FMR is below market; voucher rent may lag private rents.
0.61
1 BR
1 BR
0.63ratio
FMR$860
Market$1,360
vs market-$500
FMR is below market; voucher rent may lag private rents.
0.63
2 BR
2 BR
0.73ratio
FMR$970
Market$1,330
vs market-$360
FMR is below market; voucher rent may lag private rents.
0.73
3 BR
3 BR
0.90ratio
FMR$1,320
Market$1,470
vs market-$150
FMR is below market; voucher rent may lag private rents.
0.90
4 BR
4 BR
0.96ratio
FMR$1,590
Market$1,650
vs market-$60
FMR is near market; voucher and private rents are aligned.
0.96
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--
ZIP 39595 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 39595 (Pascagoula, MS) is $970 a month. That is down 2.0% from $990 in FY 2026. Pascagoula is in the Pascagoula, MS HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,099. Among 14 ZIP codes in Jackson County, 39595 is tied for the 11th-highest two-bedroom rent (county range $970–$1,330). The median county two-bedroom FMR in Mississippi is $905, so ZIP 39595 is 7% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 39595
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$850
$840
−1.2%
$756–$924
1BR
$880
$860
−2.3%
$774–$946
2BR
$990
$970
−2.0%
$873–$1,067
3BR
$1,330
$1,320
−0.8%
$1,188–$1,452
4BR
$1,650
$1,590
−3.6%
$1,431–$1,749
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 39595
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$840
$860
$970
$1,320
$1,590
FY 2026
$850
$880
$990
$1,330
$1,650
FY 2025
$860
$910
$1,020
$1,370
$1,700
FY 2024
$840
$960
$1,080
$1,440
$1,830
FY 2023
$650
$800
$910
$1,220
$1,550
Two-bedroom rent in nearby Jackson County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 39595?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,099, which applies unless the housing authority uses Small Area FMRs, that basic range is $989 to $1,209 a month; under the ZIP-level Small Area FMR of $970 it would be $873 to $1,067. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 39595 in?
ZIP 39595 is in the Pascagoula, MS HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,099.
How much did fair market rent change in ZIP 39595 for FY 2027?
The two-bedroom FMR fell 2.0%, from $990 in FY 2026 to $970 in FY 2027. Since FY 2023 it has risen 6.6%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set