39174
ZIPSAFMR
Hinds County, MS
BRFMR
Eff. Rent
0 BR$900$990
1 BR$900$990
2 BR$1,060$1,170
3 BR$1,270$1,400
4 BR$1,400$1,540
5 BR$1,610
6 BR$1,851
7 BR$2,129
8 BR$2,449

Purchase Price Calculator

Maximum purchase price
$111,945

Cost breakdown

+Likely effective rent$1,170
HUD FMR$1,060
Market rent$1,440
Est. payment standard (110%)Used$1,170
Estimated payment standard is $1,170 (110% of FMR).
-Principal and interest-$566
Loan amount$89,556
Down payment$22,389
Rate6.50%
Term30 years
-Operating costs-$404
Property taxes-$112
Insurance-$175
Utilities$0
HOA$0
Management-$117
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,016(84.9% ROI)
Projected value
$120,553
Current value$111,945
Return breakdown
Property appreciation+$8,608
Loan principal paid down+$3,209
Rental cash flow+$7,200
5-year hold
+$32,432(144.9% ROI)
Projected value
$126,656
Current value$111,945
Return breakdown
Property appreciation+$14,710
Loan principal paid down+$5,722
Rental cash flow+$12,000
10-year hold
+$68,988(308.1% ROI)
Projected value
$143,299
Current value$111,945
Return breakdown
Property appreciation+$31,354
Loan principal paid down+$13,634
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.68ratio
FMR$900
Market$1,330
vs market-$430

FMR is below market; voucher rent may lag private rents.

90% standard$810 / 0.61 ratio110% standard$990 / 0.74 ratio
0.68
1 BR
1 BR
0.83ratio
FMR$900
Market$1,080
vs market-$180

FMR is below market; voucher rent may lag private rents.

90% standard$810 / 0.75 ratio110% standard$990 / 0.92 ratio
0.83
2 BR
2 BR
0.74ratio
FMR$1,060
Market$1,440
vs market-$380

FMR is below market; voucher rent may lag private rents.

90% standard$954 / 0.66 ratio110% standard$1,166 / 0.81 ratio
0.74
3 BR
3 BR
0.81ratio
FMR$1,270
Market$1,570
vs market-$300

FMR is below market; voucher rent may lag private rents.

90% standard$1,143 / 0.73 ratio110% standard$1,397 / 0.89 ratio
0.81
4 BR
4 BR
0.75ratio
FMR$1,400
Market$1,870
vs market-$470

FMR is below market; voucher rent may lag private rents.

90% standard$1,260 / 0.67 ratio110% standard$1,540 / 0.82 ratio
0.75
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 39174 (MS) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

39174 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 39174 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,060 and the 4 bedroom fair market rent is $1,400.

Use this page for searches like 39174 FMR, 39174 fair market rent, and 39174 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 39174
Bedroom sizeHUD FMR
Studio$900
1 bedroom$900
2 bedroom$1,060
3 bedroom$1,270
4 bedroom$1,400