insurance-$175
Utilities$0
HOA$0
Management-$84
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$13,871(109.7% ROI)
Projected value
$68,064
Current value$63,204
Return breakdown
Property appreciation+$4,860
Loan principal paid down+$1,812
Rental cash flow+$7,200
5-year hold
+$23,536(186.2% ROI)
Projected value
$71,510
Current value$63,204
Return breakdown
Property appreciation+$8,306
Loan principal paid down+$3,231
Rental cash flow+$12,000
10-year hold
+$49,400(390.8% ROI)
Projected value
$80,907
Current value$63,204
Return breakdown
Property appreciation+$17,703
Loan principal paid down+$7,698
Rental cash flow+$24,000

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 39165 (MS) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

39165 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 39165 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $842 and the 4 bedroom fair market rent is $1,115.

Use this page for searches like 39165 FMR, 39165 fair market rent, and 39165 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 39165
Bedroom sizeHUD FMR
Studio$727
1 bedroom$768
2 bedroom$842
3 bedroom$1,111
4 bedroom$1,115