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39555

ZIPFMR
Jackson County, MS
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$960$960
1 BR$966$966
2 BR$1,099$1,099
3 BR$1,506$1,506
4 BR$1,759$1,759
5 BR$2,023Not available
6 BR$2,326Not available
7 BR$2,675Not available
8 BR$3,077Not available

Purchase Price Calculator

Maximum purchase price
$101,394

Cost breakdown

+Likely effective rent$1,099
HUD FMRUsed$1,099
Market rentN/A
Est. payment standardN/A
-Principal and interest-$513
Loan amount$81,116
Down payment$20,279
Rate6.50%
Term30 years
-Operating costs-$386
Property taxes-$101
Insurance-$175
Utilities$0
HOA$0
Management-$110
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,902(88.3% ROI)
Projected value
$109,191
Return breakdown
Property appreciation+$7,796
Loan principal paid down+$2,906
Rental cash flow+$7,200
5-year hold
+$30,507(150.4% ROI)
Projected value
$114,719
Return breakdown
Property appreciation+$13,324
Loan principal paid down+$5,182
Rental cash flow+$12,000
10-year hold
+$64,748(319.3% ROI)
Projected value
$129,793
Return breakdown
Property appreciation+$28,399
Loan principal paid down+$12,349
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 39555 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 39555 (Hurley, MS) is $1,099 a month. That is up 3.0% from $1,067 in FY 2026. Hurley is in the Pascagoula, MS HUD Metro FMR Area. The median county two-bedroom FMR in Mississippi is $905, so ZIP 39555 is 21% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 39555
BedroomsFY 2027Change90–110% range
Studio$960+3.3%$864–$1,056
1BR$966+1.6%$869–$1,063
2BR$1,099+3.0%$989–$1,209
3BR$1,506+4.0%$1,355–$1,657
4BR$1,759−0.2%$1,583–$1,935

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 39555
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$960$966$1,099$1,506$1,759
FY 2026$929$951$1,067$1,448$1,762
FY 2025SAFMR$920$970$1,090$1,460$1,820
FY 2024SAFMR$840$960$1,080$1,440$1,830
FY 2023$649$793$906$1,213$1,543

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about ZIP 39555 rents

How much will Section 8 pay for a two-bedroom in ZIP 39555?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,099, that basic range is $989 to $1,209 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 39555 in?

ZIP 39555 is in the Pascagoula, MS HUD Metro FMR Area. Small Area FMRs are not mandatory in this area.

How much did fair market rent change in ZIP 39555 for FY 2027?

The two-bedroom FMR rose 3.0%, from $1,067 in FY 2026 to $1,099 in FY 2027. Since FY 2023 it has risen 21.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set